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NYSE:V

Visa Inc. (V)

327.24
-3.14 (0.95%)
as of Jun 18, 2026, 8:00:00 pm Market Open.
589 watching
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Investor Insights
star iconJun 18, 2026, 12:00 am

This summary was created by AI, based on 68 opinions in the last 12 months.

Visa Inc. continues to be considered a top pick among analysts, receiving high praise for its dominant position in the digital payment space. With a remarkable return on equity (ROE) of 65% and consistent revenue growth of about 12-15%, the company is viewed as a strong player amidst market volatility and competition from fintech alternatives. While some analysts express concerns about inflation impacts and potential disruptions from emerging digital currencies, a majority find Visa’s expansive network and innovative growth strategies reassuring. Experts also note the company's commitment to returning capital through buybacks and dividends, demonstrating financial stability and promising growth potential in the evolving payment landscape.

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Consensus
Buy
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Valuation
Fair Value
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Similar
Mastercard, MA
COMMENT
They reported a strong quarter last week. Shares jumped, but then slipped today. The markets won't reward a quarter, because of the movement in bonds and yields.
STRONG BUY
Visa reported yesterday numbers that were way better than expected with tremendous credit card growth in the U.S. and the rest of the world, except Russia which amounted to 4% of their business in 2021. Despite Russia, numbers were so good that shares today surged 6%. Saw 30% earnings growth fuelled by cross-border transactions, and reported top and bottom line beats. He sees great performance ahead.
BUY
Allan Tong’s Discover Picks Visa trades at a 41.7x PE, slightly above Mastercard’s 40.4x, and pays a 1.5% dividend, which is safe at a 22.62% payout ratio. It beat its last four quarters. Its EPS is $5.03, rising 24.65% over the previous year. True, Visa shares struggled over the winter, barely hovering above $200 and are currently far from their $252.67 highs, but the streets see shares breaking new highs to $275.88 based on 18 buys and two holds. Read 3 Consumer Stocks for Summer for our full analysis.
Unspecified
Interchangeable networks with Visa, MasterCard and American Express which will all continue to do well. PayPal is not a competitive threat. Visa has struggled a bit because of tourism business decline but this should improve slowly.
BUY
Gaining market share around the globe, with most of the alternative payment systems. Massive free cashflow. In terms of security, they're the most important player in the world and he sees them remaining so for many years.
BUY
V vs. MA In the short term, both will benefit from world travelling. A big portion of their money comes from foreign exchange. Post-Covid stocks. Long term, there's room for both plus newer technologies like PYPL. Newer tech has a tendency to replace the old. A generation from now, there may be secular change from blockchain, but that's not for a while.
BUY
Conclusion to buy now/pay later programs is that they are not a threat. Not worried about competitors (Block, PayPal etc.) Earnings and share price still strong. Travel opening up as pandemic recedes, which is good for business.
BUY
Trend to plastic continues. Market presence continues to grow. Incredible growth stock that's positioned well to a recovery. Undemanding multiple of 26x with 17% growth. A money maker over time. The more traffic, the more Visa benefits.
BUY
Effect of buy-now, pay-later stocks? Visa is a vital intermediary in almost all transactions, and it has a tremendous grip (with Mastercard) on world payments, and this won't change even with these stocks. Covid's slowdown of travel is ending and this will list Visa, a great stock to hold for the future.
HOLD
Payment providers are getting smoked. Model price is only $142. In another 3-4 weeks, we'll get Q1 earnings. Hold here, and if the market bounces, Visa will participate, though not as much as some high tech.
BUY

Still growth in the payments space. Yes, these trade at higher multiples, which is unfriendly in this market. Payments also were impacted by Covid, because there was less travel. However, once borders open internationally, there should be a rebound in spending. Especially so with business travel. A weaker economic outlook could dampen this space. She keeps buying shares. E-payments will has a long way to expand into countries that use paper money.

COMMENT
Good company. Had a significant position until 2020 when he sold off. Credit card companies became well understood. There are now other payment modalities. Also it is affected by the travel business.
HOLD
Likes the payment companies. He owns MA instead. Hampered by lockdowns. Higher margins come from cross-border travel. Short-term, if Covid continues to recede, travel will increase. Earnings will move higher. Long-term, secular trend to digital payments.
TOP PICK
Large consumer base (most people use Visa). As people begin to travel more, Visa usage will further increase. Strong financial metrics, with share buy backs and dividend increases. Core holding and will continue to buy more.
DON'T BUY
He sold it around $190 based on its high 30x PE. Now, it trades at a 50% premium to the market. He still likes their business, though. Also watch fintechs for disruption in payments, which could hurt the card companies.
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