NYSE:V

Visa Inc. (V)

367.38
-0.60 (0.16%)
as of Sep 25, 2026, 8:00:00 pm Market Open.
595 watching
0
BUY ON WEAKNESS
A great company, but expensive. They reported a decent quarterly earning and are still growing at 20% a year. A dividend growth story as well.
TOP PICK
The transition from cash to cards isn't going away. The Indian and Chinese markets are just starting their transition. Every time consumers spend money using card, they are profiting. He believes that for the next several years, it will continue to grow. It's also grown its dividend quite quickly.
HOLD

He owns MA-N, rather than V-N. The chart on V-N looks very supportive as does the chart for MA-N. Don't overthink it, keep holding and buy on any dips.

HOLD
What's not to like here? His model price is $123.20, much much lower than current prices. Buy at $138, though. He would own Visa. Continue to hold. This will go higher with the payments sector.
PAST TOP PICK
(A Top Pick Nov 20/18, Up 30%) Credit cards have penetrated only 40% of the world market. They just did a deal with a digital finance app to push into Europe. This adds 7 million new customers in Europe. Add more Visa during the current weakness.
BUY
Payment processing companies have good prospects. The trend will continue to be good. They are expensive, however.
PAST TOP PICK
(A Top Pick Oct 31/18, Up 27%) Another big holding of his. They have a monopoly in this sector (with Mastercard) and high profit margins and a ton of free cash flow. Add dividend growth. This is a winner.
DON'T BUY
The stock is trading at 33 times earnings with a 0.6% dividend yield. It's tripled over the last 5 years. Blockchain technology might be more interesting. He wouldn't buy now and would take some profits or hold.
BUY

Or a fintech ETF? Mastercard has better return metrics and he prefers MA, but both stocks track closely. He's happy owning just MA, but you can own both or an ETF, depending on your time horizon and risk tolerance.

DON'T BUY

6 month outlook? His work suggests these are at extremely high valuations. MA-N has 60% downside risk according to his models, trading at 40 times book value. He would stay away from both V-N and MA-N.

BUY

For 3-5 years? The world is continuing to move to e-payments, so Visa has a long runway. The valuation is much higher than even JPM, but Visa's costs are under control. This is the closest thing to a sure thing.

BUY ON WEAKNESS
Has pulled back last couple of days, and she put new money in. Strong sector of growth industry, online commerce and debit. Valuation might have gotten ahead of itself, and there's been a rotation into cyclical names. Use these opportunities to start a position.
HOLD
The momentum trades are being unwound in the hedge fund space, causing a lot of stocks like this to retrace. He will have to close out of stocks in a choppy market, but will be willing to hold a little longer if the fundamental story remains strong. He is not too concerned about this recent pullback, but would be worried if it broke below $170. A sustainable business. Keep it on the list.
PAST TOP PICK
(A Top Pick Sep 12/18, Up 20%) Long-term secular growth. Growth of online shopping should continue to support it. Still lots of room to grow. Executed very well. Part of the recent choppiness, but still likes the name.
PAST TOP PICK
(A Top Pick Oct 31/18, Up 35%) Just killing it. Makes money 3 ways: a percentage on every transaction, settling the transaction with the banks, settling the currency transaction. Will continue to make money by economic growth, online shopping, and exploring other payment opportunities. Will continue to grow 13-15% per year. Very bullish on the name.
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