Bank of America (BAC) Buy, Sell or Hold

Home

Daily Stock Opinions and Ratings

Bank of America (BAC)

59.67

+0.42 (0.71%)

as of Jul 10, 2026, 8:00:00 pm Market Open.

707 watching

Investor Insights

Jul 12, 2026, 12:00 am

This summary was created by AI, based on 23 opinions in the last 12 months.

Bank of America (BAC) continues to position itself favorably within the banking sector, driven by deregulation and solid performance indicators. Experts have pointed out its impressive profit growth of 17% in the last quarter, indicating strong operational efficiency and guidance for continued upside potential. The bank benefits from improving net interest margins, a strengthening economy, and a favorable yield curve, despite facing some concerns regarding private debt and market fluctuations. With analysts projecting valuations that suggest potential upside, it remains a recommended buy on dips, particularly due to its diverse business model and robust consumer banking performance.

Consensus

Buy

Valuation

Fair Value

Similar

Citi, C

SELL

Reaffirmed they are going ahead with the purchase of Countrywide Financial. Investors are very concerned. Wouldn't surprise him to see huge class action suits against Countrywide for abusive mortgage.

DON'T BUY

Earnings growth over the last 12 weeks has been cut in half. There have been a number of questions raised around their balance sheet, particularly with their exposure to Countrywide. Not sure the dividend is safe.

TOP PICK

Premier, global franchise. Acquired Countrywide (CFC-N) of which they fully wrote off all the mortgages. If there is a recovery in mortgages, they will benefit. Net interest margin earnings, which is key, is slightly increasing and there should be an 8% to 10% rate of return over the next 4 or 5 years including dividend.

SELL

Wouldn't own any US banks right now. Banking environment in the US still has further down to go. Didn't use a lot of foresight when they bought Countrywide.

DON'T BUY

(Market Call Minute.) Probably one of the better money centre banks (?) but would prefer the Canadian banks.

BUY

Great dividend yield. Pretty compelling value on a 2-year view. They avoided the whole subprime mass until they bought Countrywide Financial.7% yield.

BUY

Banking industry has been in an amazing turmoil. There is a pending purchase of Countrywide (CFC-N) and there is talk that it might be revalued. Think they will do well longer-term.

DON'T BUY

Loathe right now to own a US bank. Have shown themselves to be poor business people. Chased all the wrong kinds of business and got caught with their pants down. Still more to come. Also there are prospects of a recession in the US.

Wealthica Track your Stocks in your Watch List

SELL

Model price of $36.89, a -3% differential. Thinks the US banks have a big head wind. Once we get through the credit crisis, (he thinks the federal reserve is letting inflation go) and once we get over this phase he expects a substantial increase in interest rates.

DON'T BUY

Would be a little cautious on this one. Not sure how good the Countrywide acquisition is going to be and could take 5 years before we know.

DON'T BUY

Had a big break below the 200-day moving average and continued to stay below the 200-day moving average. It does have a kind of double base happening which could mean it is starting to base build.

BUY

A great US institution that has been hit by this crisis. A great franchise with tremendous value. Trading at a valuation that has not been seen since the last recession. The snap-back coming out of recession can be enormous. Valuation on a PE basis does not look good as earnings are down but if they reverse some of their mortgage write-downs, it could have a big effect on values.

BUY

Biggest retail bank in the US and the big hits are taking place more on the institutional side. Dividend of 6% plus is very safe.

BUY

Very good franchise and well capitalized. The jury is out on the Countrywide acquisition. Doesn't think you will be able to judge this well for 2 or 3 years. They will be a very big player in the mortgage business, which is the reason for their acquisition. Thinks the 6.9% dividend is safe.

STRONG BUY

Would be a very strong Buy down here. Likes the name. Until recently, they have been able to avoid the whole subprime problem. Biggest US bank for deposits. Recently bought Countrywide Financial, which was the first time they got any exposure to the subprime market. Thinks it was a prudent investment for them. 6.5% dividend yield.

Showing 1,231 to 1,245 of 1,340 entries

Most Recent Experts

Stephen Weiss, Founder, Short Hills Capital Partners

Short Hills Capital Partners

Jenny Harrington, CEO, Gilman Hill Asset Management

Gilman Hill Asset Management

Kevin Simpson

Capital Wealth Planning

Bill Baruch, Founder, Blue Line Capital

Blue Line Capital

Darren Sissons

Campbell Lee & Ross

Stockchase, in its reporting on what has been discussed by individuals on business television programs (in particular Business News Network), neither recommends nor promotes any investment strategies.

We paraphrase the experts by hand, we watch the shows and write down what we understood from the experts’ comments. We are human and can make mistakes, help us fix any errors. If you see something that you know is not right or if there is a problem with the site, feel free to email us at : [email protected].

Bank of America (BAC)