Investor Insights

This summary was created by AI, based on 8 opinions in the last 12 months.

Propel Holdings (PRL-T) has received positive reviews from multiple experts who have highlighted the company's strong management, high growth rate, and solid financial performance. With a focus on providing loans and lines of credit to consumers in the US and Canada, the company has demonstrated impressive revenue and profit growth, as well as a strong track record in the fintech industry. The stock is currently viewed as reasonably valued and is expected to continue its healthy growth in the future.

Consensus
Positive
Valuation
Fair Value
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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK
Propel Holdings
Stockchase Research Editor: Michael O'Reilly

We reiterate this lender to consumers as a TOP PICK.  Recently reported earnings showed a 47% increase in revenues and 77% increase in net income.  Management reported a record quarter for new loan originations.  The company is prudently using some cash reserves to aggressively retire debt.  It trades at 19x earnings and supports a 33% ROE.  We recommend trailing up the stop (from $16) to $20, looking to achieve $31 -- upside potential of 30%.  Yield 1.3%  

(Analysts’ price target is $31.25)
Financial Services
TOP PICK
Propel Holdings

Consistently profitable, raising dividend. No bricks and mortar, works with credit unions. Uses AI to follow your tracks to get a more enhanced credit score, so it's a better predictor of a borrower's credit worthiness. We'll need to get data from a credit cycle, but so far credit quality seems to be really strong. Yield is 2.3%.

(Analysts’ price target is $31.10)
Financial Services
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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
Propel Holdings
(A Top Pick Mar 21/24, Up 51.8%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with PRL is progressing well.  To remain disciplined, we recommend trailing up the stop (from $14) to $16 at this time.

Financial Services
BUY
Propel Holdings

Excellent business within alternative lending space. Online business very strong. Trading at low multiple - good entry place for investors. Expecting loan book to expand. Good name at reasonable valuation. 

Financial Services
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This is a Panic-proof Portfolio opinion which is available only for Premium members

Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

PAST TOP PICK
Propel Holdings
(A Top Pick Mar 21/24, Up 43%)Stockchase Research Editor: Michael O'Reilly

Our PAST TOP PICK with PRL has achieved its target at $22.  To remain disciplined, we recommend covering half the position at this time and trailing up the stop (from $12) to $14.  

Financial Services
STRONG BUY
Propel Holdings

He likes and knows it really well. Management is doing an excellent job. It has doubled its profits every year for the last 3 years. It is hard to keep up this pace but it should be able to continue to have healthy growth and profits. Has a high ROC, good dividend, single digit multiples. Management and insiders own lots.

Financial Services
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This is a Panic-proof Portfolio opinion which is available only for Premium members

Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK
Propel Holdings
Stockchase Research Editor: Michael O’Reilly

After recently reporting earnings per share growth of 65% with a 54% increase in revenues, we select PRL as a TOP PICK.  We like that quarterly cash reserves are growing, while debt is repaid.  The company provided loans and lines of credit to 164,000 customers last year using its AI based online platform.  It trades at 15x earnings and supports a 30% ROE.  We recommend setting a stop-loss at $12, looking to achieve $22 — upside potential of 48%.  Yield 1.9%

(Analysts’ price target is $22.38)
Financial Services
RISKY
Propel Holdings

Done well and will continue to. Strong management, but he doesn't invest in small companies. A great company from a speculative standpoint.

Financial Services
BUY
Propel Holdings

He owns 3-4 fintechs like this. PRL does consumer loans, providing for American credit loans. Great track record. Are growing rapidly and pay a nice dividend now. Shares have rebounded well since last fall. Trades at 8zx cash earnings. Growing this year probably 30%.

Financial Services
HOLD
Propel Holdings
Trevor Rose’s Insights - Trevor’s most-liked answers from 5i Research

We can't personalize answers, but the stock has solid momentum and remains reasonably valued. Year over year growth looks good and the last quarter was VERY strong. The dividend was raised in November. We would be comfortable continuing to hold.
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Financial Services
TOP PICK
Propel Holdings

It is an online lender that gives fast access to LOC's and loans mostly to customers in the U.S. Its forecast is for 3X higher revenue and 5X higher profits than its IPO two years ago but the stock is up only 30% since then. It has everything: high growth rate, single digit P/E, 3 1/2% yield. Its technology is incredible. It can look at 1000 variables on a borrower in under 10 seconds.     Buy 5  Hold 0  Sell 0

(Analysts’ price target is $14.10)
Financial Services
BUY ON WEAKNESS
Propel Holdings
Trevor Rose’s Insights - Trevor’s most-liked answers from 5i Research

PRL operates as a consumer lending platform and is now trading at 5.9x times' Forward P/E. In the last few years, revenue growth has been solid. The balance sheet is quite leveraged with long-term debt of $172M, and long-term debt/equity is around 1.82x. PRL’s business model involves borrowing long-term debt and lending it within a short period of time to consumers. Shares are up 48% YTD yet PRL is trading quite cheaply given its growth prospects. Business may improve as well with lower rates. Insiders are committed with 24% ownership and the last quarter was nicely ahead of estimates. It went public in 2021 and only received went over its IPO price. But it is starting to put things together and we consider it interesting. We still prefer much larger peer GSY overall.
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Financial Services
BUY
Propel Holdings
Trevor Rose’s Insights - Trevor’s most-liked answers from 5i Research

PRL offers credit products and services to the underserved population and its products include: moneykey (loans and lines of credit for US customers), creditfresh (open-ended lines of credit for US customers), fora (lines of credit for Canadian customers), and pathward (lending as a service partner for the US). It has shown high growth rates over the past several years (58% and 75% most recently) and with a small revenue base of $242M it can see good growth into the future. Analyst estimates call for 33% and 36% growth over the next tow years. It's profitable and trades at a cheap valuation of 5.5X forward P/E, and has a growing balance sheet. We think it looks decent here, although it does have small-cap size risks. It does not yet generate positive free cash flow, and it is mostly funded through debt, but it is moving in the right direction. We would consider it buyable today, while being mindful of position sizing and the company's risks. 
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Financial Services
PAST TOP PICK
Propel Holdings
(A Top Pick Mar 01/22, Down 20%)

Canadian based online lending company.
Large disconnect between fundamentals and current share value of company.
Trading at 4x earnings which is very low.
Low valuation presenting good buying opportunity for long term shareholders.
Management owns 50% of the stock.

Financial Services
PAST TOP PICK
Propel Holdings
(A Top Pick Mar 01/22, Down 29%) It is an online lender giving access to credit for the U.S. consumer. Q1 was quite good and management maintained guidance. Watch for more partnerships with U.S. banks. Its dividend is 6% and if it meets guidance it is trading at a very low valuation. It is high growth, under-followed and misunderstood. He is adding.
Financial Services
Showing 1 to 15 of 16 entries

Propel Holdings(PRL-T) Rating

Ranking : 4 out of 5

Bullish - Buy Signals / Votes : 8

Neutral - Hold Signals / Votes : 1

Bearish - Sell Signals / Votes : 0

Total Signals / Votes : 9

Stockchase rating for Propel Holdings is calculated according to the stock experts' signals. A high score means experts mostly recommend to buy the stock while a low score means experts mostly recommend to sell the stock.

Propel Holdings(PRL-T) Frequently Asked Questions

What is Propel Holdings stock symbol?

Propel Holdings is a Canadian stock, trading under the symbol PRL-T on the Toronto Stock Exchange (PRL-CT). It is usually referred to as TSX:PRL or PRL-T

Is Propel Holdings a buy or a sell?

In the last year, 9 stock analysts published opinions about PRL-T. 8 analysts recommended to BUY the stock. 0 analysts recommended to SELL the stock. The latest stock analyst recommendation is . Read the latest stock experts' ratings for Propel Holdings.

Is Propel Holdings a good investment or a top pick?

Propel Holdings was recommended as a Top Pick by on . Read the latest stock experts ratings for Propel Holdings.

Why is Propel Holdings stock dropping?

Earnings reports or recent company news can cause the stock price to drop. Read stock experts’ recommendations for help on deciding if you should buy, sell or hold the stock.

Is Propel Holdings worth watching?

9 stock analysts on Stockchase covered Propel Holdings In the last year. It is a trending stock that is worth watching.

What is Propel Holdings stock price?

On 2024-06-24, Propel Holdings (PRL-T) stock closed at a price of $22.07.