NYSE:BAC

Bank of America (BAC)

61.95
+0.22 (0.36%)
as of Jul 31, 2026, 8:00:00 pm Market Open.
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Investor Insights
star iconAug 1, 2026, 12:00 am

This summary was created by AI, based on 23 opinions in the last 12 months.

Bank of America (BAC) is perceived as a solid and stable player in the banking sector, particularly amidst a climate of deregulation and economic growth. Experts highlight its strong recent earnings, with notable profit increases and favorable guidance, indicating continued potential for growth. Comparatively, BAC is often seen as a close alternative to JPMorgan Chase (JPM), though it falls short of becoming a frontrunner in the sector. The bank's exposure to low-risk sectors, such as credit cards and retail banking, is viewed positively, enhancing its net interest margin prospects. However, some experts note that while BAC might not be the best option currently, it remains a core holding in the U.S. banking framework, with an emphasis on patience and market timing for entry points.

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Consensus
Positive
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Valuation
Fair Value
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Similar
Citi, C
TOP PICK
(A Top Pick Nov 22/06. Down 7%.) Largest domestic bank in the US market. Cheapest big bank in North America. The dividend. Trading at 9X 08 earnings.
BUY
4.5% yield. Thinks the sub prime concerns are overdone for most of the big financials in the US.
DON'T BUY
Would not be an owner of most US large cap banks because of valuations and exposure to sub-prime mortgages. Rising interest rate environment is also negative for banks.
TOP PICK
4.5% dividend. Good buying opportunity.
BUY
Quite a bit of value in this company right now. About 4.5% dividend yield. Trading at about 10 X earnings making it very cheap. Has a flat yield curve, which is a short-term phenomena.
TOP PICK
Well diversified. Has about 9% of the retail deposits in North America. Dividend yield of 4.5% and he is expecting an increase later this year. Trading at around 9 X forward earnings. Very little exposure to sub prime loans.
DON'T BUY
Not a big fan over most of the American Banks. Better valuations in other banks outside of North America. In Canada he prefers Bank of Montreal or National.
DON'T BUY
Too expensive, but cheaper than Canadian banks.
DON'T BUY
Not one of the stronger groups in the market, due to the quality of credit in the US. If going to the US market would rather go toward more of a global growth stock then the domestically owned names.
BUY
If you take currency into consideration, this is not a bad entry point. On a multiple basis, senior US stocks are now cheaper than Canadian.
SELL
May be a problem on mortgages. It looks like the easy money for US banks has been made. He recently sold his banks.
TOP PICK
(A Top Pick Nov 22/06. Down 6.2%.) Steady Eddy type of company. Has a lot of respect for management. Cheapest large-cap North American bank trading at 10 X 07 earnings and 9 X 08 earnings. 4.5% dividend.
BUY
Trading at a significant discount to Canadian banks. 4.4% dividend yield.
BUY
US banks had a hard time because of the sub prime mortgage situation. Chart shows a double bottom in March with a higher high. Technically it says the downturn is over for a while. You could enter now for a short-term trade.
BUY
Fantastic franchise. Has a high deposit market share. Concentrated on being a retail banker and wealth management. Lower multiples and higher yields than Canadian banks. Made some very astute acquisitions.
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