TSE:RY

Royal Bank (RY.TO)

295.01
+1.34 (0.46%)
as of Jul 24, 2026, 8:00:00 pm Market Open.
1479 watching
0
Investor Insights
star iconJul 26, 2026, 12:00 am

This summary was created by AI, based on 57 opinions in the last 12 months.

Royal Bank (RY) is widely recognized as the leading bank in Canada, benefiting from a favorable regulatory environment and robust investments in capital markets and wealth management. Many analysts have reiterated it as a 'Top Pick,' citing its strong earnings growth and consistent dividend payments. Despite its strong performance, concerns about valuation persist, particularly with the stock trading at high multiples compared to historical averages. Comments on future growth potential highlight the bank's ability to adapt in the current economic climate, although some experts advise exercising caution due to high valuation levels. Overall, RY is considered a stable, long-term investment with significant upside potential, supported by growing cash reserves and elevated return on equity targets.

consensus icon
Consensus
Positive
valuation icon
Valuation
Overvalued
review icon
Similar
TD, TD
SELL
(Market Call Minute.) Multiple compression coming in the financials.
BUY
The banks are cheap. If you believe the earnings estimates that are out there, there is a lot of good upside in them.
HOLD
Pays a very good dividend. Very secure. Trading at its lowest valuation in many years. Earnings growth may be a bit on the slow side but certainly enough to pay the dividend.
DON'T BUY
Bank of Nova Scotia (BNS-T), Royal Bank (RY-T) and Toronto Dominion (TD-T) are probably the most expensive banks in North America and possibly even the European banks. The upside in his model price is in single digits. The most upside to his model prices are National Bank (NA-T), CIBC (CM-T) and Bank of Montreal (BMO-T).
HOLD
As a long-term investor, you stay with companies like this.
DON'T BUY
Blanket statement for Canadian banks, he doesn't own them. Earnings will be under pressure for sometime (2 years). We have a little reprieve here due to the FED action.
HOLD
Don’t sell, we’ll get through this bad market. Any of the big banks should not be going close to bankruptcy. There may be further weakness but hold.
BUY
This bank has produced the best earnings. A simple comment on all Canadian banks, this is a huge buying opportunity for any long-term view. Simple rule of thumb: any time Canadian banks have gone down 20%, it's always paid to buy them. It will be basically flat money for a while.
BUY
This is a good play. Stock has dropped significantly making it pretty cheap on the fundamentals. Low PE multiple and good dividend yield. Good prospects going forward. Some US exposure, which doesn't appear to be huge.
COMMENT
10.5% upside on his model price.
BUY
(Market Call Minute.) Banks are cheap and the dividend growth story continues.
COMMENT
Surprised the market with their write down on monoline bond insurers. The bank is okay, but not one of her 2 favourites.
DON'T BUY
Very difficult environment for financials that will continue for some time. Canadian banks are higher quality with better capital ratios than US banks but with deteriorating credit and issues with structured products, he would avoid all financials. If he had to buy a bank, his preference would be Canadian Western (CWB-T).
COMMENT
Got out of all the Canadian banks last April. At this point, he would rather Trade them than Buy and Hold. His model price is $54.41, almost a 12% differential. Model price has been coming down. The next level would be $44.70, which is where he would buy for a Trade.
WATCH
Canadian bank stocks have 2 periods of seasonal strength. Next one starts at the end of January and goes through until the end of May. Toronto Dominion (TD-T) or Royal Bank (RY-T) would be his favourites. Consider buying closer to February. Also keep an eye on the sector.
Showing 1,006 to 1,020 of 1,616 entries