NYSE:C

Citigroup Inc. (C)

144.98
+1.39 (0.97%)
as of Jun 25, 2026, 8:00:00 pm Market Open.
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Investor Insights
star iconJun 25, 2026, 12:00 am

This summary was created by AI, based on 38 opinions in the last 12 months.

Citigroup Inc. (C) is experiencing a notable turnaround under its new CEO, who has implemented effective cost-cutting measures and strategic rationalization of the bank. Analysts highlight that the bank recently reported impressive earnings growth, with a 56% increase in its latest quarter, marking some of its best performance in decades. Despite this resurgence, experts express concerns that Citigroup's valuation remains slightly rich in relation to its growth potential. The company's performance is compared favorably to its peers, although it is often noted as undervalued compared to competitors like JPMorgan Chase (JPM). With a solid progression towards profitability, a strong dividend yield, and a positive outlook driven by ongoing strategic improvements, many analysts remain bullish on Citigroup while acknowledging macroeconomic uncertainties affecting the broader banking sector.

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Consensus
Positive
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Valuation
Undervalued
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Similar
JPM, JPM
DON'T BUY
Will probably go up but his problem is that it is basically a New York bank and doesn't have the power of a retail franchise, which gives a good return at very low cost of capital.
COMMENT
(See above comments on Bank of America.) This would be a little further down on the speculative chain from Bank of America. Just came out with a great quarter. Speculative.
BUY
(Market Call Minute.) Good speculative buy. Could see it going much higher.
DON'T BUY
A little too speculative for him. Can't see the continued upside from these levels.
DON'T BUY
US banking sector has seen the bottom. (He bought the US financial ETF (XLF-N) for the turnaround.) There are also some individual banks that look good. This one is a long shot. They have something like 30 billion shares outstanding so to move it $1 you have to move it $30 billion of market capitalization.
DON'T BUY
Almost 27% of the stock is still owned by the US government and if the government exits its position, it should be positive for the stock but who knows when that will happen. He would rather own the new leaders in that space such as Goldman Sachs (GS-N), J.P. Morgan (JPM-N) or Morgan Stanley (MS-N).
PARTIAL SELL
If they get the TARP payment paid than it is back to business as usual. All depends on what kind of recovery the US economy is going to make. If you own, consider taking some profits.
COMMENT
With a very long-term focus this may work out at these levels. Her preference in the financial sector is to stay in Canada, which has a better footing and faster recovery.
COMMENT
Very hard to put a value on this company. It has participated in a relief rally that is driven with the expectation of continuing low rates and the expectation that a solution is coming for the European problems.
COMMENT
Government still owns 30% of this bank. Still struggling to find itself. Has good upside if the US economy continues to turn around but there are better choices amongst financials.
TOP PICK
4.65% maturing 10/11/17. Investment grade A. Price is $86.43 yielding 7.18%. Wants to stay away from sharp bonds because rates could rise over the next year. On the other hand, doesn't have to go out 30 years for a 6%-7% yield.
DON'T BUY
Poster child of a lot that went wrong in the US banking sector. The whole US banking sector is a place you might want to dip your toe but this one represents a speculative buy. (See Top Picks.)
DON'T BUY
It is the walking dead. On a valuation basis, the stock is not cheap. Not well run. High leveraged. If he were looking for a US bank, which he is not, he would want a Wells Fargo or JP Morgan or US bankcorp. This would be speculative.
DON'T BUY
Complex balance sheet. A lot of outstanding credit issues. Over the long term it will probably be a survivor, however.
DON'T BUY
Huge sell off from $55 to $2. It is starting to base build. There is some belief that around $2.50 there is some support. Recommends some Canadian banks.
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