NYSE:C

Citigroup Inc. (C)

132.87
-2.28 (1.69%)
as of Jun 5, 2026, 3:36:39 pm Market Open.
141 watching
0
Investor Insights
star iconJun 5, 2026, 12:00 am

This summary was created by AI, based on 38 opinions in the last 12 months.

Citigroup Inc. (C) is experiencing a significant turnaround under new management, demonstrating impressive earnings growth and strategic restructuring. Analysts highlight a remarkable Q4 performance, with earnings up 56%, and expect continued growth, particularly in wealth management and investment banking. Despite some macroeconomic pressures, such as rising interest rates, the stock trades below book value, providing a compelling investment opportunity. The CEO's focus on core franchises and operational efficiency is gaining recognition, making Citi an attractive choice relative to its peers, although some analysts still prefer JPMorgan Chase (JPM) for its stability and premium valuation. The overall sentiment suggests a positive trajectory, encouraging investors to capitalize on its current price point before potential price revisions occur.

consensus icon
Consensus
Buy
valuation icon
Valuation
Undervalued
review icon
Similar
JPM
DON'T BUY
If you want exposure to US financials, there are better choices. Government still owns 34% so it is restricted in terms of what it can do in compensations, dividends and stock buybacks. There is still weakness and consumers so they are hurting on the credit side.
SELL
Has a lot of problems. A government owned bank now. There are a lot of moving parts in this company and it is hard to get them all moving in the right direction.
DON'T BUY
Haven’t paid back any of their TARP money. Growth will be muted, then have to raise more equity. Would prefer a derivative like an ETF. Would prefer Bank of America for a levered US bank.
DON'T BUY
It looks as though most of the US banks are ready to break out of their funk. What you don't know is what is lurking in the weeds on the balance sheet.
DON'T BUY
He prefers Goldman Sachs (GS-N) in the US financials. Also, JP Morgan (JPM-N) might be better. This one is trading just above its 50 day and 200 day moving average so the technicals look interesting but it is trading at a 42X forward earnings, which is pretty rich.
DON'T BUY
Owned in the past. US Banks are a treacherous area. Dilution factor is 4-5 fold compared to last year.
DON'T BUY
(Market Call Minute.) A a lot of problem assets that are going to take a long time to work out of.
DON'T BUY
Book value is about $5.75 and this is trading at around tangible BV right now. He prefers Bank of America (BAC-N) right now.
N/A
The gamble is this space is over. You might be disappointed if you put your money in this one. Prefers others. When city group it a buck that was the chance. Look to other banks.
DON'T BUY
Valuation condition tells him that the market is very sceptical about their balance sheet. Looking at some of the potential emerging problems still in the US financials he feels very much the same way. No Fair Market Value so strictly a speculation.
DON'T BUY
Good news is that they have taken the risk of bankruptcy almost away by doing a big conversion of preferred stocks into common stocks so the balance sheet is in much better shape. However a lot of the easy money has already been made.
SELL
Entering into the financial crisis of 07-08 they were considered the leader in financial services. Coming out they were no longer the leader. Have a few issues in the credit area. Diversified into the consumer space quite a bit, which is still reeling. There have been downward revisions in quarterly estimates. Could look for a buy opportunity later on. Better opportunities elsewhere. (See Top Picks.)
DON'T BUY
If you are going to buy US financials, there are better names to play. Wouldn't touch this one.
DON'T BUY
This one is a basket case and he wouldn't go near it.
COMMENT
Citigroup Canada bonds due July 2011? Thinks this company is past the worst of the credit cycle. Likes that they have recently been able to issue debt on their own without the FDIC guarantee. Expects that in the next 8 to 12 months they will be able to start repaying some of the TARP money.
Showing 496 to 510 of 743 entries