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NYSE:BAC

Bank of America (BAC)

61.69
-0.17 (0.27%)
as of Aug 21, 2026, 8:00:00 pm Market Open.
709 watching
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Investor Insights
star iconAug 22, 2026, 12:00 am

This summary was created by AI, based on 24 opinions in the last 12 months.

Bank of America (BAC) is currently viewed positively by various experts, highlighting its strong earnings potential amidst a favorable financial landscape. With last quarter's profit growth of 17%, the bank has seen its best earnings per share (EPS) in nearly two decades, buoyed by a favorable yield curve and improved net interest margins. While still trailing behind JPMorgan (JPM), BAC is recognized for its stability and potential for share buybacks or dividends due to loosening regulations. Although some experts express caution regarding market valuations and suggest there are better opportunities elsewhere, there remains optimism about BAC's resilience and growth trajectory. Waiting for a market pullback before investing is generally advised, but experts see BAC as a solid core holding within the U.S. banking sector.

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Consensus
Positive
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Valuation
Fair Value
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DON'T BUY
One of the big banks that have walked into fewer sharp objects. Whenever you are in the middle of a credit crunch, you don’t know what’s in their balance sheet. Their Countrywide acquisition may have hidden problems. Dividend cut could be a possibility.
DON'T BUY
Took over Countrywide on terms that initially were thought to be somewhat favourable. The problems that are persistent with mortgages in the US are huge. Too many unknowns going forward.
COMMENT
Believes dividends are sustainable in most of the US bank stocks. Far enough into the cycle on write-downs sub prime holdings, etc. that volatility should be over. Will be a while before it is a strong performing stock. It could have a bounce.
SELL
Reaffirmed they are going ahead with the purchase of Countrywide Financial. Investors are very concerned. Wouldn't surprise him to see huge class action suits against Countrywide for abusive mortgage.
DON'T BUY
Earnings growth over the last 12 weeks has been cut in half. There have been a number of questions raised around their balance sheet, particularly with their exposure to Countrywide. Not sure the dividend is safe.
TOP PICK
Premier, global franchise. Acquired Countrywide (CFC-N) of which they fully wrote off all the mortgages. If there is a recovery in mortgages, they will benefit. Net interest margin earnings, which is key, is slightly increasing and there should be an 8% to 10% rate of return over the next 4 or 5 years including dividend.
SELL
Wouldn't own any US banks right now. Banking environment in the US still has further down to go. Didn't use a lot of foresight when they bought Countrywide.
DON'T BUY
(Market Call Minute.) Probably one of the better money centre banks (?) but would prefer the Canadian banks.
BUY
Great dividend yield. Pretty compelling value on a 2-year view. They avoided the whole subprime mass until they bought Countrywide Financial.7% yield.
BUY
Banking industry has been in an amazing turmoil. There is a pending purchase of Countrywide (CFC-N) and there is talk that it might be revalued. Think they will do well longer-term.
DON'T BUY
Loathe right now to own a US bank. Have shown themselves to be poor business people. Chased all the wrong kinds of business and got caught with their pants down. Still more to come. Also there are prospects of a recession in the US.
SELL
Model price of $36.89, a -3% differential. Thinks the US banks have a big head wind. Once we get through the credit crisis, (he thinks the federal reserve is letting inflation go) and once we get over this phase he expects a substantial increase in interest rates.
DON'T BUY
Would be a little cautious on this one. Not sure how good the Countrywide acquisition is going to be and could take 5 years before we know.
DON'T BUY
Had a big break below the 200-day moving average and continued to stay below the 200-day moving average. It does have a kind of double base happening which could mean it is starting to base build.
BUY
A great US institution that has been hit by this crisis. A great franchise with tremendous value. Trading at a valuation that has not been seen since the last recession. The snap-back coming out of recession can be enormous. Valuation on a PE basis does not look good as earnings are down but if they reverse some of their mortgage write-downs, it could have a big effect on values.
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