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NYSE:BAC

Bank of America (BAC)

61.69
-0.17 (0.27%)
as of Aug 21, 2026, 8:00:00 pm Market Open.
709 watching
0
Investor Insights
star iconAug 22, 2026, 12:00 am

This summary was created by AI, based on 24 opinions in the last 12 months.

Bank of America (BAC) is currently viewed positively by various experts, highlighting its strong earnings potential amidst a favorable financial landscape. With last quarter's profit growth of 17%, the bank has seen its best earnings per share (EPS) in nearly two decades, buoyed by a favorable yield curve and improved net interest margins. While still trailing behind JPMorgan (JPM), BAC is recognized for its stability and potential for share buybacks or dividends due to loosening regulations. Although some experts express caution regarding market valuations and suggest there are better opportunities elsewhere, there remains optimism about BAC's resilience and growth trajectory. Waiting for a market pullback before investing is generally advised, but experts see BAC as a solid core holding within the U.S. banking sector.

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Consensus
Positive
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Valuation
Fair Value
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Similar
Citi, C
HOLD
Not cheap enough for him. His model price is $47.65, a 15% positive differential. Earnings have come down and they have been taking write-offs.
WAIT
Expect that banks will lead the market out on the way back up. Don't be in a hurry to buy.
TOP PICK
(A Top Pick Nov 22/06. Down 22.9%.) Investors are very scared of the subprime, etc. problems and they have some components on their balance sheet. This won't take them down as this is a more conservatively run company. Trades at under 9X earnings. 6% dividend. Thinks it is close to a bottom here.
DON'T BUY
For a long-term investor, a toe in the water of banks is not necessarily a bad thing, but there is no great hurry. Wait for the skies to clear a little bit.
BUY
Averaging down at this price is a very reasonable proposition, particularly if you have a 3 to 5 year view. Dividend yield is outstanding, well above a 10-year treasury bond.
PARTIAL BUY
A speculative buy. They are doing a lot of the backstopping of the SIV’s that are going on right now with Citigroup. Quality of the company is very good but there will be a lot of volatility in the short run. Dividend yield is 5.63%. Start an accumulation and if things turn out well than you can increase.
COMMENT
Still a lot of mystery on the books and he would not be buying into mystery. The market knows what some of a subprime mess is but doesn't know what some of the derivative exposure is, et cetera. If you own, he would trade around the position during a rally. There will be a lot of volatility in the sector.
BUY
Trades at a crazy 1.4X Book Value. A fantastic global bank. Technicals indicate that if it breaks $42, it will probably go down to $40 but probably no further.
DON'T BUY
Banks in general have been too conservative in writing down their asset backed commercial paper, SIV and sub prime loans. This bank is in the same boat as the others. They made one big mistake by throwing out a lifeline to Countrywide Financial (CFC-N) at about $16 - $17 in the stock is at about $9 and could go lower.
SELL
Wouldn't own any US banks right now.
TOP PICK
(A Past Top Pick Nov of22/06. Down 70%.) This is a great buying opportunity in the US financials. When things bottom out, he will be adding to his position. Expects to be buying in the next couple of weeks. Trades at 9X earnings. 5.7% dividend yield.
DON'T BUY
Feels there is value elsewhere. This one hasn't come down enough for him. $36 would be of interest to him. His model prices $56.70, an 18% positive differential.
BUY
The risk is that the sub-prime risk isn't over, and there may be bigger exposures still to come. But with BAC the risk isn't huge. They will be getting all the problems (skeletons out of the closet) out right away. It will be a higher price a year from now.
BUY
These companies are hard to replicate in the Canadian market. Thinks it's interesting. Colgate Palmolive also. With the Canadian dollar high it's a chance to get into world class companies.
DON'T BUY
Wouldn't touch any US bank with a 10-foot pole.
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