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NYSE:V
Visa Inc. (V)
327.24
-3.14 (0.95%)
as of Jun 18, 2026, 8:00:00 pm Market Open.
589 watching
Financials 
Technical Analysis 0
Investor Insights
Jun 18, 2026, 12:00 amThis summary was created by AI, based on 68 opinions in the last 12 months.
Visa Inc. continues to be considered a top pick among analysts, receiving high praise for its dominant position in the digital payment space. With a remarkable return on equity (ROE) of 65% and consistent revenue growth of about 12-15%, the company is viewed as a strong player amidst market volatility and competition from fintech alternatives. While some analysts express concerns about inflation impacts and potential disruptions from emerging digital currencies, a majority find Visa’s expansive network and innovative growth strategies reassuring. Experts also note the company's commitment to returning capital through buybacks and dividends, demonstrating financial stability and promising growth potential in the evolving payment landscape.
Consensus
Buy
Valuation
Fair Value
Similar
Mastercard, MA
BUY
It had a bit of a dip in the last week. It is the second interaction they have had with the department of justice. They largely control the payments happening in North America and around the world. He thinks they will be okay from a regulatory perspective. He has been buying it. It is a good opportunity. They make a good amount of revenue off international transactions.
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SELL
IPAY, an ETF holding digital payments solutions, has also underperformed. He suspects these companies are being used as a source of cash for things that are more leveraged to the business cycle. Move on to something that will get a little more help from the reflationary cycle. Significant profits from cross-border transactions, and this type of travel hasn't regained its footing yet.
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PAST TOP PICK
(A Top Pick Oct 26/20, Up 11%) It's a toll both, not a credit card company. It's a payment system and doesn't carry risk. There's really good growth in mobile payments, and Visa can be part of this as we move to a cashless society. Good growth in Asian and internationally, as well as in B2B. For example, now you can pay services like lawyer with a credit card. You already have buy now, pay later. Good secular growth as credit card usage increases. Travel is another boost coming in 2022. It's a free cash flow machine. Long term, this will continue to grow, so look beyond any short-term issues. If the stock is down, buy.
Paul Harris, CFAOwned
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TOP PICK
Investors were gun shy on their conservative guidance. The name has been overly punished. Great play on both spending, travel, secular trends and fintech. The addressable market continues to expand. Trades at 24x with a 21% growth rate. Priced well relative to growth. (Analysts’ price target is $276.97)
Greg NewmanOwned
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PAST TOP PICK
(A Top Pick Nov 06/20, Up 12%) Transition to online and digital payments was very strong through the pandemic. Recovery will benefit. Significant runway to the upside.
Darren SissonsOwned
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BUY
V vs. MA Visa has the European footprint, which has larger critical mass. But the European acquisition has given them some debt. You can buy MA, but you don't get the breadth of offering or as large an opportunity. They both have the same kind of risk.
Darren SissonsOwned
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BUY
V vs. MS Likes banking in general in the US as well as in Canada, because the economy is improving and this should improve net interest margins. She owns JPM instead of MS, as they've been very well run over time, gorgeous balance sheets, diversified, doing well in capital markets. She likes Visa as well. It will benefit as payment volumes ramp up with more travel domestically and internationally. Since the pandemic, people are using their plastic cards more. Right now, between MS and V, she prefers Visa, as it's lagged the market and its long-term growth profile is more attractive.
Christine PooleOwned
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TOP PICK
Payment system, not a credit card company. More people moving from cash to digital. Has a buy now-pay later business. Increased use by small business. Good organic and international growth. Tremendous amount of free cash. Topline and bottom line can grow at a much faster pace. Yield is 0.56%. (Analysts’ price target is $280.79)
Paul Harris, CFAOwned
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TOP PICK
Beneficiary during Covid. Will also benefit from inflation and the recovery trade. Great company. Dividend has grown by 29% in the last 5 years. Good long term story. Need exposure to that space. Structural tailwind of moving from cash to digital, even if interchange fees are cut. If crypto becomes a major competitor, then V will just move into that space. Yield is 0.57%. (Analysts’ price target is $280.79)
Darren SissonsOwned
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PAST TOP PICK
(A Top Pick Aug 20/20, Up 16%) Trades at 33x PE and pays only a 0.6x dividend yield. But it boasts great free cash flow growth. Visa is not a credit card per se, but a payments system, which is less risky. It's like a toll both where they take fees. Covid hurt them because people weren't traveling much or dining out, but expect re-acceleration in these areas this and next year. This will result in revenue growth around 9-11%. Cash is no longer king as more people use credit cards. There's room to grow in parts of the world as those people use more cards. Loyalty programs will help drive this growth.
Paul Harris, CFAOwned
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BUY
Will benefit from today's FDA granting full approval to Pfizer's Covid drug, which will encourage cross-border travel. He's long liked this. This and Mastercard have been beaten up despite reporting strong quarters.
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