NYSE:V

Visa Inc. (V)

364.15
-1.30 (0.36%)
as of Aug 14, 2026, 8:00:00 pm Market Open.
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Investor Insights
star iconAug 14, 2026, 12:00 am

This summary was created by AI, based on 63 opinions in the last 12 months.

Visa Inc. has garnered attention from various analysts for its strong fundamentals and strategic positioning in the payments industry. While some experts note that the stock has seen limited movement over the past year, many emphasize its robust business model, which capitalizes on the ongoing transition from cash to digital payments. Analysts highlight impressive metrics such as high return on equity, consistent revenue growth, and an effective buyback program. Despite concerns regarding recent economic uncertainties and potential threats from digital currencies, many remain bullish on Visa's long-term growth trajectory and market dominance. Overall, while some express cautious optimism, the consensus leans towards considering Visa as a solid investment in a shifting financial landscape.

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Consensus
Buy
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Valuation
Overvalued
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Similar
Maestro, MA
BUY
As long as you have the ability to take market share and you're not too exposed to Covid, markets have rewarded. Haven't seen that with Visa. Cross-border shopping is down. But outstanding growth runway. Will move much higher. Core holding.
SELL
Expensive, close to 40x earnings. Somewhat impacted by Covid. First year in history that revenue has fallen. Transactions have dropped, but this is an unusual time. Still, you're not getting a discount. He sold, and moved into a better risk/reward.
SELL

Has done extremely well on both organic growth and on the market's re-rating. Will be beneficiaries as we move more to plastic in the post-pandemic world. Trading at a high 30s multiple, a bit extreme. Fewer opportunities and more risk in the face of Square, PayPal, and the like.

TOP PICK
No credit risk, just a toll booth. 55,000 transactions a second. Great opportunity for secular growth over the next several years, as people transition from cash. Pandemic has increased card use. Good global growth, especially with emerging markets. Good free cash flow and dividend growth potential, asset light. Yield is 0.59%. (Analysts’ price target is $220.37)
PAST TOP PICK
(A Top Pick Jul 12/19, Up 11%) Still likes it. Trend to cashless society is getting more entrenched. Impacted by lower economic activity, but rebounded nicely. Trades more like a tech stock than a consumer stock.
SELL
V vs. MA Both too expensive. Trading at double market multiple, which is extreme for what they offer. Stepped aside because of valuation.
BUY ON WEAKNESS

Warren Buffet has 43% of his portfolio in APPL. APPL is a wonderful brand and strong company. He does not own it today. What worries him a little is that more than half of their revenues come from iPhone sales. They are diversifying, but it will take time. People are tending to keep their phones a year or two longer today it seems. The valuation has made it quite expensive. He would wait for a pullback or consider V, GOOG or MSFT. Warren Buffet must have some amazing incite to take on that concentration in the portfolio.

PAST TOP PICK
(A Top Pick Jul 02/19, Up 10%) He continues to own this. It is really a toll booth -- they don't take on any credit risks, just the banks do. They have good organic growth and high teens earnings growth plus good cash flow. They use M&A and fintech to grow the business. The world is accelerating to a cashless society due to the pandemic.
BUY ON WEAKNESS
She continues to own this. It has a strong secular growth outlook in digital commerce. Cash is still a large component of payment in many countries, which gives Visa a tail wing going into the future. It is a bit expensive here. Wait for a pullback to buy.
BUY ON WEAKNESS
In late-2019 it was getting too expensive. The price simply was running away from the fundamentals. It got to a 40% premium to the market multiple. When he sold it, it was twice the market average multiple.
STRONG BUY

V-N vs. MA-N. He is so happy to own V-N and is kicking himself for not owning MasterCard. Shopping online promotes use of credit cards. There are so many long term tailwinds that you have to own them.

TOP PICK
The world is shifting away from cash payments. They just did a deal with WeChat Pay, a big part of the Chinese economy One of the best value stocks he owns given its huge free cash flow, though Visa is one of the most expensive on a PE basis. Visa is incredibly entrenched and can survive rival payment systems. (Analysts’ price target is $204.35)
TOP PICK
A perennial grower for many years. They had a big drop-off during the lockdown as people stayed home, but online shopping enjoyed a huge surge. They have great cash flow and continue to buyback shares. Expect dividend increases again in the future. The pandemic will drive direct payments away from cash that will benefit Visa. Now is a good entry point. (Analysts’ price target is $200.85)
COMMENT
A great company. Their business has waned a little as people stay home, but this is a temporary setback. Fintech is here to stay. The PE is too high now. He sold it last November for this reason. People will use plastic and avoid dirty cash, so this is a tailwind.
BUY ON WEAKNESS
It will have a slight impact from consumer spending declines. However, it ticks all the boxes of a Top S&P company, US markets and US dollars. He sees the recent volatility as an opportunity to buy on weakness. He would love to buy it at $135 again.
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