TSE:IFC

Intact Financial (IFC.TO)

275.92
+4.39 (1.62%)
as of Jun 5, 2026, 8:00:00 pm Market Open.
379 watching
0
Investor Insights
star iconJun 5, 2026, 12:00 am

This summary was created by AI, based on 20 opinions in the last 12 months.

Intact Financial (IFC-T) is recognized as the largest property and casualty (P&C) insurer in Canada, with a notable presence in specialty insurance internationally. The company has exhibited consistent operational growth, with expectations to meet or exceed a 10% increase in operating EPS. Despite recent market reactions, which have negatively impacted stock performance due to concerns over U.S. operations and pricing competition, many experts see potential for recovery, particularly given favorable long-term trends associated with interest rates. While there are mixed views on its valuation, with some deeming it expensive and others highlighting recent pullbacks as buying opportunities, various analysts suggest a cautious approach in the current environment, recommending consideration on dips. Overall, despite challenges, the business is seen as solid, with impressive management and a sound growth strategy.

consensus icon
Consensus
Hold
valuation icon
Valuation
Fair Value
review icon
Similar
ING, IBN
HOLD
Had a bad quarter in terms of their insurance. His model price is $56.29, an 18% positive differential, but the model price is dropping. The next major bottom would be about $41.44.
BUY
This type of stock you buy when earnings are below normal, and sell it when earnings are above normal. Right now it's close to below normal. A very well managed company. Not his type of stock because it's too big and the growth rate is too low.
DON'T BUY
Largest property/casualty insurer in Canada. The insurance cycle has not been that good for them. Return on their investments portfolio has been sub par. Until there is a catalyst that changes this, he wouldn't want to own.
BUY
One of the pre-eminent property and casualty companies. Good price. Fantastic track record of having some of the highest ROE’s in the business. Good management team.
SELL
Well out of favour. Has been falling over the last year. Can't see any support.
COMMENT
Property/casualty. A cyclical business. If you are a long-term player, this is the premier company and consolidator in the business. In the near-term, it will probably show some further weakness.
DON'T BUY
Down because of concerns of the nature of property and casualty market. Had a period of good profitability, so may be in for a period of uncertainty. 10%-15% lower would be in his price target.
DON'T BUY
Pretty close to being fully valued.
BUY
A long-term hold; so don't sell because the stock has been dropping in the last 3 to 6 months. Free cash flow is being generated and dividends are rising. Price decline is a buying opportunity.
BUY
Property-casualty business. Best company in Canada. Has been suffering over the last 3-4 quarters due to higher claims ratios and auto insurance pricing being a little challenging in Ontario. Claims look like they're stabilizing. Doesn't expect much earnings growth.
TOP PICK
Trading at 9 X earnings, which is ridiculous for a company of this quality. Earnings are expected to grow quite nicely this year. Did not get impacted by the weather last fall as was expected. Great management.
BUY
Valuations are pretty extended relative to the group. He has been treating it as a trading stock between the high $50 to the low $50. Has recently been adding to the position.
SELL
A lower margin business. Its parent has been suffering lower margins as well. They'll struggle to retain share going forward.
DON'T BUY
It's at the low level in a trading range, but one thing that scares him is the trading range is bound by the $51 mark and $53.25 is a critical support level. A rally should have occurred by now so he feels there could be more sellers.
DON'T BUY
Well run company. Has made good penetration in Canada. Doesn’t see a lot of downside, but also not much upside.
Showing 211 to 225 of 256 entries