TSE:RY

Royal Bank (RY.TO)

295.01
+1.34 (0.46%)
as of Jul 24, 2026, 8:00:00 pm Market Open.
1479 watching
0
Investor Insights
star iconJul 26, 2026, 12:00 am

This summary was created by AI, based on 57 opinions in the last 12 months.

Royal Bank (RY-T) is widely viewed as a strong performer in the Canadian banking sector, with reviews highlighting its premium positioning and strong capital markets performance. Experts cite robust earnings growth driven by investments in technology, particularly in capital markets and wealth management, as key factors contributing to its resilience. While the valuation of RY is noted to be at a premium compared to historical averages, many analysts believe this premium is justified due to the bank's consistent performance, effective management, and growth potential, particularly following the acquisition of HSBC Canada. Despite some concerns about market valuations being high and potential economic headwinds, RY maintains a favorable outlook, with many recommending it as a core holding for long-term investors. Dividend growth is also a recurring theme, showcasing the bank's commitment to return capital to shareholders while supporting growth initiatives.

consensus icon
Consensus
Buy
valuation icon
Valuation
Overvalued
review icon
Similar
TD
DON'T BUY
Expects they will hold their dividends. Management has said they have a lot of money but can't lend it to anyone, which means their margins are being squeezed. Earnings forecasts for 2012 have been literally falling like a stone. Would be much more interested at $36-$37.
DON'T BUY
Investors are not buying into their plans of increasing the business mix from capital markets activity, which can be a high return activity but very volatile.
WEAK BUY
For a long-term hold? Cdn banks trade globally at a premium to BV. Will be reporting very soon and he expects some weak trading numbers. They are now trying to make an international impact on the wealth management side of the business. Don't look for much growth over the next year. Expect dividends will be raised.
COMMENT
Cdn banks have 2 businesses, retail and investment. This bank closed their retail business in the US when it didn't work. The question is, how are they going to effectively reinvest all their excess cash. This will continue to plague them until there is some clarity.
COMMENT
Was his favourite bank stock for many years but switched to Toronto Dominion (TD-T) 2 years ago. Although they have the strongest historic management culture in Canada, TD made much better decisions about the US.
DON'T BUY
Canadian banks put in a bit of a major top and then fell. They are attempting to base, but there is no sign of a genuine breakout just yet.
BUY
Good entry point. They are probably the leaders in moving over to the wealth business. It is the cheapest of the bunch.
PAST TOP PICK
(A Top Pick Oct 25/10. Down 13.28%.) Expanded into Europe and the US but it hasn't paid off yet. Expect it will but it takes time.
BUY ON WEAKNESS
The market is getting close. First time he has not owned them. Would buy at $45. Dividend is pretty damned attractive. Likes TD and BNS as well.
TOP PICK
(A Top Pick Oct 20/10. Down 8.4%.) The dominant franchise in Canada. Because of US problems, they're selling at a discount rather than the premium they used to get. Management is taking steps to address their US problems. There will be expansion in their wealth management along with a more aggressive posture in their other areas. Good yield of almost 4.7%.
BUY
Large position in his portfolio but his favourite is TD. Issues delivering earnings growth. Over next 3 years thinks they will eventually get out of the issues. It is third in his list. Their brand is improving.
BUY
Over the long term, this is a great company. Canadian banks have proven to be very resilient relative to global banks. Near-term, Cdn banks will be challenged by a flattening yield curve, making it harder for them to earn a high net interest margin. Good for the long-term.
BUY
Can look at this as a core quality holding. Good dividend. Solid business franchise. Exited the US. Growing global wealth management through some good acquisitions.
WAIT
A main pick. Likes because of stability of retail network. Can grow by acquisitions. A great margin business. He wants to see the growth strategy. TD has grown rates of return through the US. Wonders what their strategy is outside of Canada. Prefers TD.
BUY
Normal seasonal strength is from October until December and then another one in the spring. This bank tends to reach a very important low around this time of year. There are some early signs of support. Momentum indicators have just started to turn positive for this bank.
Showing 691 to 705 of 1,616 entries