TSE:RY

Royal Bank (RY.TO)

295.01
+1.34 (0.46%)
as of Jul 24, 2026, 8:00:00 pm Market Open.
1479 watching
0
Investor Insights
star iconJul 26, 2026, 12:00 am

This summary was created by AI, based on 57 opinions in the last 12 months.

Royal Bank (RY) is widely recognized as the leading bank in Canada, benefiting from a favorable regulatory environment and robust investments in capital markets and wealth management. Many analysts have reiterated it as a 'Top Pick,' citing its strong earnings growth and consistent dividend payments. Despite its strong performance, concerns about valuation persist, particularly with the stock trading at high multiples compared to historical averages. Comments on future growth potential highlight the bank's ability to adapt in the current economic climate, although some experts advise exercising caution due to high valuation levels. Overall, RY is considered a stable, long-term investment with significant upside potential, supported by growing cash reserves and elevated return on equity targets.

consensus icon
Consensus
Positive
valuation icon
Valuation
Overvalued
review icon
Similar
TD, TD
WAIT
Good long term hold. Would hold off buying until they clean up the mess in the US.
BUY
#1 bank for value today is National. Differential of 21% between what they think it's worth and the current stock price. Toronto Dominion is #2 and Royal is #3. Not much difference between the current price and their model price. Banks have paused here for awhile.
BUY
Has stumbled in the last couple of years because of its US strategy. Reasonable value, but prefers Bank of Nova Scotia and Toronto Dominion.
TOP PICK
Market is discounting all the bad news on the stock. The US franchise has to be sorted out and that's a big issue, but people are overlooking that the broker part of the US business is doing OK. Have to get out of the insurance business because it makes no sense to be in insurance in the US. 3 1/2% yield.
WEAK BUY
A range trader. A very defensive name. Not his favourite play in the bank sector.
TOP PICK
Top Short Has ongoing US problems. Uptrend has been broken. The small rally was only able to reach the uptrend line. If interest rates go up, it is going to have some problems.
BUY
Banks are trading at about 60% of the same price earnings multiple of the market, so not a problem. Not a bad place to be for long term stability.
DON'T BUY
Not a fan of the banks. Historically, they are all trading at 55 valuation highs and have always had major corrections.
DON'T BUY
Earnings for Cdn banks are coming in disappointing and the stocks are showing this. A more interesting area in Cdn financials would be life insurance companies.
PAST TOP PICK
(A Top Pick Sep 9/04. Up 6%.) Thinks the situation in the US is gradually turning around. Doesn't expect a spectacular quarter this time, but things are improving.
BUY
Banks, historically have been vulnerable in a rising rate environment. Offers reasonable value here. Its US strategy has failed.
BUY
Favourite bank stock. Has lagged. If they sold (will probably fix instead) RBC Centura it would give them $12 a share.
BUY
In the history of the Cdn stock markets, banks have always been among the best performers, so you should always have some in your portfolio.
WEAK BUY
Prefers Toronto Dominion Bank and Bank of Nova Scotia. Has been the worst performing bank of the big five, so may be an opportunity if you feel they can turn their US operation around.
DON'T BUY
Looks expensive. Their struggles with their US operations are not reflected in the price. Would consider if it was trading at a discount to its peers.
Showing 1,216 to 1,230 of 1,616 entries