NYSE:V
Visa Inc. (V)
375.07
-3.68 (0.97%)
as of Sep 4, 2026, 8:00:00 pm Market Open.
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Financials 
Technical Analysis 0
Investor Insights
Sep 4, 2026, 12:00 amThis summary was created by AI, based on 64 opinions in the last 12 months.
Visa Inc. continues to be viewed positively by various analysts, who highlight its dominant position in the payments industry. The company is experiencing solid growth metrics, with revenue growth and increasing cash reserves. While some experts acknowledge recent market challenges, they emphasize the resilience in consumer spending and the transition from cash to digital payments as key growth drivers. Despite macroeconomic concerns and industry competition, Visa is recommended as a strong long-term hold. Analysts also note its potential for upside, given the company's robust fundamentals, commitment to share buybacks, and strategic partnerships in the evolving fintech landscape.
Consensus
Buy
Valuation
Fair Value
Similar
Mastercard,MA
PAST TOP PICK
(A Top Pick Oct 26/20, Up 11%) It's a toll both, not a credit card company. It's a payment system and doesn't carry risk. There's really good growth in mobile payments, and Visa can be part of this as we move to a cashless society. Good growth in Asian and internationally, as well as in B2B. For example, now you can pay services like lawyer with a credit card. You already have buy now, pay later. Good secular growth as credit card usage increases. Travel is another boost coming in 2022. It's a free cash flow machine. Long term, this will continue to grow, so look beyond any short-term issues. If the stock is down, buy.
Paul Harris, CFAOwned
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TOP PICK
Investors were gun shy on their conservative guidance. The name has been overly punished. Great play on both spending, travel, secular trends and fintech. The addressable market continues to expand. Trades at 24x with a 21% growth rate. Priced well relative to growth. (Analysts’ price target is $276.97)
Greg NewmanOwned
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PAST TOP PICK
(A Top Pick Nov 06/20, Up 12%) Transition to online and digital payments was very strong through the pandemic. Recovery will benefit. Significant runway to the upside.
Darren SissonsOwned
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BUY
V vs. MA Visa has the European footprint, which has larger critical mass. But the European acquisition has given them some debt. You can buy MA, but you don't get the breadth of offering or as large an opportunity. They both have the same kind of risk.
Darren SissonsOwned
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BUY
V vs. MS Likes banking in general in the US as well as in Canada, because the economy is improving and this should improve net interest margins. She owns JPM instead of MS, as they've been very well run over time, gorgeous balance sheets, diversified, doing well in capital markets. She likes Visa as well. It will benefit as payment volumes ramp up with more travel domestically and internationally. Since the pandemic, people are using their plastic cards more. Right now, between MS and V, she prefers Visa, as it's lagged the market and its long-term growth profile is more attractive.
Christine PooleOwned
other services
TOP PICK
Payment system, not a credit card company. More people moving from cash to digital. Has a buy now-pay later business. Increased use by small business. Good organic and international growth. Tremendous amount of free cash. Topline and bottom line can grow at a much faster pace. Yield is 0.56%. (Analysts’ price target is $280.79)
Paul Harris, CFAOwned
other services
TOP PICK
Beneficiary during Covid. Will also benefit from inflation and the recovery trade. Great company. Dividend has grown by 29% in the last 5 years. Good long term story. Need exposure to that space. Structural tailwind of moving from cash to digital, even if interchange fees are cut. If crypto becomes a major competitor, then V will just move into that space. Yield is 0.57%. (Analysts’ price target is $280.79)
Darren SissonsOwned
other services
PAST TOP PICK
(A Top Pick Aug 20/20, Up 16%) Trades at 33x PE and pays only a 0.6x dividend yield. But it boasts great free cash flow growth. Visa is not a credit card per se, but a payments system, which is less risky. It's like a toll both where they take fees. Covid hurt them because people weren't traveling much or dining out, but expect re-acceleration in these areas this and next year. This will result in revenue growth around 9-11%. Cash is no longer king as more people use credit cards. There's room to grow in parts of the world as those people use more cards. Loyalty programs will help drive this growth.
Paul Harris, CFAOwned
other services
BUY
Will benefit from today's FDA granting full approval to Pfizer's Covid drug, which will encourage cross-border travel. He's long liked this. This and Mastercard have been beaten up despite reporting strong quarters.
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Premium contentPAST TOP PICK
DON'T BUY
Admires MA and Visa very much, as they've executed extremely well. And that's the problem, as the multiples are now priced for perfection. Trading at almost 2x the market multiple. Will benefit from the reopening, but still too pricey for him. Better opportunities elsewhere. Loves the companies, but not the stocks.
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