TSE:TD

Toronto-Dominion Bank (TD.TO)

169.65
+1.75 (1.04%)
as of Aug 5, 2026, 8:00:00 pm Market Open.
2222 watching
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Investor Insights
star iconAug 5, 2026, 12:00 am

This summary was created by AI, based on 56 opinions in the last 12 months.

The Toronto-Dominion Bank (TD) has experienced remarkable growth in the past year, recovering from past penalties and regulatory challenges. Analysts highlight its well-positioned status within the Canadian banking sector, benefiting from AI investments and a favorable regulatory environment. Despite the impressive performance, there are concerns about its high price-to-earnings (PE) ratio, which is currently above historical averages, prompting some experts to suggest trimming positions. Many consensus opinions indicate a cautious outlook due to the overvaluation, signaling potential profit-taking opportunities. Overall, while TD is seen as a strong, solid bank with good long-term prospects, expertise suggests waiting for a better entry point or considering other investment opportunities in the current market climate.

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Consensus
Caution
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Valuation
Overvalued
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RY
COMMENT
Doesn't like any financials. A Pairs trade could be very attractive if you own one. The Short would be on one of the US banks or an ETF. 6.25% yield.
TOP PICK
(A Top Pick Feb 6/08. Down 38%.) Excellent management with a very disciplined approach on managing. Very well positioned to take part in a recovery. US business is potentially in great shape with more deposits than loans.
DON'T BUY
Almost across the board, there is a collapsing profitability in Canadian banks. He has been nervous about this area for quite some time. Except for CIBC (CM-T) ROE seems to be falling quite rapidly.
WAIT
Likes this bank and management. The biggest risk, short-term, is what is inside their US Commerce Bank. Would like to see another quarter or 2 of data.
TOP PICK
Credit performance has been really good. 6.1% dividend yield. Because he doesn't think there will be a lot of upside, he has also written a $46 call option.
BUY
If Canadian consumer starts to deteriorate, it will hurt retail banking. Canada is a very resource oriented country and their loan book will become more difficult. However, they have very good tier 1 ratios and he would buy at these levels.
TOP PICK
6.1% yield. Strong, diversified portfolio. Have talked about being prepared for loan losses in a real economy for well over a year so they are well positioned.
TOP PICK
Capital Trust IV, June/19 @ 9.52%.
COMMENT
Not any worse off than any of the other banks.
PAST TOP PICK
(A Top Pick Dec 27/07. Down 30%.) Still likes. Quality management. Strong retail focus. One of the few banks that grew its dividends. Still a Buy.
DON'T BUY
Loath to put any money into financials right now. Thinks there are lots of bad loans coming the banks’ ways. Things are not going to look good for the banks for a while. Doesn't like their exposure in the US at this point in time.
TOP PICK
Good management. Mostly retail business. Recently raised over $1 billion and seemed to have set a bottom in on the stock. Growth will be slower than average for a while. Looking for an 8% to 10% return including dividends.
COMMENT
Thinks it is the best in class in the banking sector. Have a very vibrant retail space and the retail-banking arm is doing quite well. Commerce Bank acquisition is a fantastic franchise in the US and they have immunized as much risk as possible in their mortgage book. Bank is conservative, well run and well capitalized.
PAST TOP PICK
(A Top Pick July 16/07. Down 36%.) Sold his holdings when profitability started to deteriorate.
BUY
Cdn banks did relatively well to other global banks. Sold off because of concerns of their ratios and where growth is going to come from. This one has exposure to Northeast US as well as having US Ameritrade, which has affected some of their capital ratios. Good growth strategy. Trades at a discount multiple to the other banks.
Showing 1,366 to 1,380 of 2,219 entries