TSE:RY

Royal Bank (RY.TO)

295.01
+1.34 (0.46%)
as of Jul 24, 2026, 8:00:00 pm Market Open.
1479 watching
0
Investor Insights
star iconJul 26, 2026, 12:00 am

This summary was created by AI, based on 57 opinions in the last 12 months.

Royal Bank (RY) is widely recognized as the leading bank in Canada, benefiting from a favorable regulatory environment and robust investments in capital markets and wealth management. Many analysts have reiterated it as a 'Top Pick,' citing its strong earnings growth and consistent dividend payments. Despite its strong performance, concerns about valuation persist, particularly with the stock trading at high multiples compared to historical averages. Comments on future growth potential highlight the bank's ability to adapt in the current economic climate, although some experts advise exercising caution due to high valuation levels. Overall, RY is considered a stable, long-term investment with significant upside potential, supported by growing cash reserves and elevated return on equity targets.

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Consensus
Positive
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Valuation
Overvalued
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Similar
TD, TD
DON'T BUY
Canadian banks have traded off the latest quarter in the recent past. This banks quarter did not go well so it will be under pressure. Best quarters were reported by National (NA-T) and Toronto Dominion (TD-T) and these are the 2 banks she owns. She would be Shorting the ones that reported they weakest numbers.
BUY
Will the Volker rule affect the profitability of Canadian banks? Capital market is an important priority for this bank but he doesn't think the Volker rule will affect them in a material manner. Thinks the selloff on this stock is a bit overdone. 4.47% dividend. Doesn't expect tremendous growth in Canadian banks.
HOLD
(Market Call Minute.) Not so hot. You have various criticisms and banks are a little difficult. Would prefer others.
TOP PICK
People over reacted to missing earnings by a penny. Thinks it will make $5.30 next year which makes it 10x earnings. You get a nice dividend. Has all the things he likes. Reasonable growth prospects, good dividend and balance sheet.
PAST TOP PICK
(Top Pick Jun 20/11, Down 2.95%) He would be a buyer at today’s level. They have a larger exposure to Europe than the other Canadian banks do. Dominate franchise. Underlying value is quite significant. Almost 5% yield.
TOP PICK
Picked because of how it has acted since earnings came out. It is an over reaction. It’s not all macro. When you get a poor quarter it always tends to the mean. You should buy it now on it’s weakness.
COMMENT
(A Market Call Minute.) Above 5% of his portfolio and he is sticking with it.
WAIT
Banks tend to be a little bit soft over the summer from a seasonal perspective. Support level was broken and looks like it might get into $42-$43 range. It might be a Buy later on in the season.
BUY
Good dividend growth over time, but for very long term you could take more risk.
PAST TOP PICK
(A Top Pick June 20/11. Up 2.59%.) Likes banks in general. Their trading in capital markets is a little hard to forecast. Likes that they are in wealth management, which is less sensitive to the capital markets. Increasing their dividends.
BUY
(Market Call Minute.)
DON'T BUY
Fairly staid bank and have corrected nicely. Pays around 4% dividend. Conservative play and not a bad place to be but he would wait before getting in.
HOLD
He likes this bank the best. Has one of the better franchises. Good growth opportunities going forward. 4% dividend looks very well covered and there are opportunities for it to go up.
COMMENT
Preferred Series T maturing in Aug/14? These are a part of the new rate reset preferred shares that came out during the 2008-2009 crises. This one has a 6.25% dividend yield and is trading at a premium. The yield to reset is only around 3%.
WEAK BUY
Has had a healthy recovery from where it was and has come back to being a good performer. He feels Canadian banks are expensive at this time. He’d rather own US banks where the upside potential is better.
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