TSE:RY

Royal Bank (RY.TO)

295.01
+1.34 (0.46%)
as of Jul 24, 2026, 8:00:00 pm Market Open.
1479 watching
0
Investor Insights
star iconJul 26, 2026, 12:00 am

This summary was created by AI, based on 57 opinions in the last 12 months.

Royal Bank (RY) is widely recognized as the leading bank in Canada, benefiting from a favorable regulatory environment and robust investments in capital markets and wealth management. Many analysts have reiterated it as a 'Top Pick,' citing its strong earnings growth and consistent dividend payments. Despite its strong performance, concerns about valuation persist, particularly with the stock trading at high multiples compared to historical averages. Comments on future growth potential highlight the bank's ability to adapt in the current economic climate, although some experts advise exercising caution due to high valuation levels. Overall, RY is considered a stable, long-term investment with significant upside potential, supported by growing cash reserves and elevated return on equity targets.

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Consensus
Positive
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Valuation
Overvalued
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Similar
TD, TD
BUY
Big believer in the banks even though they are trading at high levels. Have been increasing their payout ratios and have strong earnings in this quarter. Also feel interest rates may be lower in the next year. You can never go wrong buying this bank.
COMMENT
Has been known for splitting their stock. Major growth strategy has been to acquire US assets. Well run bank.
BUY
One of Canada’s finest companies. Has been a tremendous performer and will continue to be. A tremendous franchise in both the bank and RBC Dominion Securities. US problems appear to be being addressed. A lot of free cash flow. Good dividend.
BUY
Banks are going to do OK. Feels rates are going to stay the same giving them leeway to raise dividends, which is the reason to own them. Royal (RY-T) and Toronto Dominion (TD-T) are the biggest retailers, so have the highest margins.
PAST TOP PICK
(A Top Pick Sept 20/05. Up 26.4%.) Still likes. Profit growth is very strong. Still a buy.
DON'T BUY
Not one of her favorites. Trading at the highest P/E multiple of the big five banks.
BUY
Outlook for the banks is still pretty good. This is one of 2 banks that he would be focused on at the moment.
BUY
A good solid core in the portfolio.
BUY
Likes the bank stocks. Has relative safety. Currently, they are priced fairly well plus a 3% or better yield. The Royal has made some real improvements, especially in the US operations. ROE is running around 23%. A good long-term hold. You will do better with the Commerce (CM-T) or Bank of Nova Scotia (BNS-T).
BUY
Seasonality for banks is from the end of September to the end of May. Average return for the last 10 periods has been 15.2% plus dividends. Royal has been profitable 10 out of 10 times. It will probably sit at its present price for a little bit and then will continue on.
PAST TOP PICK
(A Top Pick Aug 18/05. Up 32%.) Still likes, but would want some weakness before buying any more.
BUY
Has one of the best retail franchises in Canada. He feels retail is an 18% ROE business. They are slowly sorting out their issues in the US. One of the best wealth management businesses.
BUY
Three favourite banks are the Commerce (CM-T), Toronto Dominion (TD-T) and the Royal (RY-T)
BUY
Believes that this stock is the most stable out of all the bank stocks. It has good management. Believes that TD bank is ahead of itself. Sees nothing wrong with the bank stocks.
BUY
For a long term outlook, this is a good bank to be in. Expanding into the US in a fairly conscientious way. Prefers Bank of Nova Scotia (BNS-) or The Commerce (CM-T).
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