TSE:RY

Royal Bank (RY.TO)

295.01
+1.34 (0.46%)
as of Jul 24, 2026, 8:00:00 pm Market Open.
1479 watching
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Investor Insights
star iconJul 26, 2026, 12:00 am

This summary was created by AI, based on 57 opinions in the last 12 months.

Royal Bank (RY) is widely recognized as the leading bank in Canada, benefiting from a favorable regulatory environment and robust investments in capital markets and wealth management. Many analysts have reiterated it as a 'Top Pick,' citing its strong earnings growth and consistent dividend payments. Despite its strong performance, concerns about valuation persist, particularly with the stock trading at high multiples compared to historical averages. Comments on future growth potential highlight the bank's ability to adapt in the current economic climate, although some experts advise exercising caution due to high valuation levels. Overall, RY is considered a stable, long-term investment with significant upside potential, supported by growing cash reserves and elevated return on equity targets.

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Consensus
Positive
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Valuation
Overvalued
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Similar
TD, TD
BUY
Expects it will continue to do well. Ultimately, there will be some form of bank mergers. Not sure that their US strategy is going to work for them.
BUY
All five banks are a great long-term hold. He prefers Commerce (CM-T) and Toronto Dominion (TD-T). This one has had a terrific track record and will continue to.
BUY
Like any of the banks, if you own it long enough the dividend growth is going to get you yield at costs. Get you downside protection. Long term investment.
BUY
Pretty much fully valued, and the same can be said for all the banks. This is pretty much at the top of its range. Dividend is good. Feels that banks, long-term, will return 8%-12% a year.
BUY
5% to 7% return plus 3% to 4% dividends on a long-term basis is a reasonable expectation. This would be her 3rd choice in the banking sector.
TOP PICK
Around 15 X earnings. Relative to the 22 X weighted average on the TSX, it’s relatively cheap. ROE level is over 23% so is growing its book value at over 10% per annum. Yields have generally been close to 3%.
BUY
His model price is $61.94. A 14% positive differential.
HOLD
A superb Canadian domestic franchise. Have cleaned up their US expansion problems. Doing very well, particularly with their wealth management.
BUY
A good entry point right now.
BUY
His model price is substantially above their present price.
DON'T BUY
Likes it, but can only see $57-$58, so not much upside, even with the dividend. Would prefer to but around $50.
COMMENT
Of all the banks, this one has delivered better and looks like they will continue. Valuations of all the Canadian banks are the richest of all the industrialized countries.
BUY
Banks are a relatively good place to be. Earning extremely good return on equity. Capital investment market has been fairly strong. Not as interest sensitive as they used to be. Good dividend yields.
HOLD
Loan growth is starting to slow. Starting to look a little expensive on a P/E basis. Over time the dividend yield is going to rise. Over a 10-15 year period you’ll be earning a 10%-15% yield,
BUY
Earnings beat the analysts’ expectations. Firing on all cylinders. Highest price to book and highest earnings multiple of all the Canadian banks. Well run.
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