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NYSE:BAC

Bank of America (BAC)

55.87
-0.15 (0.27%)
as of Jun 15, 2026, 8:00:00 pm Market Open.
708 watching
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Investor Insights
star iconJun 15, 2026, 12:00 am

This summary was created by AI, based on 25 opinions in the last 12 months.

Bank of America (BAC) has demonstrated strong financial performance, reporting a 17% increase in profits and achieving its best earnings per share (EPS) in nearly two decades. Analysts express optimism about the bank's guidance and potential upside, estimating a price target as high as $62.74. Despite facing headwinds from economic concerns, such as private credit worries, experts agree that BAC is well-positioned to benefit from a favorable interest rate environment, especially if the yield curve steepens. The bank's valuation remains attractive, trading at about 11 times earnings, and is regarded as having solid fundamentals and a robust growth trajectory, making it a compelling choice in the financial sector. However, some caution against buying at current levels, suggesting a wait-and-see approach for future investments.

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Consensus
Positive
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Valuation
Undervalued
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DON'T BUY
Earnings growth over the last 12 weeks has been cut in half. There have been a number of questions raised around their balance sheet, particularly with their exposure to Countrywide. Not sure the dividend is safe.
TOP PICK
Premier, global franchise. Acquired Countrywide (CFC-N) of which they fully wrote off all the mortgages. If there is a recovery in mortgages, they will benefit. Net interest margin earnings, which is key, is slightly increasing and there should be an 8% to 10% rate of return over the next 4 or 5 years including dividend.
SELL
Wouldn't own any US banks right now. Banking environment in the US still has further down to go. Didn't use a lot of foresight when they bought Countrywide.
DON'T BUY
(Market Call Minute.) Probably one of the better money centre banks (?) but would prefer the Canadian banks.
BUY
Great dividend yield. Pretty compelling value on a 2-year view. They avoided the whole subprime mass until they bought Countrywide Financial.7% yield.
BUY
Banking industry has been in an amazing turmoil. There is a pending purchase of Countrywide (CFC-N) and there is talk that it might be revalued. Think they will do well longer-term.
DON'T BUY
Loathe right now to own a US bank. Have shown themselves to be poor business people. Chased all the wrong kinds of business and got caught with their pants down. Still more to come. Also there are prospects of a recession in the US.
SELL
Model price of $36.89, a -3% differential. Thinks the US banks have a big head wind. Once we get through the credit crisis, (he thinks the federal reserve is letting inflation go) and once we get over this phase he expects a substantial increase in interest rates.
DON'T BUY
Would be a little cautious on this one. Not sure how good the Countrywide acquisition is going to be and could take 5 years before we know.
DON'T BUY
Had a big break below the 200-day moving average and continued to stay below the 200-day moving average. It does have a kind of double base happening which could mean it is starting to base build.
BUY
A great US institution that has been hit by this crisis. A great franchise with tremendous value. Trading at a valuation that has not been seen since the last recession. The snap-back coming out of recession can be enormous. Valuation on a PE basis does not look good as earnings are down but if they reverse some of their mortgage write-downs, it could have a big effect on values.
BUY
Biggest retail bank in the US and the big hits are taking place more on the institutional side. Dividend of 6% plus is very safe.
BUY
Very good franchise and well capitalized. The jury is out on the Countrywide acquisition. Doesn't think you will be able to judge this well for 2 or 3 years. They will be a very big player in the mortgage business, which is the reason for their acquisition. Thinks the 6.9% dividend is safe.
STRONG BUY
Would be a very strong Buy down here. Likes the name. Until recently, they have been able to avoid the whole subprime problem. Biggest US bank for deposits. Recently bought Countrywide Financial, which was the first time they got any exposure to the subprime market. Thinks it was a prudent investment for them. 6.5% dividend yield.
BUY
(Market Call Minute.) He has a model price of $45.64, a positive 6% differential. Would recommend it because of the 5% dividend yield.
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