TSE:RY

Royal Bank (RY.TO)

295.01
+1.34 (0.46%)
as of Jul 24, 2026, 8:00:00 pm Market Open.
1479 watching
0
Investor Insights
star iconJul 26, 2026, 12:00 am

This summary was created by AI, based on 57 opinions in the last 12 months.

Royal Bank (RY-T) is widely viewed as a strong performer in the Canadian banking sector, with reviews highlighting its premium positioning and strong capital markets performance. Experts cite robust earnings growth driven by investments in technology, particularly in capital markets and wealth management, as key factors contributing to its resilience. While the valuation of RY is noted to be at a premium compared to historical averages, many analysts believe this premium is justified due to the bank's consistent performance, effective management, and growth potential, particularly following the acquisition of HSBC Canada. Despite some concerns about market valuations being high and potential economic headwinds, RY maintains a favorable outlook, with many recommending it as a core holding for long-term investors. Dividend growth is also a recurring theme, showcasing the bank's commitment to return capital to shareholders while supporting growth initiatives.

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Consensus
Buy
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Valuation
Overvalued
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Similar
TD
HOLD
(Market Call Minute) Largest bank, nice dividend and should not be too hurt by things American
DON'T BUY
A little over valued right now. Not one he would run out to purchase. Would be more attractive at $35.
HOLD
(Market Call Minute) May have to have a bit of a visit.
TOP PICK
Strongest bank based on valuation. Low as it has been relative to peers in 5-10 years. Dividend is safe. Write down on good will is signal that they are a strong company. Best fixed income debts out of any of the Canadian banks.
BUY
Loan losses for all Canadian banks will be a little bit higher in the next year but the further out you go, the more attractive they look. You get paid to wait in all these banks. Prefers Toronto Dominion (TD-T) and Bank of Nova Scotia (BNS-T).
TOP PICK
Senior Canadian bank. Great money market business. Owns tons of mutual funds and the fee base business is super. Has a good investment-banking arm. Some US exposure. With the yields where they are, you can start to add. Buy on weakness.
HOLD
(Market Call Minute.) One of the favourites of analysts. Has had a huge move off the bottom. Has a premium to other banks and not sure it deserves it.
TOP PICK
6.821% June 30, 2018 bonds yielding about 8% to maturity. Thinks this is the best bank. Good yield. He will probably hold until maturity.
COMMENT
Preferreds. Thinks interest rates will continue to stay reasonably low. He would take the older preferreds rather than the more recent issues. Yield of about 6% is pretty attractive.
COMMENT
Over 5% dividend. Banks have to now focus on traditional banking business, borrowing and lending spreads. He is not positive on the growth prospects for wholesale banking and the wealth management businesses. He suggests writing a Call option around $40.
TOP PICK
Bond due 2012 on subordinate debt giving it a higher yield. Probably Canada's premier bank. Spreads have gone from about 0.5% on a government of Canada bond up to 3.5% above.
DON'T BUY
Not in any rush to buy banks at this time. This one has a premium valuation. Reported decent numbers yesterday but he is a little suspect of the quality of these.
DON'T BUY
Concerned about the banking sector. This is the place with all the debt and we have way too much debt. Banks are issuing shares and diluting. Clouds have not cleared enough yet.
COMMENT
Not buying any banks right now. The only reason for caution here would be its US business. Not buying any banks right now.
BUY
(Caller has a 10 to 15 year time horizon.) With that time horizon, this is almost a no-brainer to Buy now but could go lower. Will have weak earnings through 2010 but doesn't think they will cut dividends. Expects loan losses for a few quarters.
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