TSE:CM

Canadian Imperial Bank of Commerce (CM.TO)

166.97
+3.44 (2.10%)
as of Jul 10, 2026, 8:00:00 pm Market Open.
1039 watching
0
Investor Insights
star iconJul 12, 2026, 12:00 am

This summary was created by AI, based on 19 opinions in the last 12 months.

The Canadian Imperial Bank of Commerce (CIBC), with the ticker symbol CM-T, has garnered substantial interest from analysts, many of whom deem it a solid investment prospect. Recent earnings reports indicate a notable 28% increase in net income, bolstered by a 55% surge in U.S. operations. CIBC exhibits strong financial fundamentals, such as growing cash reserves, a healthy profit margin of around 27%, and an impressive 16% return on equity (ROE). However, experts also express caution regarding its heavy exposure to the Canadian consumer market, particularly in the residential mortgage sector, which could pose risks amidst a potential recession. Overall, while some analysts recommend a strategic increase in investment, opinions are divided regarding the timing and valuation of this stock in the broader market context.

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Consensus
Mixed
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Valuation
Fair Value
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WATCH
Canadian bank stocks have 2 periods of seasonal strength. Next one coming up starts at the end of January and goes through until the end of May. This one has had a severe downtrend but early signs, on a momentum basis, indicate it is trying to bottom. Watch for this as a potential buy as you get close to February. Also keep an eye on the sector. Would prefer Toronto Dominion (TD-T) or Royal Bank (RY-T).
DON'T BUY
Probably a decent price, but there will be some volatility in the next quarter or so. Has been hurt quite dramatically because of exposure to the subprime market. Wait for the dust to settle.
DON'T BUY
They seem to be at the forefront of every financial calamity for the last 25 years. This time is no exception. The most exposed Canadian bank to the subprime experience. Will stay under a cloud and continued to trade at a discount for some time.
TOP PICK
Not often that you see a Canadian bank stock beaten up as much as this one. Selling at a compelling multiple and a 5% yield. Bringing in new board members and new management.
DON'T BUY
1st quarter is looking at another $2 billion and possibly $4 billion or $5 billion in write offs and stock could drop a lot further. He sold his holdings.
DON'T BUY
See comments under Bank of Nova Scotia (BNS-T). This one would be the most contrarian of the banks, but would like to see it come down even further.
COMMENT
Have also had problems in the past, which indicates the need to look at what a company has done in the past and what its record has been.
COMMENT
Finds US financials far cheaper than Canadian. Even though he is overweight in US financials, he is underweight in Canadian financials. Thinks the stock hangs around the $73.50 level. Next level down would be about $60. His model price is $92.63, a 30% positive differential.
DON'T BUY
Has broken through one of its technical support levels. If he could see the stock at the $62 level it would be a buy.
DON'T BUY
It's just one thing after another with this bank. Have had some real problems. You have to question the fundamentals of their risk management process. Thinks it will take awhile to bounce back.
DON'T BUY
Historically the most accident prone bank. Looks like there are more cockroaches here. In the long term, banks are fine but in the near term, there is no reason to rush out and buy them.
DON'T BUY
Expect this will continue to go down. There is a lot of risk in the name. Has been oversold, but doesn't see any way they are going to have a quick fix. If you own, Sell on any strength.
DON'T BUY
4.73% yield. The analogy of a falling knife is accurate in this case. Of all the banks, this one has performed the worst and within a very short timeframe. Wouldn't surprise him if it hit $70.
HOLD
Has been a worry. Was deeply disappointed by the revelations that they were so heavily into a questionable area. He hopes all the bad news is out.
HOLD
May not be through all of their problems but are probably through the worst. Their capital ratios look sufficient to weather the storm.
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