NYSE:V
Visa Inc. (V)
375.07
-3.68 (0.97%)
as of Sep 4, 2026, 8:00:00 pm Market Open.
592 watching
Financials 
Technical Analysis 0
Investor Insights
Sep 4, 2026, 12:00 amThis summary was created by AI, based on 64 opinions in the last 12 months.
Visa Inc. continues to be viewed positively by various analysts, who highlight its dominant position in the payments industry. The company is experiencing solid growth metrics, with revenue growth and increasing cash reserves. While some experts acknowledge recent market challenges, they emphasize the resilience in consumer spending and the transition from cash to digital payments as key growth drivers. Despite macroeconomic concerns and industry competition, Visa is recommended as a strong long-term hold. Analysts also note its potential for upside, given the company's robust fundamentals, commitment to share buybacks, and strategic partnerships in the evolving fintech landscape.
Consensus
Buy
Valuation
Fair Value
Similar
Mastercard,MA
COMMENT
Company has under-preformed the past year.
However, is a long term opportunity with global footprint.
Valuation has come down, but still attractive.
John ZechnerOwned
other services
DON'T BUY
Sold two years ago, because valuation had grown to more than double the market multiple. Today, trades at 30x earnings. Great business, but he wonders about dislocation. Cost to vendor is 2-3%. Fintech revolution is disruptive. Look at SQ, PYPL, ApplePay, and GooglePay. Competition will erode margins. Tremendous risk.
other services
BUY
Buy it here on the pullback. This comes down to trans-border travel, both business and tourist travel. This will happen. Anti-trust will remain an issue but manageable.
Christine PooleOwned
other services
TOP PICK
Doesn't take any risk with bad debt. It is a processing company that makes 15 basis points per transactions. Processing 65,000+ transactions per second. It is being tied to loyalty programs that is good business. A lot of their revenue comes from travel so once it recovers, we should see growth here. Internationally, there are cash users still so Visa can see new users and growth. There is more competition but it is a good story and it is at the lower range of its trading range. (Analysts’ price target is $274.60)
Paul Harris, CFAOwned
other services
PAST TOP PICK
(A Top Pick Nov 06/20, Up 5%) He's owned this for years, a great performer. It's penalized by the recovery trade. But everyone is still buying online and moving away from cash payments. He'd buy now.
Darren SissonsOwned
other services
BUY
Likes the name. Payment processors under lots of pressure, due to fintech disruption. No reason for such a pullback, as the networks remain intact, which Visa and MA dominate globally. Lack of tourism has hurt. Should recover next year.
Varun AnandOwned
other services
TOP PICK
Selloff is overdone. AMZN's announcement to take Visa UK off is simply Negotiation 101. Not a big issue, sees a settlement. Facilitates transactions globally, but no consumer or price risk. Tremendous cashflow. Wouldn't be surprised to see dividend hike and share buybacks, following MA. Not often on sale, but now it is. Long-term shareholders will be rewarded. Yield is 0.77%. (Analysts’ price target is $274.57)
Varun AnandOwned
other services
PAST TOP PICK
(A Top Pick Nov 12/20, Up 3%) Buying it right now with new client money. See her Top Picks.
Christine PooleOwned
other services
TOP PICK
Flat Y/Y. Slowly seeing borders open up. Return of international travel is still to come. Visa has the largest network out there, so it has the scale to benefit from move from cash to digital. Overhang has been anti-trust investigations, but the stock price reflects this. Trades at a significant gap to MA and PYPL. Yield is 0.70%. (Analysts’ price target is $275.29)
Christine PooleOwned
other services
BUY
They have not done well over the last couple of years but are still growing at double digits. He considers it and MasterCard to be buys but prefers MasterCard because it is better exposed to faster growing economies.
Teal LindeOwned
other services
BUY
The bank named on the credit card, not Visa, takes all the credit risk. A fintech company, paid for each transaction. Expanding global footprint, outstanding margins, market share is great and growing. Core holding.
Lorne SteinbergOwned
other services
BUY
It had a bit of a dip in the last week. It is the second interaction they have had with the department of justice. They largely control the payments happening in North America and around the world. He thinks they will be okay from a regulatory perspective. He has been buying it. It is a good opportunity. They make a good amount of revenue off international transactions.
other services
SELL
IPAY, an ETF holding digital payments solutions, has also underperformed. He suspects these companies are being used as a source of cash for things that are more leveraged to the business cycle. Move on to something that will get a little more help from the reflationary cycle. Significant profits from cross-border transactions, and this type of travel hasn't regained its footing yet.
other services
'%20fill='%23ffffff'%3e%3cg%20id='Pager'%20transform='translate(423.000000,%201755.000000)'%3e%3cpath%20d='M243.295367,17.286474%20C243.68919,16.9045087%20244.327703,16.9045087%20244.721525,17.286474%20L249,21.4361302%20L253.278475,17.286474%20C253.672297,16.9045087%20254.31081,16.9045087%20254.704633,17.286474%20C255.098456,17.6684393%20255.098456,18.2877274%20254.704633,18.6696927%20L249.35654,23.856763%20C249.159628,24.0477457%20248.840372,24.0477457%20248.64346,23.856763%20L243.295367,18.6696927%20C242.901544,18.2877274%20242.901544,17.6684393%20243.295367,17.286474%20Z'%20id='Path'%20transform='translate(249.000000,%2020.500000)%20scale(-1,%201)%20rotate(-90.000000)%20translate(-249.000000,%20-20.500000)%20'%3e%3c/path%3e%3c/g%3e%3c/g%3e%3c/g%3e%3c/svg%3e)
'%20fill='%23ffffff'%3e%3cg%20id='Pager'%20transform='translate(423.000000,%201755.000000)'%3e%3cpath%20d='M243.295367,17.286474%20C243.68919,16.9045087%20244.327703,16.9045087%20244.721525,17.286474%20L249,21.4361302%20L253.278475,17.286474%20C253.672297,16.9045087%20254.31081,16.9045087%20254.704633,17.286474%20C255.098456,17.6684393%20255.098456,18.2877274%20254.704633,18.6696927%20L249.35654,23.856763%20C249.159628,24.0477457%20248.840372,24.0477457%20248.64346,23.856763%20L243.295367,18.6696927%20C242.901544,18.2877274%20242.901544,17.6684393%20243.295367,17.286474%20Z'%20id='Path'%20transform='translate(249.000000,%2020.500000)%20rotate(-90.000000)%20translate(-249.000000,%20-20.500000)%20'%3e%3c/path%3e%3c/g%3e%3c/g%3e%3c/g%3e%3c/svg%3e)
