TSE:RY

Royal Bank (RY.TO)

288.01
-1.11 (0.38%)
as of Jun 26, 2026, 8:00:00 pm Market Open.
1477 watching
0
Investor Insights
star iconJun 27, 2026, 12:00 am

This summary was created by AI, based on 55 opinions in the last 12 months.

Royal Bank (RY-T) has been a strong performer, with a consensus appreciation for its stability, especially in its capital markets and wealth management divisions. Experts praise the bank's robust earnings, dividends that have grown consistently, and its strategic acquisition of HSBC Canada, which is expected to enhance its global platform. However, there are concerns regarding its current high valuation relative to historical standards and the overall Canadian banking sector, leading some to suggest trimming positions. While many maintain a positive outlook on RY due to its dominance and management quality, the general sentiment reflects caution against buying at elevated prices with potential headwinds from slowing loan growth and economic pressures.

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Consensus
Hold
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Valuation
Overvalued
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Similar
TD,TD
DON'T BUY
Blanket statement for Canadian banks, he doesn't own them. Earnings will be under pressure for sometime (2 years). We have a little reprieve here due to the FED action.
HOLD
Don’t sell, we’ll get through this bad market. Any of the big banks should not be going close to bankruptcy. There may be further weakness but hold.
BUY
This bank has produced the best earnings. A simple comment on all Canadian banks, this is a huge buying opportunity for any long-term view. Simple rule of thumb: any time Canadian banks have gone down 20%, it's always paid to buy them. It will be basically flat money for a while.
BUY
This is a good play. Stock has dropped significantly making it pretty cheap on the fundamentals. Low PE multiple and good dividend yield. Good prospects going forward. Some US exposure, which doesn't appear to be huge.
COMMENT
10.5% upside on his model price.
BUY
(Market Call Minute.) Banks are cheap and the dividend growth story continues.
COMMENT
Surprised the market with their write down on monoline bond insurers. The bank is okay, but not one of her 2 favourites.
DON'T BUY
Very difficult environment for financials that will continue for some time. Canadian banks are higher quality with better capital ratios than US banks but with deteriorating credit and issues with structured products, he would avoid all financials. If he had to buy a bank, his preference would be Canadian Western (CWB-T).
COMMENT
Got out of all the Canadian banks last April. At this point, he would rather Trade them than Buy and Hold. His model price is $54.41, almost a 12% differential. Model price has been coming down. The next level would be $44.70, which is where he would buy for a Trade.
WATCH
Canadian bank stocks have 2 periods of seasonal strength. Next one starts at the end of January and goes through until the end of May. Toronto Dominion (TD-T) or Royal Bank (RY-T) would be his favourites. Consider buying closer to February. Also keep an eye on the sector.
BUY
Concerns over the credit market have hit the Canadian banks. Have been expanding in the US so the impact of the Cdn$ and how they report back to Canada will affect them. At current prices, all of the Canadian banks are looking fairly attractive. 4% yield. Very solid ROE, 25% lately but will probably be around 23% for the next couple of years.
HOLD
Has trended down over the last 9 months. Had a premium valuation going into 2007. Its performance has been fine, but the valuation has trended back to the mean. Has some US exposure through RBC Venturis.
BUY
Has a vibrant retail network. Exposure to the capital markets is not as high as the other banks. Didn't get caught too much with the subprime issue.
BUY
There is no particular rush to buy banks at this particular time. Problems in commercial paper, loans out of the US, etc., will continue to be out there. You can buy the banks now at a pretty attractive yield and markets have probably discounted a lot of the problems that might come forward. If you are looking out 2 or 3 years, you could buy at this time. 3.8% yield.
HOLD
Would hesitate to buy any bank for the next several months. Canadian domestic retail operation is fantastic. Have some relatively new US retail assets and have taken some write-downs and there will probably be more. Has a premium valuation, which should become more of an average valuation until we know how many US cockroaches there are.
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