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NYSE:V

Visa Inc. (V)

327.24
-3.14 (0.95%)
as of Jun 18, 2026, 8:00:00 pm Market Open.
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Investor Insights
star iconJun 18, 2026, 12:00 am

This summary was created by AI, based on 68 opinions in the last 12 months.

Visa Inc. continues to be considered a top pick among analysts, receiving high praise for its dominant position in the digital payment space. With a remarkable return on equity (ROE) of 65% and consistent revenue growth of about 12-15%, the company is viewed as a strong player amidst market volatility and competition from fintech alternatives. While some analysts express concerns about inflation impacts and potential disruptions from emerging digital currencies, a majority find Visa’s expansive network and innovative growth strategies reassuring. Experts also note the company's commitment to returning capital through buybacks and dividends, demonstrating financial stability and promising growth potential in the evolving payment landscape.

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Consensus
Buy
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Valuation
Fair Value
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Similar
Mastercard, MA
COMMENT
Compared to similar company like Mastercard, metrics (return on equity, cash flow etc.) are not as competitive. Worry about strength of competitive moat. Risk that credit card product will be replaced by new technology. However, Visa is a good alternative to Mastercard.
BUY
He likes the payment companies. He owns MA, but likes Visa just the same. Rough the past little while, due to fewer cross-border transactions and less travel. These names will continue to move higher. Long-term chart is very strong. Digital only recently surpassed cash, so still lots of growth. Payment companies have more upside, as they'll benefit on a much greater scale from the economy recovering and borders reopening.
COMMENT
Company has under-preformed the past year. However, is a long term opportunity with global footprint. Valuation has come down, but still attractive.
DON'T BUY
Sold two years ago, because valuation had grown to more than double the market multiple. Today, trades at 30x earnings. Great business, but he wonders about dislocation. Cost to vendor is 2-3%. Fintech revolution is disruptive. Look at SQ, PYPL, ApplePay, and GooglePay. Competition will erode margins. Tremendous risk.
BUY
He owns MA instead of AXP, and knows Visa well. All are positioned very well for the move to a cashless society. Ramping up investments in fintech and bitcoin-type currencies. Likes them going forward.
BUY
Buy it here on the pullback. This comes down to trans-border travel, both business and tourist travel. This will happen. Anti-trust will remain an issue but manageable.
TOP PICK
Doesn't take any risk with bad debt. It is a processing company that makes 15 basis points per transactions. Processing 65,000+ transactions per second. It is being tied to loyalty programs that is good business. A lot of their revenue comes from travel so once it recovers, we should see growth here. Internationally, there are cash users still so Visa can see new users and growth. There is more competition but it is a good story and it is at the lower range of its trading range. (Analysts’ price target is $274.60)
PAST TOP PICK
(A Top Pick Nov 06/20, Up 5%) He's owned this for years, a great performer. It's penalized by the recovery trade. But everyone is still buying online and moving away from cash payments. He'd buy now.
BUY
Likes the name. Payment processors under lots of pressure, due to fintech disruption. No reason for such a pullback, as the networks remain intact, which Visa and MA dominate globally. Lack of tourism has hurt. Should recover next year.
TOP PICK
Selloff is overdone. AMZN's announcement to take Visa UK off is simply Negotiation 101. Not a big issue, sees a settlement. Facilitates transactions globally, but no consumer or price risk. Tremendous cashflow. Wouldn't be surprised to see dividend hike and share buybacks, following MA. Not often on sale, but now it is. Long-term shareholders will be rewarded. Yield is 0.77%. (Analysts’ price target is $274.57)
DON'T BUY
Fintech is suffering. Fairly expensive valuation, and everything was going its way, so he sold. Behind the 8 ball because disruptors are making inroads into their business. Millennials are paying by ways other than credit cards.
PAST TOP PICK
(A Top Pick Nov 12/20, Up 3%) Buying it right now with new client money. See her Top Picks.
TOP PICK
Flat Y/Y. Slowly seeing borders open up. Return of international travel is still to come. Visa has the largest network out there, so it has the scale to benefit from move from cash to digital. Overhang has been anti-trust investigations, but the stock price reflects this. Trades at a significant gap to MA and PYPL. Yield is 0.70%. (Analysts’ price target is $275.29)
BUY
They have not done well over the last couple of years but are still growing at double digits. He considers it and MasterCard to be buys but prefers MasterCard because it is better exposed to faster growing economies.
BUY
The bank named on the credit card, not Visa, takes all the credit risk. A fintech company, paid for each transaction. Expanding global footprint, outstanding margins, market share is great and growing. Core holding.
Showing 241 to 255 of 939 entries