NYSE:BAC

Bank of America (BAC)

59.67
+0.42 (0.71%)
as of Jul 10, 2026, 8:00:00 pm Market Open.
707 watching
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Investor Insights
star iconJul 12, 2026, 12:00 am

This summary was created by AI, based on 23 opinions in the last 12 months.

Bank of America (BAC) continues to position itself favorably within the banking sector, driven by deregulation and solid performance indicators. Experts have pointed out its impressive profit growth of 17% in the last quarter, indicating strong operational efficiency and guidance for continued upside potential. The bank benefits from improving net interest margins, a strengthening economy, and a favorable yield curve, despite facing some concerns regarding private debt and market fluctuations. With analysts projecting valuations that suggest potential upside, it remains a recommended buy on dips, particularly due to its diverse business model and robust consumer banking performance.

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Consensus
Buy
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Valuation
Fair Value
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Similar
Citi, C
DON'T BUY
After a really good lift off the 2009 bottom, US banks generally under performed. Haven’t gone down but have not participated in the rally. Will likely under perform going forward. Could be a short bounce when dividends are declared.
TOP PICK
Sell Nov $16 puts and Buy Nov $11 puts. This bank will survive and will probably do all right. In effect he is Short $16 puts and is obligated to Buy shares at $16 between now and November. He has an out at $11. In a worse case scenario, if everything collapses, his risk is limited to $11. You get a $2 credit roughly.
HOLD
Long-term project coming off the 2008 financial system problems. Great franchise owning Merrill Lynch and Countrywide. De-leveraged and cheap at about 1X tangible book. Thinks they have $2.50-$3.00 earnings power. Good Hold, but a long-term hold.
DON'T BUY
As a rule he doesn’t particularly like the US banks. US is not out of trouble. Mortgage problems continue to haunt it. Pickup in their economy is very tepid.
COMMENT
Fundamentals are still rocky but getting better. Historically major US banks have done very well from around the end of January and moving into springtime. Hasn’t seen confirmation of this yet on a technical basis.
DON'T BUY
Hated this one for a long time but now has more competent management. There is still the legacy of prior management. There are better things to buy. He chooses not to own any US banks right now.
BUY
They are one of the banks that hurt their net equity position and is trading at a deep discount to book value (70% of book value). There is a reasonable opportunity for them to recover here. Retail side of business would drive things here. Need improvements in loan losses and we are starting to see that.
BUY
Was extremely negative on US banks for many years but has started to accumulate now. Thinks US economy is going to show more strength than what is expected. Us housing looks like it is getting close to a bottom, which is an important aspect for US banks. If you own you cols start averaging down.
HOLD
Expecting it to be in the mid to high teens by the end of the year, which gives you a decent return.
DON'T BUY
Stays away from the US financials. Sold out of S&P 500 index. It’s pretty tough to get a handle on tangible book. Prefers Royal TD or Scotia.
BUY
Has a model price of $20.10, an upside of 41%. Wouldn’t put his whole portfolio in this but would have selected US financials.
HOLD
C-N has a lot more potential and will move more quickly.
BUY
Really good prospects longer term. Great franchises. Has some headwinds. Very cheap at at about 1X tangible Book Value. Return on assets is low as the leverage has been really squeezed out of the stock. Long term could probably earn $2-$3 a share.
BUY
US banks are looking interesting and in a stringer market will start to look better.
DON'T BUY
Has interesting future. If you own, don’t average down. You’re better off with a Wells Fargo (WFC-N) or CitiGroup (C-N)
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