NYSE:C

Citigroup Inc. (C)

144.98
+1.39 (0.97%)
as of Jun 25, 2026, 8:00:00 pm Market Open.
144 watching
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Investor Insights
star iconJun 25, 2026, 12:00 am

This summary was created by AI, based on 38 opinions in the last 12 months.

Citigroup Inc. (C) is experiencing a notable turnaround under its new CEO, who has implemented effective cost-cutting measures and strategic rationalization of the bank. Analysts highlight that the bank recently reported impressive earnings growth, with a 56% increase in its latest quarter, marking some of its best performance in decades. Despite this resurgence, experts express concerns that Citigroup's valuation remains slightly rich in relation to its growth potential. The company's performance is compared favorably to its peers, although it is often noted as undervalued compared to competitors like JPMorgan Chase (JPM). With a solid progression towards profitability, a strong dividend yield, and a positive outlook driven by ongoing strategic improvements, many analysts remain bullish on Citigroup while acknowledging macroeconomic uncertainties affecting the broader banking sector.

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Consensus
Positive
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Valuation
Undervalued
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Similar
JPM, JPM
DON'T BUY
This one is a basket case and he wouldn't go near it.
COMMENT
Citigroup Canada bonds due July 2011? Thinks this company is past the worst of the credit cycle. Likes that they have recently been able to issue debt on their own without the FDIC guarantee. Expects that in the next 8 to 12 months they will be able to start repaying some of the TARP money.
DON'T BUY
In a difficult situation because one of the issues they are going to have. Great global franchise, credit card franchise and investment banking franchise. Retail franchise is actually quite small and this is going to hurt them. Would prefer others.
COMMENT
Options about one year out? If you are going to buy options on this he would definitely go out a full year. Keep it small because it is a very high-risk trade and you will have time working against you.
COMMENT
Compared to other US banks there is more risk of dissolution of capital. Management has not been well accepted by the street. Likes the US financials in general but would rather buy the Financial ETF (XLF-N).
HOLD
CitiGroup Canada 4.54% bonds maturing 2013. Think they have passed through the worst part of the crisis. They are getting their TARP funding and are able to issue debt through FDIC. Solid investment grade. Would hold to maturity.
DON'T BUY
One of the US financial institutions that is in a class that you have to look at as an option. If it is still around in 5 to 8 months you'll probably have some pretty significant gains. But if the financials run into more difficulty they could be diluted to basically nothing. He would prefer something with more of a retail presence.
SELL
There is no risk of this going bankrupt. However, its earning power, much like the other US banks, is probably going to be challenged for quite some time. These companies are going to be forced to go through a de-leveraging process, therefore lower ROE’s, lower growth rates and probably lower earnings multiples.
WATCH
There has been a big recovery in the US bank stocks. There are still some risks. There are rumours that they have failed the Stress Test. They also have to raise some capital to survive the environment.
DON'T BUY
Very toxic. A lot of the recent run-up has been short covering and momentum players getting on board. Has a lot of exposure to commercial real estate, which is just starting to fall apart.
DON'T BUY
It is a speculation. Doesn’t recommend the US Banks.
DON'T BUY
You are buying a survival premium. Owned 30% by government. Gigantic balance sheet issues. Not optimistic. USB would be a better choice.
DON'T BUY
Always had the problem of putting together all there pieces. Can’t short the common stock. Is a prime candidate for a massive re-organization, possibly breaking it up.
SELL
Concerned about US banks. Would take profit. Potential for increases in loan losses. Doesn’t think bad news is over with.
COMMENT
Just agreed to go into the refunding of their toxic assets. If they get these of their books and the economy starts to turn and the advantages start to flow through to the bottom line it could be okay. (See Top Picks.)
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