Toronto-Dominion Bank (TD.TO) Buy, Sell or Hold

Home

Daily Stock Opinions and Ratings

Toronto-Dominion Bank (TD.TO)

167.90

-0.14 (0.08%)

as of Aug 4, 2026, 8:00:00 pm Market Open.

2222 watching

Investor Insights

Aug 4, 2026, 12:00 am

This summary was created by AI, based on 56 opinions in the last 12 months.

Toronto-Dominion Bank (TD) has shown resilience and solid performance across its business segments, particularly in wealth management and capital markets. Analysts appreciate the bank's ability to navigate a favorable regulatory environment, with OSFI lowering thresholds for risk-weighted assets, allowing TD to lend more capital. Despite its strong growth, concerns linger regarding its high valuation, as TD currently trades at historically elevated price-to-earnings ratios close to 16x. Many experts suggest trimming positions as the stock has experienced significant gains over the past year. The consensus seems to point to caution, recommending investors wait for better buying opportunities, especially given the uncertainty surrounding TD's U.S. expansion and ongoing regulatory challenges.

Consensus

Cautious

Valuation

Overvalued

Similar

HOLD

Canadian banks are under huge pressure with rates so low. Possible that rates go negative next year, and that's a tax on fixed income. One of Canada's strongest banks, along with Royal. They'll figure out a way to make money, no matter what the environment.

Wealthica Track your Stocks in your Watch List

BUY

Canadian banks are still safe places to park your money. Cyclical area that's well positioned to benefit post-pandemic. Post-pandemic, loan provisions will fall, higher credit card use, more consumer spending. Good long-term. Keep an eye on disruptive fintech.

STRONG BUY

Huge fan. One of the best franchises, here and in the US. Trades at 11x earnings, not expensive. Well capitalized to cover Covid loan losses. Canada's regulatory system protects banks, unlike the US. Will see some depressed margins because of low interest rates, but diversified businesses help them make up revenue growth.

TOP PICK

She likes the Canadian banks. This is a core holding. They have one of the strongest capital bases out there. As the economy recovers this will be beneficial for the credit environment. Next year they will be allowed to increase dividends and buy back shares. (Analysts’ price target is $75.09)

DON'T BUY

The big risk for financials is if governments do not borrow enough. The banks are at these levels due to support from government. It has only risen above $70 a couple times in the past and it looks to be unsustainable. He would be cautious on banks.

BUY

About the best performing Canadian bank. Good, strong exposure to the US. Banks do well when yield curves steepen and they participate in the economic cycle. Very comfortable buying it here.

HOLD

Fears of future debt by governments The banks in North America have been market laggards, waiting for a recovery in the economy and the yield curve. TD is now bigger in the US than Canada, but he prefers owning a US bank directly. But TD is fabulously run. No reason to sell this.

BUY

Tough year for the banks. Q4 will be released in a few weeks, and you never know what you're going to get. Brighter days are ahead, and the market's already figured that out. BMO is not his favourite. Prefers National, TD, Royal. You'll do fine with the Canadian banks. Some concerns around fintech. Low interest rates will be a problem, but offset by recovering economy. Good time to add for dividend seekers.

BUY ON WEAKNESS

Likes the group as a whole. Level of loss provisions has peaked. US economy has improved faster than thought, a good sign. In Canada, financial assistance has helped on the mortgage side. Watch as mortgage moratorium ends. Yields are attractive, but not allowed to increase this year. Attractive valuation. Hold, and buy on weak days like today.

BUY

Beaten up, value play. Trade around your favourites with the banks. Low US margins have punished TD. Steepening yield curve in the States, and looking to continue, need to start re-rating TD. Great story, dividend, and valuation. Probably can't go wrong buying at these levels.

HOLD

Going forward, Canadian banks will face low interest rates for quite some time, as well as a struggling economy. Government won't allow mass credit losses. Banks will muddle along, you get your dividend. TD is his first choice of the Canadian banks.

PAST TOP PICK

(A Top Pick Nov 18/19, Down 18%) Decent job through the pandemic, conservative on credit losses. Cheap valuation, good dividend with growth. Still buying it as a good long-term hold.

HOLD

Bad news is outside margin pressure in US. Dividend is great, not going away. Terrific balance sheet. Earnings were in line last quarter. Pretty good valuation. Expensive relative to its peers, but exceptionally well run. We're at the bottom of the cycle. Concern is credit. With a better economy, should do very well.

HOLD

A great company. In general, Canadian banks have done a good job reserving for loan losses. The yield is quite high. There are worse names to own. It is a high quality holding that is being extra conservative. Income payments are positive.

PAST TOP PICK

(A Top Pick Oct 28/19, Down 13%) Still their bank of choice in Canada. A big mistake for Canadians is to hold too many Canadian banks. TD is underindexed on oil and gas, dividend has increased this year, franchises have grown, insurance has done well. Predicts job cuts later this year.

Showing 346 to 360 of 2,219 entries

Most Recent Experts

Mike Vinokur, CFA, CMT, and CFP

Propellus Wealth Partners/iA Private Wealth

The Panic-Proof Portfolio (Stockchase Research)

Stockchase Premium

Jim Cramer - Mad Money

CNBC

The Monthly Gems by Allan Tong

Stockchase

Amy Raskin, CIO, Chevy Chase Trust

Chevy Chase Trust

Stockchase, in its reporting on what has been discussed by individuals on business television programs (in particular Business News Network), neither recommends nor promotes any investment strategies.

We paraphrase the experts by hand, we watch the shows and write down what we understood from the experts’ comments. We are human and can make mistakes, help us fix any errors. If you see something that you know is not right or if there is a problem with the site, feel free to email us at : [email protected].

Toronto-Dominion Bank (TD.TO)