Bank of America (BAC) Buy, Sell or Hold

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Bank of America (BAC)

61.95

+0.22 (0.36%)

as of Jul 31, 2026, 8:00:00 pm Market Open.

708 watching

Investor Insights

Aug 1, 2026, 12:00 am

This summary was created by AI, based on 23 opinions in the last 12 months.

Bank of America (BAC) is perceived as a solid and stable player in the banking sector, particularly amidst a climate of deregulation and economic growth. Experts highlight its strong recent earnings, with notable profit increases and favorable guidance, indicating continued potential for growth. Comparatively, BAC is often seen as a close alternative to JPMorgan Chase (JPM), though it falls short of becoming a frontrunner in the sector. The bank's exposure to low-risk sectors, such as credit cards and retail banking, is viewed positively, enhancing its net interest margin prospects. However, some experts note that while BAC might not be the best option currently, it remains a core holding in the U.S. banking framework, with an emphasis on patience and market timing for entry points.

Consensus

Positive

Valuation

Fair Value

Similar

Citi, C

BUY

Very good franchise and well capitalized. The jury is out on the Countrywide acquisition. Doesn't think you will be able to judge this well for 2 or 3 years. They will be a very big player in the mortgage business, which is the reason for their acquisition. Thinks the 6.9% dividend is safe.

STRONG BUY

Would be a very strong Buy down here. Likes the name. Until recently, they have been able to avoid the whole subprime problem. Biggest US bank for deposits. Recently bought Countrywide Financial, which was the first time they got any exposure to the subprime market. Thinks it was a prudent investment for them. 6.5% dividend yield.

BUY

(Market Call Minute.) He has a model price of $45.64, a positive 6% differential. Would recommend it because of the 5% dividend yield.

RISKY

Held up better than a number of the other big banks. Made a controversial move of buying Countrywide Financial (CFC-N). Good dividend yield. Expects upside, but there is the risk of finding another big problem in the Countrywide portfolio.

DON'T BUY

All of the US banks are going to be looking at further write-downs as the subprime exposure continues. This is one of the higher quality American banks.

DON'T BUY

Has not been a fan of this bank. One of the more aggressive US banks. Its takeover of Countrywide Financial (CFC-N) may or may not work out but he thinks they just threw money away. US banks still vulnerable.

COMMENT

It is time to start picking away at opportunities. Not all the bad news is necessarily out yet. This one has a 6% yield and PE ratios below 10%. Doesn't have the exposure to the capital and investment markets that other banks have.

TOP PICK

Will have a tough time over the next couple of months. Think they stole Countrywide in their acquisition because, it was any other time, the antitrust laws would kick in. 2 years from now they will make a lot of money. 6% dividend.

PAST TOP PICK

(A Top Pick May 7/07. Down 16.5%.) A little disappointed on the Q4 results. Took a bigger hit than he anticipated. Still a long-term winner. More of a trading position for the next 6 months.

BUY

Basically believes that the banking system will muddle through this problem. A basket of these financials with the yields they’re offering can be a very effective way to invest. Buy in measured proportions.

HOLD

Any time a whole industry is hurt, make sure you are well balanced and that you don't have too much of a bet on an industry or sector. Then you hang on until you get into a normalized period.

DON'T BUY

Very concerned about the risks in the US banking industry. Speculation. Could go lower. A lot of litigation risks.

WATCH

Looking at this one. Have remained fairly clean during this subprime crisis. Getting hit along with all the other financials. There are still massive write offs to come in the banks with level 3 assets. Doesn't know what they're exposure is to this. Wouldn't buy yet.

BUY

There will be noise and volatility with any of the banks. As a US bank, it has exposure to some of the issues there. Given its geographic diversification, size and scope, it could be an interesting one to pick up now. Dividend should be safe.

HOLD

Not cheap enough for him. His model price is $47.65, a 15% positive differential. Earnings have come down and they have been taking write-offs.

Showing 1,246 to 1,260 of 1,342 entries

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Bank of America (BAC)