TSE:RY

Royal Bank (RY.TO)

300.09
-0.61 (0.20%)
as of Aug 17, 2026, 8:00:00 pm Market Open.
1478 watching
0
Investor Insights
star iconAug 16, 2026, 12:00 am

This summary was created by AI, based on 58 opinions in the last 12 months.

Royal Bank (RY-T) is widely regarded as the top Canadian bank and has excelled in capital markets and wealth management. Recent reviews highlight its strategic decisions, such as the acquisition of HSBC, which position it well for future growth through cross-selling products. While the Canadian banking sector has performed strongly, the stock is trading at historical highs in terms of price-to-earnings ratios, prompting concerns about valuation among some analysts. The bank's dividend yield, while lower than 3%, has shown a consistent upward trend. Many experts see RY as a cornerstone holding in their portfolios due to its stable growth and ability to maintain capital during market uncertainties. Despite the current high valuations, RY continues to be recommended as a solid long-term investment, with potential for growth as market conditions evolve.

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Consensus
Buy
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Valuation
Overvalued
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Similar
TD, TD
DON'T BUY
Likes it, but can only see $57-$58, so not much upside, even with the dividend. Would prefer to but around $50.
COMMENT
Of all the banks, this one has delivered better and looks like they will continue. Valuations of all the Canadian banks are the richest of all the industrialized countries.
BUY
Banks are a relatively good place to be. Earning extremely good return on equity. Capital investment market has been fairly strong. Not as interest sensitive as they used to be. Good dividend yields.
HOLD
Loan growth is starting to slow. Starting to look a little expensive on a P/E basis. Over time the dividend yield is going to rise. Over a 10-15 year period you’ll be earning a 10%-15% yield,
BUY
Earnings beat the analysts’ expectations. Firing on all cylinders. Highest price to book and highest earnings multiple of all the Canadian banks. Well run.
BUY
Big believer in the banks even though they are trading at high levels. Have been increasing their payout ratios and have strong earnings in this quarter. Also feel interest rates may be lower in the next year. You can never go wrong buying this bank.
COMMENT
Has been known for splitting their stock. Major growth strategy has been to acquire US assets. Well run bank.
BUY
One of Canada’s finest companies. Has been a tremendous performer and will continue to be. A tremendous franchise in both the bank and RBC Dominion Securities. US problems appear to be being addressed. A lot of free cash flow. Good dividend.
BUY
Banks are going to do OK. Feels rates are going to stay the same giving them leeway to raise dividends, which is the reason to own them. Royal (RY-T) and Toronto Dominion (TD-T) are the biggest retailers, so have the highest margins.
PAST TOP PICK
(A Top Pick Sept 20/05. Up 26.4%.) Still likes. Profit growth is very strong. Still a buy.
DON'T BUY
Not one of her favorites. Trading at the highest P/E multiple of the big five banks.
BUY
Outlook for the banks is still pretty good. This is one of 2 banks that he would be focused on at the moment.
BUY
A good solid core in the portfolio.
BUY
Likes the bank stocks. Has relative safety. Currently, they are priced fairly well plus a 3% or better yield. The Royal has made some real improvements, especially in the US operations. ROE is running around 23%. A good long-term hold. You will do better with the Commerce (CM-T) or Bank of Nova Scotia (BNS-T).
BUY
Seasonality for banks is from the end of September to the end of May. Average return for the last 10 periods has been 15.2% plus dividends. Royal has been profitable 10 out of 10 times. It will probably sit at its present price for a little bit and then will continue on.
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