TSE:IFC

Intact Financial (IFC.TO)

275.92
+4.39 (1.62%)
as of Jun 5, 2026, 8:00:00 pm Market Open.
379 watching
0
Investor Insights
star iconJun 5, 2026, 12:00 am

This summary was created by AI, based on 20 opinions in the last 12 months.

Intact Financial (IFC-T) is recognized as the largest property and casualty (P&C) insurer in Canada, with a notable presence in specialty insurance internationally. The company has exhibited consistent operational growth, with expectations to meet or exceed a 10% increase in operating EPS. Despite recent market reactions, which have negatively impacted stock performance due to concerns over U.S. operations and pricing competition, many experts see potential for recovery, particularly given favorable long-term trends associated with interest rates. While there are mixed views on its valuation, with some deeming it expensive and others highlighting recent pullbacks as buying opportunities, various analysts suggest a cautious approach in the current environment, recommending consideration on dips. Overall, despite challenges, the business is seen as solid, with impressive management and a sound growth strategy.

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Consensus
Hold
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Valuation
Fair Value
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Similar
ING, IBN
TOP PICK
Went through a peculiar selling of most of its stock by the distressed parent bank in Holland at an amazing discount of 20%.company is at the beginning of the forthcoming property/casualty cycle because of hurricanes.
COMMENT
Largest property/casualty insurer in Canada. ING globally had some balance sheet challenges. Selling ING Canada was a way for them to raise $1.5 billion. Very well run operation. Because of the economy, there may be questions if they can get the same rates.
TOP PICK
One of the largest single property/casualty insurance companies in Canada. Had a bit of a downer with its investment portfolio but are currently very confident of moving back into an acquisition mode. Have excess capital so do not need to raise debt. Brilliantly run.
BUY
Has been a little bit stronger over the last little while. He has just added to his position.
HOLD
It has dropped off but so has its competitors. Well-financed company, good underwriting record.
PAST TOP PICK
(Top Pick May 2,/08, Down 18% or 10% if you use his stop) Broke down below it’s support, so get out. If it rallies back above $34 sell then get back at that level later.
TOP PICK
Financials are bottoming out and turning around. Think they will add a lot to the TSX until the end of the summer. Chart shows a bit of a double bottom. $37.50 would be his stoploss.
DON'T BUY
This was a stock that was going lower long before the mortgage problems started. Can't see any growth here.
DON'T BUY
Property/casualty insurance division in Canada for the Dutch ING bank. The insurance cycle has not been that great for them. Also, investment returns have not been that great. Longer term, a good one to own, but in the near term he doesn't see a catalyst for it. If you own, try to sell on rallies.
COMMENT
The biggest property/casualty insurer in Canada. Long-term outlook is good. Near-term, margins have been under pressure. You may not see a lot of upside in the next 6 to 12 months but probably a good place to be looking out over 4 or 5 years.
SELL
(Market Call Minute)
TOP PICK
Property and Casualty insurance. A leader in Canada. Being a little speculative on the concept that parent ING may decide it doesn’t ant to be public. A good conservative Hold.
DON'T BUY
There wasn't much upside at $51. Valuation was okay, but growth was low.
WATCH
Fair market value has been calculated at $84, which means the stock is very cheap. Some risk at the $43 or $44 mark, but if it gets there it would be a BUY. Upside is $60.
BUY
Has been looking at a lot of the Property & Casualty insurers which have been having some losses. Doesn't think this is going to go on forever and this is getting into an area where it could be a buy.
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