NYSE:V

Visa Inc. (V)

355.74
+4.14 (1.18%)
as of Jul 24, 2026, 8:00:00 pm Market Open.
591 watching
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Investor Insights
star iconJul 25, 2026, 12:00 am

This summary was created by AI, based on 65 opinions in the last 12 months.

Visa Inc. continues to be regarded as a top choice among financial experts, noted for its dominant position in the global payments landscape. Despite some fluctuations in its share price and concerns over emerging digital payment solutions like stablecoins, the company's fundamentals remain strong with double-digit revenue growth and significant profitability. Analysts emphasize its solid return on equity and increasing cash reserves, along with ongoing share buybacks. Many see Visa as a long-term hold due to its robust business model and essential role in the transition from cash to digital payments. The general outlook remains optimistic, although there are cautions regarding the impact of external economic factors and evolving competition in fintech.

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Consensus
Buy
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Valuation
Fair Value
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Similar
MasterCard, MA
PAST TOP PICK
(A Top Pick Nov 20/18, Up 38%) Visa did a partnership with Tencent, which is great for tourists in China. Credit card space still has huge growth ahead of it.
HOLD
Double top? Recent price action is not yet a double top. It only is confirmed once it breaks key support. He thinks it is consolidating and is not yet a sell signal.
BUY
He has owned it since 2013. He had said that the business was so good even though it traded at a high multiple he just went for it and it is only at that same multiple today. If you stick with high quality companies, you should do well. He would buy here for new clients.
BUY

MA vs V? He has owned both MA and V and right now he holds Visa -- it simply trades at a cheaper multiple at the moment. It can't go wrong with either. You could buy either, but he slightly favours V.

WAIT
V-N has been a fantastic performer. It is not a bad place to take profits on. They don't need much capital to grow their business. To put new money to work at all time highs, you are probably better sitting on the cash for a couple of months. It's a great business but you are paying for it.
BUY ON WEAKNESS
A great company, but expensive. They reported a decent quarterly earning and are still growing at 20% a year. A dividend growth story as well.
TOP PICK
The transition from cash to cards isn't going away. The Indian and Chinese markets are just starting their transition. Every time consumers spend money using card, they are profiting. He believes that for the next several years, it will continue to grow. It's also grown its dividend quite quickly.
HOLD

He owns MA-N, rather than V-N. The chart on V-N looks very supportive as does the chart for MA-N. Don't overthink it, keep holding and buy on any dips.

HOLD
What's not to like here? His model price is $123.20, much much lower than current prices. Buy at $138, though. He would own Visa. Continue to hold. This will go higher with the payments sector.
PAST TOP PICK
(A Top Pick Nov 20/18, Up 30%) Credit cards have penetrated only 40% of the world market. They just did a deal with a digital finance app to push into Europe. This adds 7 million new customers in Europe. Add more Visa during the current weakness.
BUY
Payment processing companies have good prospects. The trend will continue to be good. They are expensive, however.
PAST TOP PICK
(A Top Pick Oct 31/18, Up 27%) Another big holding of his. They have a monopoly in this sector (with Mastercard) and high profit margins and a ton of free cash flow. Add dividend growth. This is a winner.
DON'T BUY
The stock is trading at 33 times earnings with a 0.6% dividend yield. It's tripled over the last 5 years. Blockchain technology might be more interesting. He wouldn't buy now and would take some profits or hold.
BUY

Or a fintech ETF? Mastercard has better return metrics and he prefers MA, but both stocks track closely. He's happy owning just MA, but you can own both or an ETF, depending on your time horizon and risk tolerance.

DON'T BUY

6 month outlook? His work suggests these are at extremely high valuations. MA-N has 60% downside risk according to his models, trading at 40 times book value. He would stay away from both V-N and MA-N.

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