NYSE:V
Visa Inc. (V)
375.07
-3.68 (0.97%)
as of Sep 4, 2026, 8:00:00 pm Market Open.
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Financials 
Technical Analysis 0
Investor Insights
Sep 4, 2026, 12:00 amThis summary was created by AI, based on 64 opinions in the last 12 months.
Visa Inc. continues to be viewed positively by various analysts, who highlight its dominant position in the payments industry. The company is experiencing solid growth metrics, with revenue growth and increasing cash reserves. While some experts acknowledge recent market challenges, they emphasize the resilience in consumer spending and the transition from cash to digital payments as key growth drivers. Despite macroeconomic concerns and industry competition, Visa is recommended as a strong long-term hold. Analysts also note its potential for upside, given the company's robust fundamentals, commitment to share buybacks, and strategic partnerships in the evolving fintech landscape.
Consensus
Buy
Valuation
Fair Value
Similar
Mastercard,MA
TOP PICK
Continues to like digital payment names, and V is the largest and the leader. Looking at 32B in US revenues for fiscal 2023. Very shareholder friendly. Pent-up travel demand. Cross-border transactions have higher margins than domestic. US retail sales still going higher. No material debt, predictable sales. Outperforming S&P since late 2021. Fits thesis of strengthening economy for the next year and a bit. Yield is 0.81%, recently increased 20%. (Analysts’ price target is $250.74)
Stan WongOwned
other services
BUY
V vs. MA Better domestic (that is, North American) exposure than MA. The NA economy is going to be stronger. Technology leader. If you use something yourself a lot, it's not a bad start for a stock choice. If you thought Europe was on the brink of a great recovery, you'd bet on MA as it's more prevalent there.
Brendan CaldwellOwned
other services
PAST TOP PICK
(A Top Pick Dec 10/21, Down 3%) Toll booth, so cash continues to flow to them. 64K transactions a second, no one can duplicate their network. 17T in cash is still used, so lots of international runway especially in EM. Lots of growth in B2B like lawyers' or accountants' fees, because of the loyalty programs. Lots of free cashflow. Will benefit from post-Covid uptick in travel in 2023.
Paul Harris, CFAOwned
other services
TOP PICK
Recently bought it. Has owned it before, until mid-2019 based on PE--the price got too high. Earnings have jumped 56% since he sold it, and revenues have also jumped. Trades in the low-20x PE. People around the world are using plastic more and more. Lots of runway ahead. (Analysts’ price target is $248.03)
Gordon ReidOwned
other services
TOP PICK
Leader in digital payments. New share buyback program, increased dividend by 20%. Will benefit from pent-up travel demand surge. US consumer continues to be strong. Retail sales recently marched to a new high. Very good cashflow, no material debt. Predictable sales and earnings growth. Secular trend away from cash. Yield is 0.85%. (Analysts’ price target is $247.03)
Stan WongOwned
other services
PAST TOP PICK
(A Top Pick Nov 16/21, Down 1%) Exposure to the growth of eCommerce.
Very strong business with large business moat.
Current share pric presenting good buying opportunity.
Transition to digital payments also good for business (lots of room for growth).
Christine PooleOwned
other services
TOP PICK
Toll booth. Still great organic growth to replace cash transactions. Covid has made people happier to move to cashless transactions. Improving macro backdrop will help. 2023 should see 18B in free cashflow. Hard to compete with network. Yield is 0.86%. (Analysts’ price target is $247.03)
Paul Harris, CFAOwned
other services
PARTIAL BUY
Good to enter with this pullback. Buy an initial position and build over time. Has owned this for years, because the transition from cash to digital payments is still happening in many countries. This benefits Visa (and Mastercard). The biggest risk is regulatory, because these two companies are so dominant. Prefers Visa, because it's the largest.
Christine PooleOwned
other services
PAST TOP PICK
(A Top Pick Sep 30/21, Down 16%) Really likes it. Cash is used less now because of Covid. Also the travel industry is growing again. The business to business part will be better. Has a very good cash balance with strong free cash flow.
Paul Harris, CFAOwned
other services
WEAK BUY
Effect on vendors now able to pass surcharges to credit card customers He owns Visa. This part of the payments industry will come under more pressure that will impact their business model, albeit slowly. The fee is applied in different places in different ways and sellers adapt. Regardless of how you pay (Visa, debit) you pay an interchange fee to these cards. You want to be exposed to payments.
Chris BlumasOwned
other services
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Premium contentPAST TOP PICK
BUY
vs. PayPal PP will be in the penalty box for a long time. Compare this to Visa, he's rooting for an increase in international travel and it's happening. He knows what he's getting with Visa.
Jim LebenthalOwned
other services
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