Will 2020 be another year of gains for stocks? There really isn't any reason for the market to turn over. Unemployment is at 50 year lows, low interest rates, and you have a president who is pro-business. We're seeing the result of increased productivity from technological innovation, not just a fake market runup. Though US manufacturing is slowing down, housing and oil look good. But the main thing is the US consumer and buying through Amazon. We don't realize how much tech changes will impact our lives and how quickly.

An S&P 500 ETF with a covered call overlay. He uses it a lot. Yield is about 6%.

He's not a gold bull, because gold represents a decline in the value of the US dollar. This one is fine, it's just not something he's bullish on. Gold is dead money.

ETFs for income. ZWB is a good ETF for income. Only 50% is used with the covered call, so you still have 50% for growth. The covered calls provide better income, somewhere around 5.5%. Though you don't get the tax benefit in a TFSA. The XSP is another good one.

Nothing wrong with it. Covered call on gold. He's not a gold fan. But if he's going to play something as volatile as gold, he wants the full potential of growth rather than using the covered call.

Nothing wrong with it. But the duration of the portfolio is roughly 8 years. These bonds will get killed if rates start to go back up. Instead, you should balance it out with some short term stuff. You must take a look at the yield to maturity when deciding whether to buy.

ETFs for an RESP. Bought VGRO when it came out. Thought it was going to be great, but ended up selling it all and buying XSP instead. He found VGRO had too much Europe, and so the performance was nothing. He looks for broader based ETFs.

(A Top Pick Dec 04/18, Up 32%) Great tech ETF.

(A Top Pick Dec 04/18, Up 18%) Companies that consistently pay higher dividends. It's important to look at dividend growth. Very low cost.

(A Top Pick Dec 04/18, Up 2%) Safety play. A place to park cash. Never touches a GIC, because they're not liquid.

A very good biotech ETF. If you have it and you like it, stay with it. See what percentage of your portfolio it comprises. For a sector play, don't go above 5-6% of your portfolio. You want to invest in it, not day trade it with every move.

Very good yield of around 6%. You give up some of the upside with the covered call. Holds some in his more conservative accounts. Remember the management fees are quite high with these covered calls.

Likes EAFE ETFs because they have Japan, Australia, Asia, and the larger European countries. The only thing is, he doesn't look at ESG unless his clients ask him to.

Certain amount of risk because they're tech giants. With covered calls, you're always giving up some of the growth. You might be better off buying something that's broader based. But if you're willing to accept the risk, then go ahead.