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Investor Insights

This summary was created by AI, based on 51 opinions in the last 12 months.

Experts generally regard Visa Inc. as a dominant player in the financial technology space, highlighting its strong market position and extensive transaction network. The company is seen as having a robust brand, benefiting significantly from the global shift toward cashless transactions and e-commerce. While some analysts express concern about regulatory scrutiny and potential economic slowdowns impacting consumer spending, the overall outlook remains optimistic with expectations of continuous revenue and earnings growth. Most experts suggest holding or adding to positions in Visa during market corrections, viewing it as a long-term growth play with limited credit risk. Despite some valuation concerns, its consistent cash flow and strong fundamentals are highlighted as supporting factors for investors.

Consensus
Buy
Valuation
Fair Value

Most recent Opinions go here

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BUY ON WEAKNESS

Every time he's trimmed the stock, it's been a mistake. Great example of the power of network effects. Though penetration is high in developed markets, it still delivers decent sales growth and low double-digit earnings growth. No reason for the story to imminently change. Value-added services (such as security, analytics, loyalty insights) are growing at multiples faster than the core business.

BUY
Visa vs. Mastercard

Both great, both enjoying growth ahead with much of the world still to adopt cashless payment. MA has seen a little higher growth, but both have good growth and both enjoy 97% gross margins and 67% operating margins. They got knocked about occasionally over fears of regulation. Prefers Visa slightly over its valuation discount. Good to buy either.

BUY ON WEAKNESS

Best years of growth are probably behind it. Buybacks and dividend increases. Really tied to consumption, whether institutional or consumer. Good brand, good story. Transition from cash to digital will continue -- premier opportunity in that space. He's overweight, and probably won't trim just yet. 

A name you buy whenever you get the opportunity; long term, you'll make money. He's not a huge fan of the market at these levels.

TOP PICK

Reliable name. Vast network, trusted brand, unmatched scale. Move from cash to digital payments. Consumer spending remains pretty solid in US. Cross-border transactions remain strong. Pretty capital light, which means very strong free cashflows. About 13% annual growth rate, paying a slight premium for the name. 

Recently bounced off 200-day MA very nicely, so it's a pretty good technical setup going forward. Yield is 0.68%.

(Analysts’ price target is $382.62)
HOLD

12-month price target of $380. Rolled over on all the chatter about recession and slower growth. January earnings were great, beating on top and bottom; raised guidance. He owns MA instead, mainly due to slightly better upside than V's 16-17%.

BUY

Will always trade at a premium because the space has very few competitors. Right now, market is trading on news not fundamentals. Buy now and you'll be happy 6-24 months out. Economic slowdown will affect consumer. Who knows what tariffs will look like down the road?

BUY ON WEAKNESS

His favourite for quite a few years, multiple a few points cheaper than MA. Debit card business growing faster than MA. Greater European and international tentacles.

HOLD

Down because everything's down. Concern that in an economic slowdown people will be slower to pay off credit cards, and there will be less travel. Doesn't have the credit risks that banks do. 

BUY

Visa and Mastercard both have no credit risk and are doing incredibly well.

HOLD

Undisputed champ, leaving fintech and MA in the dust. Gives you exposure to the financial sector. Outperforming the S&P financial sector by ~10%. Q1 saw 8% transaction growth. Cautious consumer spending could be a potential risk, though US consumer remains strong. E-commerce and travel spending could push volumes higher in 2025-26.

It's a hold for her, not in a rush to add more.

WATCH

Very good performer, but always attracts a very high premium multiple. Seen as part of an oligopoly in the payments space. If there's a downtick in the economy, price and/or volume of goods would come down; there would be less "traffic" on the Visa toll road. In a recession, rather than people putting all purchases on plastic, they tend to be more cautious and spend less overall. So, potentially lower earnings.

Brand is fantastic, with very high ROIC. If it ever got cheap enough, he'd consider it. 

PAST TOP PICK
(A Top Pick Dec 28/23, Up 35%)

There is lots of growth internationally. The banks take on the risks in using the cards. It has become too big but that can change. The loyalty programs really help in the credit card business but there is a possibility that they may not be used as much in the future.

WAIT

Great business. Benefits from online shopping and move to cashless. Trades at a premium valuation, so good news already built in. Best time to buy a blue-chip like this is on a market correction. Always regulatory risk, but Canada putting a cap on interest rates would not materially affect this name.

BUY

It keeps hitting new highs, being in the right place over the last 10 years. It's taking a greater market share because more purchasing is going on cards. They have the best technology and will maintain dominance.

WEAK BUY

Having a decent day today in the face of tariff threat. One reason is that, if you look at its business, it's somewhat tariff-proof. Another reason is that money has to go somewhere. So if investors are net sellers on an impulse call, such as tariffs, where does that $$ go -- financials and healthcare are possible havens.

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Visa Inc.(V-N) Rating

Ranking : 5 out of 5

Star iconStar iconStar iconStar iconStar icon

Bullish - Buy Signals / Votes : 35

Neutral - Hold Signals / Votes : 35

Bearish - Sell Signals / Votes : 35

Total Signals / Votes : 105

Stockchase rating for Visa Inc. is calculated according to the stock experts' signals. A high score means experts mostly recommend to buy the stock while a low score means experts mostly recommend to sell the stock.

Visa Inc.(V-N) Frequently Asked Questions

What is Visa Inc. stock symbol?

Visa Inc. is a American stock, trading under the symbol V-N on the New York Stock Exchange (V). It is usually referred to as NYSE:V or V-N

Is Visa Inc. a buy or a sell?

In the last year, 105 stock analysts published opinions about V-N. 35 analysts recommended to BUY the stock. 35 analysts recommended to SELL the stock. The latest stock analyst recommendation is . Read the latest stock experts' ratings for Visa Inc..

Is Visa Inc. a good investment or a top pick?

Visa Inc. was recommended as a Top Pick by on . Read the latest stock experts ratings for Visa Inc..

Why is Visa Inc. stock dropping?

Earnings reports or recent company news can cause the stock price to drop. Read stock experts’ recommendations for help on deciding if you should buy, sell or hold the stock.

Is Visa Inc. worth watching?

105 stock analysts on Stockchase covered Visa Inc. In the last year. It is a trending stock that is worth watching.

What is Visa Inc. stock price?

On 2025-05-29, Visa Inc. (V-N) stock closed at a price of $362.4.