Bank of America (BAC) Buy, Sell or Hold

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Bank of America (BAC)

59.67

+0.42 (0.71%)

as of Jul 10, 2026, 8:00:00 pm Market Open.

707 watching

Investor Insights

Jul 12, 2026, 12:00 am

This summary was created by AI, based on 23 opinions in the last 12 months.

Bank of America (BAC) continues to position itself favorably within the banking sector, driven by deregulation and solid performance indicators. Experts have pointed out its impressive profit growth of 17% in the last quarter, indicating strong operational efficiency and guidance for continued upside potential. The bank benefits from improving net interest margins, a strengthening economy, and a favorable yield curve, despite facing some concerns regarding private debt and market fluctuations. With analysts projecting valuations that suggest potential upside, it remains a recommended buy on dips, particularly due to its diverse business model and robust consumer banking performance.

Consensus

Buy

Valuation

Fair Value

Similar

Citi, C

DON'T BUY

BAC vs. WFC He sold WFC after briefly owning it, after hearing of its corporate malfeasance. Since, then, WF stock price has treaded water. The US Fed did an about-face by saying they will keep rates flat. So, he pared down his US bank holdings including BAC.

HOLD

He owns more American banks than Canadian. He likes the longer term outlook for the space. Longer term BAC will continue higher.

SELL

If not BAC, what else? He has rolled over into ETFs instead of hard recommendations on an individual stock. He would recommend taking profits on BAC-N.

BUY

The Fed will either pause or even cut interest rates. The trading range of the past year will likely break-out. His taret is $36. He likes this chart. Long-term BAC will do well.

PAST TOP PICK

(A Top Pick Apr 26/18, Down 2%) Still likes it. Trades at 10x earnings, a little above book value. Pays a 2.2% dividend. They can buyback their shares and increase their dividend at a 21% payout ratio that they can easily take to 40%. They rank 1, 2 or 3 in the industries they work in like investment banking and credit cards. They have a great opportunity to grow businesses as their book value grows rapidly. BAC can--and has--endure a period of flat yield curve.

COMMENT

US banks have done better than Canadian ones, but is starting to falter because interest rates won't rise anymore. Canadian banks haven't suffered a real estate bear market as in America--and it may happen, as an American short-seller is touting. However, the Canadian banks are an oligopoly and protected by that. He prefers Canadian banks at this time in the market.

BUY

BAC vs. C. Citigroup has never fully dealt with financial crisis issues. He'd prefer BAC. It's in a much better position on the retail side. He owns Goldman and Morgan Stanley. Whole sector is cheap because of interest rates and yield curve. Please don't buy stocks with only a 6-12 month time horizon. Mortgages are an issue, housing prices, if the economy softens. Extremely well run, decent margins. (Analysts’ price target is $33.00)

BUY

He likes it. It's raised its dividends. Investors are worried about consumer debt in the U.S., but debt service capacity is there, so he's not worried.

PAST TOP PICK

(A Top Pick Mar 14/18, Down 11%) The banks have not performed as well over the last year as he thought they would. Since the lows of Christmas eve, they are doing very well, but he is now cooler on the banks (see market comment at beginning of show). He is not as enthusiastic about banks as he was. He would prefer C-N if he was buying a bank.

SELL

His advice is to take your profits now. He is negative on this sector. The banks started breaking down in late 2018. If you want to play the financials, he would go to India, such as Fairfax India and avoid the US.

HOLD

Q3 last year they made $7.2 billion. Q4 last year they made $7.3 billion. EPS is $2 and the dividend is $0.60. There is a lot of room there. He is holding as he thinks that it is more likely to see higher interest rates from here than lower interest rates. (Analysts’ price target is $33.09)

BUY

Still constructive on the name. A top pick at $12 a few years ago. They have done a great job at tightening risk controls and cost reductions. Last quarter they beat estimates. Credit quality still fine. They model EPS growth of 11% 2018-2020 and trading at 9 times 2020. Good value here.

TOP PICK

Synthetic long Buy a January 2021 $30 call option to January 2021 (costing $3.60 today). Pay for this by selling a $30 put, so you're obligated to buy BAC at $30. If BAC goes above $30, then the call option is worth something and the put will expire. If below $30, the call will expire and the put will be exercised. He can take 50 cents into his pocket immediately. He has no cash outlay. He'd get dollar-for-dollar performance on the stock between now and Jan. 2021.

PAST TOP PICK

(A Top Pick Feb 12/18, Down 6%) He's bullish U.S. banks. BAC is doing a great job of re-structuring the company by bringing down costs and growing its core businesses. Also his Top Pick today.

TOP PICK

22% payout ratio vs. 40% among Canadian banks. BAC's payout ratio and dividend are rising. They're buying back shares. It's trading close to book value, $25.13. BAC faces no legal issues other headwinds. They have great growth prospects in Merill Lynch. They're cutting costs and using technology more aggressively to grow. Remember: BAC is Buffet's largest position. (Analysts’ price target is $33.09)

Showing 256 to 270 of 1,340 entries

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Bank of America (BAC)