TSE:RY

Royal Bank (RY.TO)

295.01
+1.34 (0.46%)
as of Jul 24, 2026, 8:00:00 pm Market Open.
1479 watching
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Investor Insights
star iconJul 26, 2026, 12:00 am

This summary was created by AI, based on 57 opinions in the last 12 months.

Royal Bank (RY) is widely recognized as the leading bank in Canada, benefiting from a favorable regulatory environment and robust investments in capital markets and wealth management. Many analysts have reiterated it as a 'Top Pick,' citing its strong earnings growth and consistent dividend payments. Despite its strong performance, concerns about valuation persist, particularly with the stock trading at high multiples compared to historical averages. Comments on future growth potential highlight the bank's ability to adapt in the current economic climate, although some experts advise exercising caution due to high valuation levels. Overall, RY is considered a stable, long-term investment with significant upside potential, supported by growing cash reserves and elevated return on equity targets.

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Consensus
Positive
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Valuation
Overvalued
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Similar
TD, TD
COMMENT
Selling $48 Put options? Caller is Selling a Put which obligates him to buy the stock at $48. The stock is at $52.66 so his obligation is to buy below where the stock is trading. Great strategy. The premium you get from this is taxed as a capital gain, which is also attractive.
COMMENT
Common or preferred? These are two entirely different plays. Preferreds are safe and you can depend on them. Commons have a yield of 4.35% which is probably better than what you will get on preferreds but there is a lot more risk and a lot more opportunity. He likes this bank.
PAST TOP PICK
(A Top Pick Sept 20/11. Up 15.32%.) Have effectively addressed their US problems a couple of years ago. Good dividend. Has one of the best franchises in Canada.
COMMENT
Has a very light weighting in banks. You are seeing multiple contractions as a group. The problem with this one is that they have a high capital market exposure. Margins and revenues in capital markets business are really under pressure. Dividend growth is going to be a little bit less than people are used to. You won’t get hurt too badly but won’t have big upside.
COMMENT
What is a reasonable P/E ratio for banks? This one is at 12.1%, which is pretty fair value at this point. Doesn't think it's either a raving Buy or a raving Sell.
WAIT
Canadian Banks: Are right in the middle of their historic valuation range. Outlook is neutral, relative to market. Nice yield. Concerns about bank profitability in general. He doesn’t own any banks. Would like to see $42 to buy.
COMMENT
He would do covered calls out about 6 months. He picks up a fair bit of time value.
BUY
Cdn banks are in fine shape. Pay nice dividends and are very conservative on a global basis. This company alone is probably worth its share price.
BUY
Trading at 10.6X next year's earnings with a yield of 4.48%. Likes the banks as a group longer-term. His preference would be Toronto Dominion (TD-T) and this one.
DON'T BUY
Cdn banks in general are not a very attractive place to be right now. Their outlook for growth is fairly muted especially as the mortgage markets are being tightened in. This bank has a big presence in capital markets and a big and much growing presence in management. Both of these things are pretty muted right now.
BUY
You can buy any of the Cdn banks. They are all very fairly valued here and all pay good dividend yields. Good entry point on the whole group.
COMMENT
Caller would like to write an October $65 uncovered call. Uncovered calls are very high risk.
BUY
It is right on its model price like with all banks. It is at the bottom of the zone so a good place to purchase and a nice dividend.
PAST TOP PICK
(Top Pick Jun 20/11, Down 4.47%) Likes Canadian Financials. Banks have never cut their dividends and raised them all in the first quarter. Likes their wealth management.
BUY
Right now it is a pick between any of the banks. His preferred banks are this one, National Bank (NA-T) and Bank of Nova Scotia (BNS-T). Very cheap. Dividends are terrific.
Showing 631 to 645 of 1,616 entries