NYSE:V

Visa Inc. (V)

364.15
-1.30 (0.36%)
as of Aug 14, 2026, 8:00:00 pm Market Open.
591 watching
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Investor Insights
star iconAug 14, 2026, 12:00 am

This summary was created by AI, based on 63 opinions in the last 12 months.

Visa Inc. has garnered attention from various analysts for its strong fundamentals and strategic positioning in the payments industry. While some experts note that the stock has seen limited movement over the past year, many emphasize its robust business model, which capitalizes on the ongoing transition from cash to digital payments. Analysts highlight impressive metrics such as high return on equity, consistent revenue growth, and an effective buyback program. Despite concerns regarding recent economic uncertainties and potential threats from digital currencies, many remain bullish on Visa's long-term growth trajectory and market dominance. Overall, while some express cautious optimism, the consensus leans towards considering Visa as a solid investment in a shifting financial landscape.

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Consensus
Buy
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Valuation
Overvalued
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Similar
Maestro, MA
BUY
Visa vs Mastercard? He has held both for many years. At current values, Visa is a great value trading at 20 times earnings -- as cheap as he has seen in a while. He is surprised Visa is trading at a discount to Mastercard -- not typically the case. Long term growth of e-trade is expanding worldwide and there is a long runway for both. He would buy it here. (Analysts’ price target is $162.00)
DON'T BUY
Was one of the great performers in the rising markets but has been coming off. If consumer spending shows signs of slowing, then it comes right off due to a high multiple. He would not rush to buy but it is a tremendous franchise to own.
TOP PICK
A long term hold for his portfolio. It processed 1.9 TRILLION transactions last year -- more than Mastercard, Discovery and Amex combined. Not an inexpensive stock, but it does have high predictability of earnings. There is an opportunity in Europe and into debit-tap markets. Yield 0.7%. (Analysts’ price target is $162.59)
PAST TOP PICK
(A Top Pick Oct 31/18, Down 2%) Second largest holding, and largest in the fintech space. You have to own it.
BUY
Great long term name to own. Global spending continues to grow because global growth continues. It is on sale.
HOLD
Valuation was excessive, but has come back. A great global platform and has taken market share from American Express. Visa has positioned them well to compete with the PayPals of the world. We're moving towards e-payments as a general trend.
BUY
We're now beyond seasonality (Aug.2-Nov.11), but Visa has done really well. Payment companies won't go out of style. It's enjoyed higher-highs and -lows. Visa will benefit from holiday shopping. A good time now.
TOP PICK
A lot of growth here. They've adapted very well to technology payments, like tapping credits cards. It's safe hiding here during the current correction. They're also involved in B2B connect (blockchain). A trusted, go-to name in the payments space. (Analysts’ price target is $163.28)
BUY
Visa vs. Shopify as a growth stock in a TFSA? Definitely Visa--a global franchise with great recurring revenue. Nothing against Shopify, but it's a very expensive stock. Visa is the safer, long-term bet. Everyday, we use less cash.
COMMENT
Visa vs. Mastercard He owns Mastercard which has done better than Visa. But both companies are great. Pick one. But you're paying for the growth rate (they are expensive). Trading at 31x earnings. Be careful of sudden drops in stock price.
BUY
Visa vs. Mastercard He's owned both. Look at how much each card is international and domestic? Visa is a little more international, a market that's a bigger piece of the pie. The average European uses cash much more often than plastic, so this is a big opportunity for Visa. Also, Visa is 60% debit, which he thinks will become more normal than credit cards, so this is another growth area. This sector is doing well. Visa is bigger than all its peers combined. Did 1.9 trillion transactions last year--huge. So, he prefers Visa, but the overall sentiment is positive for Mastercard too.
BUY ON WEAKNESS

The payments space is huge, because nobody's writing cheques and people are using smartphones. Has 12% revenue growth. Number of cards increase 80 million to 3.3 billion. Total Visa volume surpassed a record $11 trillion. Likes the company, but hates the price. Multiple is too high. A free cash-flow company that continues to grow. He'd buy this at a lower price. 31.25 P/E is unjustifiable.

WAIT
We had consolidation in 2015/16 time-frame and then the up leg. Now we are seeing a cycle reset again. He would like to see a covered call strategy used. There will be further choppiness ahead.
BUY
It is doing a healthy pullback. Good looking chart. Good story.
TOP PICK
He has a 12 month price target of $164. It is not a value orientated company, but has high profit margins and plenty of free cash flow. It has delivered capital appreciation and dividend growth. In this pull back it is a good buy. Yield 0.7%. (Analysts’ price target is $163.06)
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