Privacy Policy

Last Updated: September 23, 2026

1. Introduction

This Privacy Policy describes how Stockchase Inc. ("Stockchase," "we," "us," or "our") collects, uses, discloses, and protects personal information when you use stockchase.com and our mobile application(s) (together, the "Service").

This Policy is written to comply with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws. By using the Service, you acknowledge that your personal information will be handled as described here.

2. Who We Are

Stockchase Inc. is a corporation continued under the Canada Business Corporations Act, with its registered office at 2 Queen St E, #1500, Toronto, ON M5C 3G7, Canada. Stockchase is affiliated with Wealthica Group Inc., Wealthica Financial Technology Inc., and Vezgo Inc.

Questions or requests regarding this Policy or your personal information can be directed to our Privacy Officer at [email protected].

3. Personal Information We Collect

3.1 Information you provide directly:

• Name and email address, when you create an account
• Payment and billing information, when you subscribe to a paid plan (collected and processed by our payment providers, not stored directly by us; see Section 6)
• Watchlist selections, saved preferences, and any information you submit in comments or support requests
• If you sign in with Google or Facebook: basic profile information (such as your name and email address) from that provider, as permitted by your settings with them

3.2 Information collected automatically:

• Usage data: pages visited, features used, time spent, referring/exit pages
• Device and technical data: IP address, browser type and version, operating system, device identifiers
• IP address, used by MaxMind GeoIP2 to detect your approximate billing country during checkout
• If you use our mobile application: a device token used to deliver push notifications (see Section 5)
• Cookie and tracking data (see Section 5)

4. How We Use Your Personal Information

We use personal information to:

• Provide, operate, and maintain the Service, including your account and watchlists
• Process subscription payments, renewals, and refunds
• Send transactional communications (e.g., account, billing, and security notices)
• Send the email alerts and announcements you've opted into or that we send in the ordinary course of the Service (see Section 7)
• Understand how the Service is used, and to maintain and improve it
• Detect, investigate, and prevent fraud, abuse, or security incidents
• Comply with legal obligations

We use SendGrid to deliver transactional and account-related emails, and OneSignal to deliver push notifications and certain email alerts you've opted into.

We collect and use personal information only for purposes that a reasonable person would consider appropriate in the circumstances, and we do not use it for purposes incompatible with those stated here without your consent.

5. Cookies, Tracking, and Third-Party Service Providers

We use cookies and similar technologies, and work with third-party providers, to operate the Service, understand how it's used, process payments, and communicate with you. Consent for non-essential cookies is managed through our cookie consent tool (CookieYes), which blocks non-essential cookies from loading until you provide consent, and lets you accept or decline categories of cookies when you first visit the Service.

5.1 Essential

• Google reCAPTCHA (Google LLC) — distinguishes human visitors from bots on forms, to prevent fraud and abuse.
• MaxMind GeoIP2 — determines your approximate location from your IP address, used to detect your billing country during checkout.

5.2 Analytics

• Google Analytics 4 and Google Tag Manager (Google LLC) — measure Service usage (pages visited, features used, traffic sources).
• Mixpanel — tracks account activity such as subscription activation and billing events, on both our servers and in your browser.
• Sentry — error and performance monitoring, to help us identify and fix technical issues.

5.3 Advertising

• Google AdSense (Google LLC) — displays advertising to users who are not on a paid subscription. Ad cookies may be used by Google to personalize ads and measure their performance. Subscribing to a paid plan removes ads from the Service.

5.4 Referral and Attribution

• Cello — tracks referrals when you're invited to or share the Service, to attribute signups to referral sources. If you participate in a referral, Cello may receive the referred person's name and email address (see Section 8).

5.5 Embedded Content

• TradingView — displays market chart widgets within the Service. Loading these widgets causes your browser to send technical data (such as your IP address and browser information) directly to TradingView, subject to TradingView's own privacy policy.

Where a provider above sets cookies or collects data only when you consent through CookieYes, we honor the choice you make. Essential cookies (such as those needed for login and fraud prevention) cannot be disabled and are necessary for the Service to function.

6. Payment Processing

Subscription payments are processed by third-party payment processors, not by Stockchase directly:

• Stripe processes payment card information for all subscribers, and handles subscription billing for current subscribers.
• Recurly handles subscription billing (renewal scheduling, plan management) for subscribers who signed up before our migration to Stripe's subscription tools; payment card processing for these subscribers is still handled by Stripe.

We do not store your full payment card details.

If you use our mobile application, in-app purchases are processed and validated through Apple's or Google's in-app purchase systems, subject to their own respective privacy policies (see also Section 7 of our Terms of Service regarding mobile app purchases).

Stripe's, Recurly's, Apple's, and Google's own privacy policies govern their handling of your payment information as independent processors.

7. Email Communications and Preferences

When you create an account, you can choose which email alerts you receive from your account's Email Preferences page:

• Top Picks Alerts: None, Daily, or Weekly
• Watchlist Alerts: None, Daily, or Weekly (matching opinions to companies on your watchlist)
• Announcements and Product Updates: occasional emails about the Service; you can unsubscribe from these at any time

You can change these preferences at any time from your account's My Profile page. Every marketing email includes an unsubscribe mechanism, consistent with Canada's Anti-Spam Legislation (CASL). Transactional emails (e.g., billing receipts, security notices, password resets) are not covered by these preferences, since they're necessary to operate your account.

8. How We Share Your Personal Information

We do not sell your personal information. We share it only in the following circumstances:

• Service providers: with vendors who process data on our behalf, including our payment processors (Stripe, Recurly), analytics and error-monitoring providers (Google Analytics, Mixpanel, Sentry), email/notification providers (SendGrid, OneSignal), and other providers described in Section 5, under contractual obligations to protect it and use it only for the purposes we specify.
• Referrals: if you refer another person to the Service, or are referred by someone else, we share the referred person's name and email address with Cello to attribute and track the referral.
• Affiliates: with Wealthica Group Inc., Wealthica Financial Technology Inc., and Vezgo Inc., for purposes consistent with this Policy.
• Legal and safety reasons: where required by law, legal process, or a valid request from a public authority, or where necessary to protect the rights, property, or safety of Stockchase, our users, or the public.
• Business transfers: in connection with a merger, acquisition, financing, or sale of assets, subject to the transferee honoring this Policy or providing notice of a materially different one.
• With your consent: for any other purpose you specifically agree to.

9. Data Retention

We retain personal information only as long as necessary to fulfill the purposes described in this Policy, including to provide the Service, meet legal or regulatory obligations, resolve disputes, and enforce our agreements. When personal information is no longer needed for these purposes, we take reasonable steps to destroy it or render it anonymous.

10. Storage and Cross-Border Transfers

Your personal information may be stored and processed in Canada or in other jurisdictions where our service providers operate, including the United States. Where personal information is transferred outside Canada, we take reasonable steps, including contractual safeguards, to ensure it receives a level of protection comparable to what is required under Canadian privacy law.

11. Security

We maintain administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or destruction. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

If we become aware of a breach of security safeguards involving personal information that poses a real risk of significant harm, we will notify affected individuals and the applicable regulatory authority as required by law.

12. Your Privacy Rights

Subject to applicable law, you have the right to:

• Access the personal information we hold about you
• Correct inaccurate or incomplete personal information
• Withdraw consent to our collection, use, or disclosure of your personal information, subject to legal or contractual restrictions and reasonable notice
• Request deletion of personal information we hold about you, subject to our legal retention obligations
• Request portability of personal information you have provided to us, in a structured, commonly used technological format, where technically feasible

To exercise these rights, contact us at [email protected]. We need to verify your identity before fulfilling a request.

13. Automated Decision-Making

We do not use your personal information to make decisions about you based exclusively on automated processing that would produce legal or similarly significant effects.

14. Children's Privacy

The Service is not directed at individuals under 13, and we do not knowingly collect personal information from them. If we learn that we have collected personal information from a child under 13 without appropriate consent, we will take steps to delete it.

15. Third-Party Links

The Service may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you to review the privacy policy of any site you visit.

16. Changes to This Policy

We may update this Policy from time to time. We will revise the "Last Updated" date above and, for material changes, provide notice through the Service or by email before the changes take effect.

17. Contact Us

Questions, concerns, or requests regarding this Policy or your personal information can be directed to our Privacy Officer at [email protected].