TSE:RY

Royal Bank (RY.TO)

295.01
+1.34 (0.46%)
as of Jul 24, 2026, 8:00:00 pm Market Open.
1479 watching
0
Investor Insights
star iconJul 26, 2026, 12:00 am

This summary was created by AI, based on 57 opinions in the last 12 months.

Royal Bank (RY) is widely recognized as the leading bank in Canada, benefiting from a favorable regulatory environment and robust investments in capital markets and wealth management. Many analysts have reiterated it as a 'Top Pick,' citing its strong earnings growth and consistent dividend payments. Despite its strong performance, concerns about valuation persist, particularly with the stock trading at high multiples compared to historical averages. Comments on future growth potential highlight the bank's ability to adapt in the current economic climate, although some experts advise exercising caution due to high valuation levels. Overall, RY is considered a stable, long-term investment with significant upside potential, supported by growing cash reserves and elevated return on equity targets.

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Consensus
Positive
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Valuation
Overvalued
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Similar
TD, TD
BUY
Raised $2 billion in equity and several hundred million in preferred shares. Solid balance sheet. Tier 1 capital. Good hold on a long-term basis. Dividends are secure. (See Top Picks.)
COMMENT
One of the premier banks globally. The whole Canadian banking sector will have headwinds going forward. Still worthwhile to own banks but doesn't think it's going to go anywhere.
TOP PICK
Thinks they are the strongest financial institution in Canada. Has a tremendous franchise. Thinks their US assets are manageable. Incredibly cheap at 9 X next year's earnings. Yield of 5.6%.
COMMENT
Just doing an equity issue at $35.25 and looks like a fairly good discount to the market. Seems to be going quite well. This should be enough to get them through the balance sheet concerns.
TOP PICK
(2 Top Picks are pair trades.) Buy Royal Bank (RY-T) and Short Cannacord (CCI-T). Once you see some predictability in the market (6 months?) you might consider getting out.
BUY
Look at how far it has dropped from 5 years ago. This could be the entry point providing you can deal with the fluctuating markets and that you have a 3-year view.
BUY
Canadian banks are the best capitalized banks globally. If you have any time horizon at all, he would own Canadian banks.
PARTIAL BUY
Earnings will be pressured and will be softer. Core retail banking is still there. By the time you wait for the earnings turn, these stocks will have long turned. You might nibble in over the next quarter or so.
DON'T BUY
Last bank to start going down. Relative to the rest of the banks, it is quite expensive. Until this one has its own setback in the market, Canadian banks overall will not be a Buy.
BUY ON WEAKNESS
Finance Minister has announced that banks going to get a $50 billion package. This bank will have to deal with its US subsidiaries and all the tuck-in acquisitions they have made. Still have very strong franchise and he has no concerns with this one.
HOLD
The quality big Canadian bank. Likes that they are taking full-page ads in the US highlighting how it is a big safe bank and great balance sheet.
DON'T BUY
Seasonally Canadian banks tend to go up about now. This is a time when they come out with their earnings. Not going to happen this year. If you are looking for a conservative bank, this is probably the best risk managed bank by far. Wouldn't buy into Canadian banks this time around. Technically, the chart shows a broadening formation and expects the stock will come back up through $50, which should provide good support for it.
COMMENT
Royal (RY-T) vs. Toronto Dominion (TD-T). Prefers Royal but doesn't think either one of them are going to have a terrific quarter. TD made, what may turn out to be badly timed US acquisitions. Both banks are going to suffer from lack of activity in the capital markets. All banks are trading at low PE ratios.
PARTIAL BUY
Suffering along with the other high-quality financial stocks. People are concerned about financial stocks in general. Yields aren't bad. If you don't own a bank stock, step in and take a partial position.
BUY
Believes this is the bank that will be the safest and, as we rebound, it is big and liquid and its US exposure will be positive.
Showing 961 to 975 of 1,616 entries