Bank of America (BAC) Buy, Sell or Hold

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Bank of America (BAC)

61.95

+0.22 (0.36%)

as of Jul 31, 2026, 8:00:00 pm Market Open.

708 watching

Investor Insights

Aug 1, 2026, 12:00 am

This summary was created by AI, based on 23 opinions in the last 12 months.

Bank of America (BAC) is perceived as a solid and stable player in the banking sector, particularly amidst a climate of deregulation and economic growth. Experts highlight its strong recent earnings, with notable profit increases and favorable guidance, indicating continued potential for growth. Comparatively, BAC is often seen as a close alternative to JPMorgan Chase (JPM), though it falls short of becoming a frontrunner in the sector. The bank's exposure to low-risk sectors, such as credit cards and retail banking, is viewed positively, enhancing its net interest margin prospects. However, some experts note that while BAC might not be the best option currently, it remains a core holding in the U.S. banking framework, with an emphasis on patience and market timing for entry points.

Consensus

Positive

Valuation

Fair Value

Similar

Citi, C

DON'T BUY

All US banks are sideways, a bad signal. He doesn't own any North American banks, only Asian ones. Be cautious about any banks.

COMMENT

They've lowered expectations, and buying back shares. Can see more volatility. Earnings were up 8% in the last quarter but it all went to share buyback. They aren't putting money in capital expenditures to give executives bonuses. Doesn't like it.

BUY

Q1 in to April is seasonality for US stocks. The banks are showing improvement and they can still run. Resistance at $31 so if BAC breaks out, there'll be a big upside.

PAST TOP PICK

(A Top Pick Jul 17/18, Up 5%) He favoured the US banks after the election of President Trump. If the Fed cuts more than 25 points this week, this would hurt them. He feels the banks outside North America are effectively bankrupt already -- especially in Europe. He still owns this as he feels they are still well capitalized, although he has taken some profit.

COMMENT

Time to move out of US banks? BAC-N lots of levers to earn money. It trades a little higher than book value. The valuation is okay, but is trading fair value. He would not be compelled to buy at time. He would roll this position into holding the exchanges -- like CME-N

SELL

It's stuck at $30. Sell at $30 until it proves it can go higher, but he doubts it will. It's in a nice range between $24-30.

HOLD

Add on here? The largest holding he has and he holds it personally. He has a four-bagger on this and has a $38 target price. He will continue to hold it.

BUY

A potential US interest rate cut. He's long endorsed BAC. They've increased their dividend and bought back a lot of shares. They are flush with capital. It trades at book value today, so it's not an expensive stock. A rate cut should hurt banks, buy they have weathered this before. They won't get hurt much and will endure a cut. Also, if the rate drops says 75 basis points, the yield curve will rise.

COMMENT

There continues to be a hangover over the falsification of client records a few years ago for WFC-N. It will go away over time and Warren Buffet still owns his shares. He would tie into a higher yield play. He would lean towards Bank of America.

HOLD

RY-T vs. BAC-N. They are both leaders in their respective countries. In a non-registered account, use RY-T. Also he would go with them because in the case of recession, they can lower their expenses. Their plan is to invest in IT when times are good and pull back investments when they are not. Going forward it will be who can tighten their belts the most, will do the best.

COMMENT

BAC vs. Citigroup if a recession happens He owns both, but he prefers Citigroup, because it has a lower valuation, trading below tangible book value and pays a higher dividend. Citi is viewed as an international bank, whereas BAC is viewed as American. The upside is better at Citi in the coming years.

PAST TOP PICK

(A Top Pick Jun 26/18, Down 0.5%) Flat. We don't know what will happen with interest rates. A lot of question marks with US banks, given the 2020 US election which may lead to the Democrats limiting these banks.

BUY

He still believes in US banks even if the FED has hinted at a rate cut in the future. BAC-N has increased capital ratios and is in a good position to re-distribute earnings in terms of dividends and share buybacks.

PAST TOP PICK

(A Top Pick May 24/18, Down 4%) He likes this name and it is quite cheap. Has been in a side wise technical pattern for the last year. Likely due to low interest environment and slow down of global growth. He has brought down his holdings of banks. He doesn't think there will be a decent capital appreciation in banks moving forward from here.

TOP PICK

Likes the story. One of the largest bank in the U.S. Cost structure is coming down. Payout ratio is only 19%, could see a greater dividend. Trading close to 1X book value. Could certainly trade at 1.5-2X book at some point in time in the cycle. (Analysts’ price target is $32.90)

Showing 241 to 255 of 1,342 entries

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Bank of America (BAC)