Laurentian Bank (LB.TO) Buy, Sell or Hold

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Laurentian Bank (LB.TO)

40.49

+0.02 (0.05%)

as of Jun 24, 2026, 8:00:01 pm Market Open.

248 watching

Investor Insights

Jun 24, 2026, 12:00 am

This summary was created by AI, based on 5 opinions in the last 12 months.

Laurentian Bank is currently facing significant challenges, as indicated by various expert reviews. The bank was reportedly unsuccessful in its attempts to sell itself, which raises questions about its future viability and attractiveness. Trades at a price-to-earnings ratio of 10.5x suggests it is undervalued relative to its peers, yet this has not translated into interest from potential buyers. Concerns about mass firings through potential mergers loom, highlighting the political and operational ramifications of any strategic decisions. Overall, experts express a lack of confidence in the bank's ability to compete against larger institutions, indicating a precarious position in the current banking landscape.

Consensus

avoid

Valuation

undervalued

Similar

KBC, KBC

COMMENT

Canadian Banks He owns Laurentian bank and is holding it for the dividends. In a recession, he expects the Canadian banking sector will get killed. He would likely move to holding the preferreds as he expects a recession by 2021 as it will be safer. You might do better looking into European banks that could create better capital appreciation and dividends. Taking some money off the table, early in the New Year, would make sense. He would be cautious about shorting any Canadian banks as you have to cover the dividends.

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PAST TOP PICK

(A Top Pick Jul 27/17, Down 6%) They're transitioning as they invest a lot in tech to optimize the bank. The dividend is safe. But it'll take several quarters before seeing the benefits of optimizing. The toughest part is behind them (closing branches), so expect a better share price ahead.

PAST TOP PICK

(A Top Pick Dec 07/18, Up 20%) LB is in the best-fiscally run province in Canada, and LB's risks are fairly low. The stock has had a good move lately. A definite hold. It's cheaper than the bigger banks based on book value, and pays a fine yield.

PAST TOP PICK

(A Top Pick Aug 20/18, Up 1%) Most of the banks have done nothing over the last year. Falling interest rates tends to squeeze bank margins.

DON'T BUY

They should be doing well with a strong Quebec real estate market, but they are not. There's a ticking time bomb in their mortgage book. They are also unionized, so they pay higher costs. They compete against the big banks, which is tough. Reading between the lines, there's something worrisome with LB.

PAST TOP PICK

(A Top Pick Aug 20/18, Up 1%) Likes it because Quebec is the most fiscally responsible province. Montreal real estate is on a roll. Quebec is turning out as a good place to be. Nice yield. Mortgages have been an issue, plus Americans are down on Canadian banks. Hang on and get well paid to wait.

BUY

Canadian banks are fine, and LB is below its average. A definite buy.

WEAK BUY

It is a smaller bank, a regional player. It is tough in Canada to complete with the top 5. It is the only bank that is unionized. It could be caught in the culture by a bigger player. But the banks in Canada should do well in general.

COMMENT

NA or LB? He prefers NA-T as it is better quality and has a more diverse revenue base. He thinks LB-T is having issues and that will continue for some time to come.

PAST TOP PICK

(A Top Pick Jul 30/18, Down 1%) LB isn't far from its valuation. Quebec is the strongest province, fiscally. LB struggles because it had mortgage accounting issues, which hasn't faded yet. He sees good potential and still holds it.

DON'T BUY

When things turn for a small cap, things can get ugly. LB has trouble growing--head office troubles, mortgage troubles. Buy a big Canadian bank instead. Avoid this.

DON'T BUY

A weak regional bank plagued with operational problems. It won't match the dividend growth of the big banks. This has "value trap" written all over it. Buy one of the big 5 instead.

WAIT

Tempting here. Super nice dividend. Trading extremely cheap at 0.7 time book. But last quarter they largely missed. Contraction of the consumer loan portfolio. ROE at 8% is anemic for a Canadian Bank. Many problems are self inflicted. 60% payout ratio is high for a Canadian Bank (others are at 45%). Riskier name. He wouldn't buy it until earnings start to stabilize.

DON'T BUY

They've had issues with mortgage lending and loan portfolio in the past few quarters. But others, like RY (that he owns) offer a good 4.5% dividend and offer a lot less risk.

DON'T BUY

The smaller the bank, the more it'll get hurt in a recession. Go big in banks.

Showing 61 to 75 of 261 entries

Most Recent Experts

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Joe Terranova

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Paul Harris, CFA

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Laurentian Bank (LB.TO)