NYSE:BAC

Bank of America (BAC)

61.95
+0.22 (0.36%)
as of Jul 31, 2026, 8:00:00 pm Market Open.
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Investor Insights
star iconAug 1, 2026, 12:00 am

This summary was created by AI, based on 23 opinions in the last 12 months.

Bank of America (BAC) is perceived as a solid and stable player in the banking sector, particularly amidst a climate of deregulation and economic growth. Experts highlight its strong recent earnings, with notable profit increases and favorable guidance, indicating continued potential for growth. Comparatively, BAC is often seen as a close alternative to JPMorgan Chase (JPM), though it falls short of becoming a frontrunner in the sector. The bank's exposure to low-risk sectors, such as credit cards and retail banking, is viewed positively, enhancing its net interest margin prospects. However, some experts note that while BAC might not be the best option currently, it remains a core holding in the U.S. banking framework, with an emphasis on patience and market timing for entry points.

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Consensus
Positive
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Valuation
Fair Value
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Similar
Citi, C
BUY
US banks are looking interesting and in a stringer market will start to look better.
DON'T BUY
Has interesting future. If you own, don’t average down. You’re better off with a Wells Fargo (WFC-N) or CitiGroup (C-N)
PAST TOP PICK
(A Top Pick Dec 10/09. Down 26%.) Still likes. In the long term the US banking sector is slowly getting better. Steep yield curve in the US is helping them out. Cheap stock Low BV. Feels it is worth $40 to $50 in 5 years.
DON'T BUY
Still not keen on US banks or financials as a whole. Still have a threat of real estate issues hanging over them. Also facing a new stress test. Can’t see any growth.
BUY
Potentially has earnings power of $1.50 a share 2–3 years out, With a 13X or 14X multiple, it should be a pretty good rate of return.
WEAK BUY
Was more interesting in 2009. Will probably do well long term. Prefers Citigroup (C-N) even though it is riskier. Upside is far greater. You could also consider VIST Financial (VIST-Q) or Fidelity Southern (LION-Q), which are both Buys with the potential to double. Both pay dividends.
TOP PICK
Good value and will overcome their problems. Trades at about 60% of BVand 1X tangible Book Value. Good earning power and looking for $1.50 next year. Can earn $2-$3 a share on its current asset base.
SELL
Doesn't like US financials. Hoping for dividend growth in Canadian banks in the next year or two.
TOP PICK
(Top Pick Nov 3/09 Down 23%) 6000 branches 11.9% of all deposits in the US. There are some issues but they have been saved already. It is very cheap.
COMMENT
Their current problems are an aftershock of the 2008 problems. We wont be talking about the foreclosure story in 3 months.
HOLD
Long term, you wont be disappointed in this investment. If you are over-weight, you should pare back. This is not a value pick, but a high performance bet.
WAIT
A victim of the concerns about foreclosure problem and the refunding that the major banks may have to do. Presents a great opportunity but there is still too much risk. Probably has earning power 2-3 years out of $2.50 a share. Wait for clarification.
PAST TOP PICK
(A Top Pick Aug 17/09. Up 2%.) Bought the stock and sold December $19 Call options.
DON'T BUY
(Market Call Minute.) Biggest, most under performing part of the market. Regulations and capital requirements are going to continue to hamper return on equity.
WAIT
True value play. Hedge funds are going long on the stock. Making a move to get out of M&A and focusing on their Merrill Lynch business. Countrywide is starting to show some life. If you own, put a Stop $2 below the current price. Would prefer JP Morgan (JPM-N) or Goldman Sachs (GS-N). Whole sector will have a tough quarter when reporting earnings so wait.
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