NYSE:V

Visa Inc. (V)

355.74
+4.14 (1.18%)
as of Jul 24, 2026, 8:00:00 pm Market Open.
591 watching
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Investor Insights
star iconJul 25, 2026, 12:00 am

This summary was created by AI, based on 65 opinions in the last 12 months.

Visa Inc. continues to be regarded as a top choice among financial experts, noted for its dominant position in the global payments landscape. Despite some fluctuations in its share price and concerns over emerging digital payment solutions like stablecoins, the company's fundamentals remain strong with double-digit revenue growth and significant profitability. Analysts emphasize its solid return on equity and increasing cash reserves, along with ongoing share buybacks. Many see Visa as a long-term hold due to its robust business model and essential role in the transition from cash to digital payments. The general outlook remains optimistic, although there are cautions regarding the impact of external economic factors and evolving competition in fintech.

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Consensus
Buy
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Valuation
Fair Value
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Similar
MasterCard, MA
TOP PICK
Spending levels are lower but the lack of keenness on physical cash will drive electronic payments that much more quickly into the future. The move to the cashless society will be accelerated by this crisis. It has a high multiple but longer term they will benefit from a more-online society. (Analysts’ price target is $199.71)
BUY
V-N vs. MA-N. They are great companies and there is nothing to compare with them. They have tremendous runways of growth ahead of them. They are down because retail spending is down. It is a wonderful buying opportunity.
PARTIAL SELL
MA vs. Visa Both have done very well. They're bridge-keepers who collect a toll, basically. They've run up though, so take some profits. They trade around a pricey 32x earnings. Also, we have no idea when the coronavirus will peter out.
COMMENT
The issue he has with Visa is the high valuation levels. There is no reason why it couldn't go down another 15-20%. Longer term they will benefit and do well, but you have to be willing to take a lot of downside. He prefers to own something that offer good income to the investor.
COMMENT

V-N vs. DIS-N. He would go V-N 100%. DIS-N he thinks they will suffer for quite some time. They did major acquisitions and the balance sheet is hugely invested. They need time to digest all of this and will be a mess for a year or two.

BUY

V vs. MSFT Likes Visa's valuation. Likes the secular growth story of moving from cash and cheques to digital payments. MSFT is expensive, at 27x earnings with 12% growth rate. Visa is right at the 200-day moving average, 28x earnings with a 15% growth rate. Nothing wrong with MSFT, but Visa is a better name.

BUY

Mastercard vs. Visa This sector got hit hard. MA issued a guidance warning recently, due to fewer transaction from the coronavirus. He's bought more of Visa this week, though MA is also good to add during a dip. If you add, buy in tranches, not all at once. Payments are a great space to invest. Both are good.

BUY ON WEAKNESS

Mastercard is a great company that is very similar to Visa. The move towards digital payments is continuing. They both have a great global reach, both for credit and debit business. You can keep buying in on dips.

TOP PICK

They're a tech company, not financial, and strong in tech. You can still get in now. They're fantastic at claims processing. They have a big edge over Mastercard. Visa won't be hurt by fintech. (Analysts’ price target is $226.31)

TOP PICK

A toll-road business. Any time you make a purchase, it's often with Visa or Mastercard. They just had their investor presentation and they are planning on growing their business by ten times. Still has a long runway of growth. He sees tremendous potential, especially in fintech. (Analysts’ price target is $226.31)

COMMENT

Visa vs. Mastercard Mastercard. Visa stumbled in the last quarter and has a high valuation.

PAST TOP PICK
(A Top Pick Jul 02/19, Up 16%) Really likes it. Makes money on each transaction. We're moving to a cashless society. Leading edge in fintech. Good opportunity for global growth.
TOP PICK
They have 60% of the debit/credit card market share. A high-quality large cap holding. The valuation is a little rich, but worth it. Yield 0.60% (Analysts’ price target is $225.66)
STRONG BUY

Not cheap, but it's one of only two stocks in the world. This and Mastercard have incredible runways for growth, especially Asia. No doubt in 5-10 years, there will be millions of new owns of credit cards and e-payments. Yes, you should pay up for Visa. He's still buying it.

DON'T BUY
He did very well with it for 10 years. Sure, the chart is amazing, but the stock's fundamentals don't match a fair multiple. Today, Visa trades at a 60% premium, though Visa continues to execute very well. He saw too much risk vs. reward.
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