DON'T BUY

Half of their sales remain the iPhone, and people are changing that iPhone less often. They're struggling with VR. Also, they're not a cheap stock. Until the last quarter, revenue growth has been flat. They're lagging in AI, a huge question mark.

BUY

It has large businesses in India and the US. Canadians overpay for life insurance because of the lack of transparency, but this benefits the lifecos. Great earnings and dividend growth and margins. A great track record, too.

HOLD

Has delivered returns long term, but it remains in the penalty box--they can't make acquisitions in the US. This impacts growth for the next few years. They will probably build up excess capital and buyback shares and through dividends.

DON'T BUY

Has been poorly managed for many years. Have a BB credit rating. History says that when things go well, they buy back a lot of shares, but don't touch their debt. They need a better balance sheet, stop issuing shares, and totally change of management style. The industry is so competitive that there is no consumer loyalty; consumers buy the cheapest flights online.

DON'T BUY

An alt-mortage lender, typically at 10% and mostly are construction loans on land bought by developers--much riskier. They maintain an 8% yield, so are a pure yield play. Whenever they need to grow, they issue more stock, so you don't get capital gains. 

BUY ON WEAKNESS

They face the health issues over alcohol, so younger people are cutting back. Also, had distribution issues and recently change the CEO. Expects them to focus more on premium brands. They are best in class in premium alcohol.

TOP PICK
price target: 29.41 Euros

The largest music publisher in the world (i.e. Beatles, Drake, Taylor Swift, Rolling Stones, Lady Gaga, U2). Music is a huge growth and cash flow business. Spotify is raising its rates to pay UMG more. So, there's profit growth. Other revenues come from video games, fitness and social media. Cash flow is growing strongly. They will soon get a US stock listing. Pays a 2% dividend that should grow.

TOP PICK

New management has made this a growth business again. Earnings and margins are rising. Cost structure is fantastic. Are in 190 countries. Are spinning off their ice cream business which should create shareholder value. Trades at 17x PE and pays a 3.3% dividend. One of the fastest growing consumer products companies.

(Analysts’ price target is $69.60)
TOP PICK

The largest sneaker company in the world. Almost zero debt. Are still buying backs shares and paying dividends. They changed CEOs and ditched his distribution strategy. ON is a competitor, but Nike has the money to produce competitive products. Are cleaning out past inventories which will impact the next few quarters, but earnings should double in the next few years. Shares are cheap now.

(Analysts’ price target is $77.54)
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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK
Stockchase Research Editor: Michael O'Reilly

ENVA provides consumer credit services in the US and Brazil.  Recently reported earnings showed a 28% increase in originations and 48% increase in EPS.  Cash reserves are growing, partially thru increased debt and shares are being bought back.  It trades at 11x earnings, 2.1x book and supports a ROE of 21%.  We recommend setting a stop-loss at $77, looking to achieve $131 -- upside potential of 25%.  Yield 0%

(Analysts’ price target is $131.12)
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TOP PICK
Stockchase Research Editor: Michael O'Reilly

HCI, based in Florida, provides property and casualty insurance.  Analysts expect to see earnings up over 6% when reported this week.  Previously reported premiums were up 24% on the year.  It trades at 14x earnings, under 3x book and supports a ROE of 28%.  Cash reserves are growing, while debt is retired and shares bought back.  We recommend setting a stop-loss at $100, looking to achieve $181 -- upside potential of 28%.  Yield 1.1%  

(Analysts’ price target is $202.50)
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1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK
Stockchase Research Editor: Michael O'Reilly

Faced with recently reported loss of customers, CMCSA is taking drastic steps to increase offerings to its customers.  Analysts expect this will stem the tide and allow the company to regain growth.  Despite all this, cash reserves are growing while shares are aggressively bought back -- albeit on the back on some increase in debt.  It trades at 7x earnings, 1.2x book and supports a ROE of 25%.  We recommend setting a stop-loss at $26, looking to achieve $40 -- upside potential of 22%.  Yield 3.9%

(Analysts’ price target is $39.84)
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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Jun 17/25, Down 4.7%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with CRM has triggered its stop at $252.  To remain disciplined, we recommend covering the position at this time.  

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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
(A Top Pick Apr 22/25, Up 37.4%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with FLR has triggered its stop at $48.  To remain disciplined, we recommend covering the position at this time.  Combined with our previous guidance, this will result in a net investment gain of 35%.