NYSE:V

Visa Inc. (V)

375.07
-3.68 (0.97%)
as of Sep 4, 2026, 8:00:00 pm Market Open.
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Investor Insights
star iconSep 4, 2026, 12:00 am

This summary was created by AI, based on 64 opinions in the last 12 months.

Visa Inc. continues to be viewed positively by various analysts, who highlight its dominant position in the payments industry. The company is experiencing solid growth metrics, with revenue growth and increasing cash reserves. While some experts acknowledge recent market challenges, they emphasize the resilience in consumer spending and the transition from cash to digital payments as key growth drivers. Despite macroeconomic concerns and industry competition, Visa is recommended as a strong long-term hold. Analysts also note its potential for upside, given the company's robust fundamentals, commitment to share buybacks, and strategic partnerships in the evolving fintech landscape.

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Consensus
Buy
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Valuation
Fair Value
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Similar
Mastercard,MA
BUY ON WEAKNESS

Mastercard is a great company that is very similar to Visa. The move towards digital payments is continuing. They both have a great global reach, both for credit and debit business. You can keep buying in on dips.

TOP PICK

They're a tech company, not financial, and strong in tech. You can still get in now. They're fantastic at claims processing. They have a big edge over Mastercard. Visa won't be hurt by fintech. (Analysts’ price target is $226.31)

TOP PICK

A toll-road business. Any time you make a purchase, it's often with Visa or Mastercard. They just had their investor presentation and they are planning on growing their business by ten times. Still has a long runway of growth. He sees tremendous potential, especially in fintech. (Analysts’ price target is $226.31)

COMMENT

Visa vs. Mastercard Mastercard. Visa stumbled in the last quarter and has a high valuation.

PAST TOP PICK
(A Top Pick Jul 02/19, Up 16%) Really likes it. Makes money on each transaction. We're moving to a cashless society. Leading edge in fintech. Good opportunity for global growth.
TOP PICK
They have 60% of the debit/credit card market share. A high-quality large cap holding. The valuation is a little rich, but worth it. Yield 0.60% (Analysts’ price target is $225.66)
STRONG BUY

Not cheap, but it's one of only two stocks in the world. This and Mastercard have incredible runways for growth, especially Asia. No doubt in 5-10 years, there will be millions of new owns of credit cards and e-payments. Yes, you should pay up for Visa. He's still buying it.

DON'T BUY
He did very well with it for 10 years. Sure, the chart is amazing, but the stock's fundamentals don't match a fair multiple. Today, Visa trades at a 60% premium, though Visa continues to execute very well. He saw too much risk vs. reward.
BUY ON WEAKNESS
Sold at $208, but buyback at $190-195? That was a good sale price. At the start of January, Visa started to outperform the S&P. There's support at $196 and $187, so look at re-entering at $185-6.
BUY
For growth The chart is on fire with lots of runway in and outside North America. They're also getting into cloud operations with the Plaid acquisition recently. Visa boasts earnings stability, too.
BUY

Definitely, he'd buy it today, along with Mastercard and AmEx. The chart is superb and has nowhere to go but up.

COMMENT

WeChat is expanding their payment system outside of China. He has no idea how this will affect V-N. He owns MA-N and not V-N. It would take a lot of capital to compete with either of these. There are a lot of countries where cash is primarily used to settle transactions. MA-N and V-N can use technology to complete with BABA-N's payment system.

TOP PICK
People are using credit cards more and cash less. Credit card applications and applications continue to soar. Visa just bought Plaid that'll accelerate their fintech division and lead to peer-to-peer transactions like VMO. (Analysts’ price target is $212.86)
BUY ON WEAKNESS

Safe to buy at this level? He owns both Visa and Mastercard. They both score well on ROE. Trading at 25 times earnings, they are getting expensive. He would be leery of buying them here. He would wait for a pullback to buy.

BUY
It has benefited from the secular multiyear theme in moving transactions to digital. They are the giant among the key gatekeepers. They will continue to grow rapidly. It has global exposure and all the major new technologies link into it.
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