Bank of America (BAC) Buy, Sell or Hold

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Bank of America (BAC)

59.67

+0.42 (0.71%)

as of Jul 10, 2026, 8:00:00 pm Market Open.

707 watching

Investor Insights

Jul 12, 2026, 12:00 am

This summary was created by AI, based on 23 opinions in the last 12 months.

Bank of America (BAC) continues to position itself favorably within the banking sector, driven by deregulation and solid performance indicators. Experts have pointed out its impressive profit growth of 17% in the last quarter, indicating strong operational efficiency and guidance for continued upside potential. The bank benefits from improving net interest margins, a strengthening economy, and a favorable yield curve, despite facing some concerns regarding private debt and market fluctuations. With analysts projecting valuations that suggest potential upside, it remains a recommended buy on dips, particularly due to its diverse business model and robust consumer banking performance.

Consensus

Buy

Valuation

Fair Value

Similar

Citi, C

BUY

Q1 in to April is seasonality for US stocks. The banks are showing improvement and they can still run. Resistance at $31 so if BAC breaks out, there'll be a big upside.

PAST TOP PICK

(A Top Pick Jul 17/18, Up 5%) He favoured the US banks after the election of President Trump. If the Fed cuts more than 25 points this week, this would hurt them. He feels the banks outside North America are effectively bankrupt already -- especially in Europe. He still owns this as he feels they are still well capitalized, although he has taken some profit.

COMMENT

Time to move out of US banks? BAC-N lots of levers to earn money. It trades a little higher than book value. The valuation is okay, but is trading fair value. He would not be compelled to buy at time. He would roll this position into holding the exchanges -- like CME-N

SELL

It's stuck at $30. Sell at $30 until it proves it can go higher, but he doubts it will. It's in a nice range between $24-30.

HOLD

Add on here? The largest holding he has and he holds it personally. He has a four-bagger on this and has a $38 target price. He will continue to hold it.

BUY

A potential US interest rate cut. He's long endorsed BAC. They've increased their dividend and bought back a lot of shares. They are flush with capital. It trades at book value today, so it's not an expensive stock. A rate cut should hurt banks, buy they have weathered this before. They won't get hurt much and will endure a cut. Also, if the rate drops says 75 basis points, the yield curve will rise.

COMMENT

There continues to be a hangover over the falsification of client records a few years ago for WFC-N. It will go away over time and Warren Buffet still owns his shares. He would tie into a higher yield play. He would lean towards Bank of America.

HOLD

RY-T vs. BAC-N. They are both leaders in their respective countries. In a non-registered account, use RY-T. Also he would go with them because in the case of recession, they can lower their expenses. Their plan is to invest in IT when times are good and pull back investments when they are not. Going forward it will be who can tighten their belts the most, will do the best.

COMMENT

BAC vs. Citigroup if a recession happens He owns both, but he prefers Citigroup, because it has a lower valuation, trading below tangible book value and pays a higher dividend. Citi is viewed as an international bank, whereas BAC is viewed as American. The upside is better at Citi in the coming years.

PAST TOP PICK

(A Top Pick Jun 26/18, Down 0.5%) Flat. We don't know what will happen with interest rates. A lot of question marks with US banks, given the 2020 US election which may lead to the Democrats limiting these banks.

BUY

He still believes in US banks even if the FED has hinted at a rate cut in the future. BAC-N has increased capital ratios and is in a good position to re-distribute earnings in terms of dividends and share buybacks.

PAST TOP PICK

(A Top Pick May 24/18, Down 4%) He likes this name and it is quite cheap. Has been in a side wise technical pattern for the last year. Likely due to low interest environment and slow down of global growth. He has brought down his holdings of banks. He doesn't think there will be a decent capital appreciation in banks moving forward from here.

TOP PICK

Likes the story. One of the largest bank in the U.S. Cost structure is coming down. Payout ratio is only 19%, could see a greater dividend. Trading close to 1X book value. Could certainly trade at 1.5-2X book at some point in time in the cycle. (Analysts’ price target is $32.90)

COMMENT

US Lifeco vs Financials PRU-N is at risk to interest rates on their premiums collected as he thinks yields will remain neutral. He is not keen on BAC-N either at this point for the same views of the yield curve. Things can't get any better for each right now -- a no man's land right now. He sees a bit better bid for Lifecos, but mostly from a defensive position. There are more compelling areas than these two spaces.

PAST TOP PICK

(A Top Pick Apr 25/18, Up 1%) He sold some shares last December, and now is waiting-and-seeing. This and Citibank bought a lot of stock back recently. $32.26 is his current target price. If the Democrats take the White House in 2020, he'd sell all financials.

Showing 241 to 255 of 1,340 entries

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Bank of America (BAC)