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Latest Stock Buy or Sell? Make More Informed Decisions!

Today, The Monthly Gems by Allan Tong and The Panic-Proof Portfolio (Stockchase Research) commented about whether TOL, RPRX, MRK, CGI.TO, GAP, LEG, EXOD, G, PRM.TO, PRG, GL, V, MDA.TO, ADBE are stocks to buy or sell.

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It's a Monthly Gems opinion which is available only for Stockchase Premium

Curated by Allan Tong since 2019.
99+ opinions with 4.15 rating.

TOP PICK

AI is supposed to kill software stocks like Adobe, Salesforce and ServiceNow, so why does Adobe keep beating earnings (which keep rising)? Adobe just fell below $300, levels last seen in September 2022, when it was trading at 35x PE. Now, Adobe trades at 17.8x. By the way, Adobe bounced in September 2022. The demise of software names like Adobe is premature and the selling overdone. True, the long-term impact of AI on this industry (and all others) is being played out, but Adobe already employs AI in its products with Firefly. Firefly is found in key products PhotoShop, Illustrator and Premiere Pro. From a technical perspective, Adobe shares recently bounced off the $288 level twice, so it has found support. The street targets $418. Upside is far more likely than down.

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It's a Monthly Gems opinion which is available only for Stockchase Premium

Curated by Allan Tong since 2019.
99+ opinions with 4.15 rating.

TOP PICK

Losing the $1.8-billion contract with American telecom EchoStar set them back, but MDA still reported Q3 revenue growth of 45% year-over-year while gross profits rose 43% in that period. Nearly 75% of MDA's business comes from satellites, and this segment gained 69% in this span. More than half of MDA's $4.4-billion pipeline is in satellites. MDA plays into the prevailing theme of defence, while its cash flow is good. Already in 2026, the stock has run up over 50%, but there's still room to run with the street targeting $46.06, about $8 higher than presently. Stockchaser Trevor Rose likes it for its moat.

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It's a Monthly Gems opinion which is available only for Stockchase Premium

Curated by Allan Tong since 2019.
99+ opinions with 4.15 rating.

TOP PICK

The credit card companies sank last month after Trump wanted to impose a 10% interest rate cap on plastic money, at least temporarily. The scare was enough to plunge Visa from $352 to $327. It fell to as low as $321, but quickly bounced $10. Investors already know that credit card companies are money-making machines. They act as toll booths, taking a fee whenever consumers tap and swipe their cards and, of course, collect those interest rates, mostly over 20%. With credit card adaptation continuing around the world, particularly India, at 7.45% CAGR (compound annual growth) to 2033, the future growth of market leader is virtually assured. Visa keeps beating earnings, as it did throughout 2025. As for the 10% cap, it's unlikely to pass in Washington, and if it did the credit card companies will certainly forbid a lot of American consumers with from obtaining a card. This will wreak havok on the U.S. economy. While it's true that the average American carries US$7,885 of credit card debt, the way to combat that is through education. Financial literacy involves another discussion, but it's something that every individual should undertake and governments and companies themselves should encourage.

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK
Stockchase Research Editor: Michael O'Reilly

We reiterate GL as a TOP PICK.  The slow and steady insurance provider based in Texas, releases earnings this week.  Analysts expect much of the same as in the past.  Earnings growth has averaged 11% annually over the last five years and they expect it to grow by 9% for the next five.  It trades at 10x earnings, 2x book and supports a respectable 22% ROE.  We continue to recommend a stop at $127, looking to achieve $169 -- upside potential over 16%.  Yield 0.7%

(Analysts’ price target is $168.70)
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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK
Stockchase Research Editor: Michael O'Reilly

We reiterate PRG, a Utah based consumer lease to own business, as a TOP PICK.  They recently closed on an acquisition that gains access to 7 million employees providing an innovate automatic payroll purchase option.  It trades at 9x earnings, under 2x book and supports a 24% ROE.  Its dividend is backed by a payout ratio under 15% of cash flow.  Previously reported earnings showed cash reserves growing, while shares were aggressively bought back and debt retired.  We recommend trailing up the stop (from $22) to $28, looking to achieve $41 -- upside potential of 24%.  Yield 1.5%

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK
Stockchase Research Editor: Michael O'Reilly

We reiterate PRM, a portfolio of the 10 world's largest pharma and biotech companies, as a TOP PICK.  The fund manages a balance of underlying shares with dividends and options to create an enhanced yield for investors, which presently yields over 8%.  We recommend trailing up the stop (from $10) to $13, looking to achieve $18 -- upside over 18%.  Yield 8.2%

(Analysts’ price target is $32.78)
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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Mar 20/25, Down 13%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with G has triggered its stop at $43.  To remain disciplined, we recommend covering the position at this time.  

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Jan 15/26, Down 25.7%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with EXOD has triggered its stop at $13.  To remain disciplined, we recommend covering the position at this time.  

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Nov 25/25, Up 37.4%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with LEG is progressing well.  To remain disciplined, we recommend trailing up the stop (from $6) to $11 at this time.  

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Jul 15/25, Up 36.6%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with GAP is progressing well.  To remain disciplined, we recommend trailing up the stop (from $19) to $26 at this time.  

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Sep 18/25, Up 26.3%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with CGI is progressing well.  To remain disciplined, we recommend trailing up the stop (from $40.50) to $45.00 at this time.  

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Sep 02/25, Up 36%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with MRK is progressing well.  To remain disciplined, we recommend trailing up the stop (from $87) to $100 at this time.  

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Oct 30/25, Up 33.1%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with RPRX is progressing well.  To remain disciplined, we recommend trailing up the stop (from $34.50) to $39.00 at this time.  

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Jul 03/25, Up 28.3%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with TOL is progressing well.  To remain disciplined, we recommend trailing up the stop (from $124) to $136 at this time.  

COMMENT

Like last year, 2026 is volatile. Some big companies are up or down 15%. January looks like markets were up 0.5%, but the real story is that there was lots of speculation and whipsawing. You have to be a long-term investor. The market valuation is a little higher than average, nothing terrible. There are companies worth buying now for the long term. Sectors he's picking away at: financials, real estate and industrials. In tech, he's holding onto Meta and Alphabet.

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