NYSE:V

Visa Inc. (V)

375.07
-3.68 (0.97%)
as of Sep 4, 2026, 8:00:00 pm Market Open.
592 watching
0
Investor Insights
star iconSep 4, 2026, 12:00 am

This summary was created by AI, based on 64 opinions in the last 12 months.

Visa Inc. continues to be viewed positively by various analysts, who highlight its dominant position in the payments industry. The company is experiencing solid growth metrics, with revenue growth and increasing cash reserves. While some experts acknowledge recent market challenges, they emphasize the resilience in consumer spending and the transition from cash to digital payments as key growth drivers. Despite macroeconomic concerns and industry competition, Visa is recommended as a strong long-term hold. Analysts also note its potential for upside, given the company's robust fundamentals, commitment to share buybacks, and strategic partnerships in the evolving fintech landscape.

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Consensus
Buy
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Valuation
Fair Value
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Similar
Mastercard,MA

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TOP PICK
Stockchase Research Editor: Michael O'Reilly

With quarterly transactions setting a record $4 trillion, we reiterate V as a TOP PICK.  Revenues in advisory and security services grew 34% -- showing more runway for growth.  It trades at 32x earnings and supports a robust 60% ROE.  We recommend trailing up the stop (from $335) to $350, looking to achieve $440 -- 18% potential upside.  Yield 0.7%

(Analysts’ price target is $423.40)
PAST TOP PICK
(A Top Pick Aug 26/25, Up 5%)

Owned for about a decade. Trimmed for the first time ever last year, as it got above risk thresholds. Low double-digit growth metrics. When it's on sale, you should buy it.

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PAST TOP PICK
(A Top Pick Jul 30/26, Up 10.7%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with V is progressing well.  To remain disciplined, we recommend trailing up the stop (from $325) to $335 at this time.  

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK
Stockchase Research Editor: Michael O'Reilly

We reiterate V as a TOP PICK.  The company is seeking a stablecoin partner to expand its reach globally furthering its market depth.  Recently reported earnings showed growing cash reserves as shares are aggressively bought back and debt retired.  We continue to recommend a stop at $325, looking to achieve $432 - upside potential of 18%.  Yield 0.7%

(Analysts’ price target is $420.14)
BUY

They're bumping against recent highs. They are the toll road for global commerce.

PAST TOP PICK
(A Top Pick Aug 08/25, Up 8%)

Doesn't own anymore. Still a great franchise long term. Valuation's a bit high at 25x forward PE with 14-15% growth. PEG ratio is almost 2x. He moved on to names with higher growth and better valuations. 

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1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK
Stockchase Research Editor: Michael O'Reilly

Following recently reported earnings, we reiterate V as a TOP PICK.  Consumers are spending and at higher rates than analysts expect -- including growth in travel spending despite geopolitical uncertainty.  Cash reserves are growing as shares are aggressively bought back albeit with a slight increase in debt (not an issue as free cash flow is at five year highs).  It trades at 29x earnings and supports an amazing 66% ROE and annual dividend growth has exceeded 15% over the past five years.  We continue to recommend a stop at $325, looking to achieve $430 -- upside potential of 18%.  Yield 0.7%  

(Analysts’ price target is $404.18)
BUY

Visa and Mastercard have been treading water the past year because the market has been fixated on AI, but that money has been rotating out of AI into places like credit cards. The two companies have some of the best business models, big moats and trading at attractive PEs, though neither are at decades-long low PEs. Visa's layoff of 7% of workforce is good for the stock. Probably AI is making Visa more productive.

PAST TOP PICK
(A Top Pick Jun 26/25, Up 5%)

One of the highest-quality names he owns. Share price has done nothing over 12 months, but business continues to enjoy 10% growth. Its network isn't going away anytime soon.

BUY

Mastercard and Visa have been weak because cash-to-card conversion has historically been the easiest thing for them to do but is now over. Value-added services are instead driving more growth. Agentic AI traffic is about to go parabolic, so can the cards play the role of authentication layer? He thinks so, and they should.  Stablecoins and peer-to-peer transactions are not big deals, not major threats. 

PAST TOP PICK
(A Top Pick Aug 26/25, Down 1%)

Fund flows have gone to energy and AI. Whenever this name goes on sale, it's proven to be a buying opportunity. No reason for it not to go higher. A screaming buy.

PAST TOP PICK
(A Top Pick Aug 08/25, Up 4%)

He sold this past February. Strong quality earnings, risk/reward has become neutral. Investors are looking to faster-growing growth companies.

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Curated by Michael O'Reilly since 2020.
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PAST TOP PICK
(A Top Pick Jun 09/26, Up 12.4%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with V is progressing well.  To remain disciplined, we recommend trailing up the stop (from $295) to $325 at this time.  

BUY
V vs. MA

Both are phenomenal businesses. Comparable on valuation and share price performance. If you own one, don't switch.

His clients own Visa, and have for a very long time. Makes the most sense for him as more payments become digitized and V captures more market share. It's the largest payment network, so its profitability is a bit higher on margins. Bit north of 20x PE, FCF yield north of 4%. Attractive valuation for an essential business.

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Curated by Michael O'Reilly since 2020.
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TOP PICK
Stockchase Research Editor: Michael O'Reilly

We reiterate V as a TOP PICK.  With a commanding ROE of 65%, it holds a dominant position in the personal credit realm.  We like that cash reserves continue to grow, while shares are aggressively bought back (albeit with a little more debt).  Revenues are growing by 15% annually over the past five years as the dividend has doubled over that same time.  We recommend maintaining a stop at $295, looking to achieve $383 -- upside potential of 18%.  Yield 0.8%

(Analysts’ price target is $400.46)
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Visa Inc. (V) Frequently Asked Questions

What is Visa Inc. stock symbol?

Visa Inc. is a American stock, trading under the symbol V (previously V-N on Stockchase) on the New York Stock Exchange (V). It is usually referred to as NYSE:V or V

Is Visa Inc. a buy or a sell?

In the last year, 59 stock analysts issued a Buy, Sell, or Hold rating on V (previously V-N on Stockchase). 52 analysts recommended to BUY and 2 analysts recommended to SELL the stock. The latest stock analyst rating is TOP PICK. Read the latest stock experts' ratings for Visa Inc..

Is Visa Inc. a good investment or a top pick?

Visa Inc. was recommended as a Top Pick by The Panic-Proof Portfolio (Stockchase Research) on 2026-09-01. Read the latest stock experts ratings for Visa Inc..

Why is Visa Inc. stock dropping?

Earnings reports or recent company news can cause the stock price to drop. Read stock experts' recommendations for Visa Inc..

Is Visa Inc. worth watching?

Visa Inc. is followed by 592 investors on Stockchase and is a trending stock that is worth watching.

What is Visa Inc. stock price?

On 2026-09-04, Visa Inc. (V) stock closed at a price of $375.07.

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4.7(59)
Based on 59 expert opinions: 52 buy 5 hold 2 sell