TSE:RY

Royal Bank (RY.TO)

288.01
-1.11 (0.38%)
as of Jun 26, 2026, 8:00:00 pm Market Open.
1477 watching
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Investor Insights
star iconJun 27, 2026, 12:00 am

This summary was created by AI, based on 55 opinions in the last 12 months.

Royal Bank (RY-T) has been a strong performer, with a consensus appreciation for its stability, especially in its capital markets and wealth management divisions. Experts praise the bank's robust earnings, dividends that have grown consistently, and its strategic acquisition of HSBC Canada, which is expected to enhance its global platform. However, there are concerns regarding its current high valuation relative to historical standards and the overall Canadian banking sector, leading some to suggest trimming positions. While many maintain a positive outlook on RY due to its dominance and management quality, the general sentiment reflects caution against buying at elevated prices with potential headwinds from slowing loan growth and economic pressures.

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Consensus
Hold
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Valuation
Overvalued
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Similar
TD,TD
COMMENT
The government as commented that they would not oppose bank mergers. This is one of the top banks in Canada. Recent malaise is due to the interest rate environment.
HOLD
Missed a little bit on the last quarter, which was the first time in a number of quarters. Still the premier bank in Canada. Expansion into the US has worked out relatively well.
DON'T BUY
Their #3 bank. It's trading at the higher end of their trading value.
HOLD
Has same chart as the other banks. It's not his favorite bank (TD,Commerce,Montreal). If you own it, hold it. If interest rates go up, that would hurt the banks.
HOLD
The major Canadian bank. Have a history of performing very well, showing extremely strong are ROE's in the past. Last quarter was a little disappointing on the insurance side. US operation is a little bit soft.
HOLD
Unrealistic expectations were set so high, that when quarterly numbers were reported they couldn't be met. Still the best run bank in Canada. Probably ahead of itself.
TOP PICK
ROE of 24%. Up steadily and consistently at 17% from the bottom of this cycle. Have problems with insurance and assets in the US, but these are fixable. They will continue to increase dividends.
BUY
A positive 10% differential.
BUY
This is her 3d favourite bank. Seemed to have straightened out their US troubles. This is a fine company to hold on a long-term basis.
BUY
One of his 2 favourite banks (Toronto Dominion (TD-T) is his 2nd.). Have an amazing retail network. Great returns on their book of business. Trading at reasonable levels.
BUY
Canada's Premier Bank. Of all the banks, this is the one to one in terms of diversity of business. Strong mix of credit lending, wealth management, investment banking, transaction processing, etc. 3% yield. Continues to gain market share.
PAST TOP PICK
(A Top Pick May 18/06. Up 26.7%.) A well-run bank. Well-managed.
BUY
Doing a fantastic job in terms of increasing their earnings estimates. His model price is $66.40. That's a positive 14% differential.
BUY
Canadian banks are not cheap, but are not expensive. They pay a reasonable yield and they trade at reasonable valuations.
BUY
Good long-term hold. Good dividend. (For his Top bank choice, see his Top Picks today.)
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