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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK
Stockchase Research Editor: Michael O'Reilly

ATLC provides credit services to over 6 million customers in the US and manages receivables over $6.6 billion following a successful new acquisition.  Recently reported earnings showed a 25% increase in earnings and analysts expect annual earnings growth over 30% for the next five years.  It trades at 10x earnings, 1.5x book and supports a ROE of 21%.  We recommend setting a stop-loss at $40, looking to achieve $75 -- upside potential of 28%.  Yield 0%

(Analysts’ price target is $85.83)
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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK
Stockchase Research Editor: Michael O'Reilly

This lease to own platform just completed an acquisition that will add access to another 7 million potential customers, who can access over 70,000 items to be bought through payroll deductions.  It trades at 8x earnings, 1.6x book and supports a 24% ROE.  Recently reported earnings showed growing cash reserves, while shares are aggressively bought back and debt is retired.  We recommend setting a stop-loss at $22, looking to achieve $39 -- upside potential over 30%.  Yield 1.8%  

(Analysts’ price target is $39.67)
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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK
Stockchase Research Editor: Michael O'Reilly

NRIM is a full-service bank operating in the state of Alaska.  Recently reported earnings showed a 51% increase in EPS and analysts expect continued annual growth in EPS of 25% over the next five years.  It trades at 9x earnigs, 1.7x book and supports a ROE of 21%.  We recommend setting a stop-loss at $20, looking to achieve $31 -- upside potential of 24%.  Yield 2.5%

(Analysts’ price target is $31.50)
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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Sep 09/25, Up 65.5%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with PSLV is progressing well.  To remain disciplined, we recommend trailing up the stop (from $20) to $22 at this time.  

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Oct 28/25, Up 53.4%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with MCY is progressing well.  To remain disciplined, we recommend trailing up the stop (from $74) to $81 at this time.  

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Apr 17/25, Up 51.9%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with IMO is progressing well.  To remain disciplined, we recommend trailing up the stop (from $114) to $126 at this time.  

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Jun 17/25, Up 45.1%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with AAPL is progressing well.  To remain disciplined, we recommend trailing up the stop (from $240) to $265 at this time.  

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Sep 09/25, Up 37.5%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with PHYS is progressing well.  To remain disciplined, we recommend trailing up the stop (from $39) to $42 at this time.  

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Oct 28/25, Up 32.8%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with KNT is progressing well.  To remain disciplined, we recommend trailing up the stop (from $16.00) to $17.50 at this time.  

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Nov 11/25, Up 32.9%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with HRTG is progressing well.  To remain disciplined, we recommend trailing up the stop (from $23.00) to $25.50 at this time.  

COMMENT

It's been a strange year. Canada-small- and large-cap--has outperformed the U.S. Within Canada, small caps have done very well, but the breadth is narrow--80% from mining stocks. Small-tech Canadian tech hasn't done as well. He won't call an end to the mining rally either way; these rallies happen every 5-7 years. Though, fundamental buyers are looking profitable growth stock with low valuations outside mining. The set-up for 2026 in small-cap growth is excellent.

BUY

They got into natural gas a few years ago, a high-business margin. They beat in their last quarter. They are moving towards a pure-power company, not energy services. They could succeed on the back of buying Flex Energy, which could raise their multiple.

DON'T BUY

He bought this 6-7 years ago. They make incredible products. Growth is good. Are in a hot sector--underwater defence. But business will be lumpy due to large contracts with governments and navies. Doesn't own it now because of the high valuation.

BUY ON WEAKNESS

Are a bunch of fast-food restaurants. Are growing like crazy in Canada as they sign some deals in the U.S. Usually, they buy a smaller brand, then grow that brand using marketing, real estate and branding. Loves the company, but the valuation is ahead of itself.

BUY

Similar to CGI Group, but operate in and around Saudi Arabia. Have grown a lot in recent years, but sold off in recent quarters because they are investing a lot in their business, which pressure profits. When they win a contract, they first hire the staff, but sometimes the start date is pushed so they have to keep paying staff. NCI is winning larger contracts. High inside ownership. Likely, another company will buy this, so that's good. Trades at a low PE.

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