TSE:RY

Royal Bank (RY.TO)

288.01
-1.11 (0.38%)
as of Jun 26, 2026, 8:00:00 pm Market Open.
1477 watching
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Investor Insights
star iconJun 27, 2026, 12:00 am

This summary was created by AI, based on 55 opinions in the last 12 months.

Royal Bank (RY-T) has been a strong performer, with a consensus appreciation for its stability, especially in its capital markets and wealth management divisions. Experts praise the bank's robust earnings, dividends that have grown consistently, and its strategic acquisition of HSBC Canada, which is expected to enhance its global platform. However, there are concerns regarding its current high valuation relative to historical standards and the overall Canadian banking sector, leading some to suggest trimming positions. While many maintain a positive outlook on RY due to its dominance and management quality, the general sentiment reflects caution against buying at elevated prices with potential headwinds from slowing loan growth and economic pressures.

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Consensus
Hold
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Valuation
Overvalued
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Similar
TD,TD
TOP PICK
Has under performed and is the only one that is down year to date. Good last year. The stock was over bought when it got up and has now corrected. Is trading in line with the group instead of at a premium, which it used to.
BUY
Because he is fairly positive on the outlook for the market, financials have to move with the rise. He doesn't see them doing a lot but he doesn't see them going down either. There is a lot of support around its current price. 3.9% dividend.
DON'T BUY
Financial services indexes on a monthly basis are 2nd from the bottom so the action has not been in financials. The environment of lowering of yields compresses financials so much that the banks really have no place to make money.
DON'T BUY
Question about what if there is 2 bad quarters. He says problem is people’s short term thinking. He doesn’t like Canadian banks at this price though.
COMMENT
Experienced volatile earnings since 2006. Net interest margins peaked in 2008 because of a lack of global growth. With decreased trading revenues, M&A activity and housing environment, he sees limited growth going forward. Can see more interest from foreign investors in Canadian banks. He is not neutral on this one. For dividend investors only.
BUY
Thinks this bank has the best management culture in terms of consistency and a very solid franchise.
BUY
Would buy all of the banks at their current levels but especially this one. They are in the penalty box right now.
BUY
Has been slapped down. Got stung by US operations. Reasonable dividend yield. They will turn it around this quarter. Overcapitalized. Looking for them to raise dividend next year. Earnings in the high $4 this year, $5 next year.
BUY
The rules have come out in such a way that he thinks all the Canadian banks can increase their dividends.
WAIT
MFC brought all the financials down. RY I a blue chip bank and are a better bank to be in in tougher times. He would not buy banks right now. Not a good seasonal time. Season is October 28 th. Not expecting it to go back to $62 but it could go down to $45. October 28 th is a major date to get into banks. This is their year-end. Get in a month before the reports. That’s when they announce dividend increases.
WEAK BUY
Has been very disappointing. Complete loss of momentum. Has potential because people outside of Canada by it. Treat it as a trading stock. Prefers National Bank (NA-T).
HOLD
Missed their numbers last quarter so stock had a dip. Trying to make a push into a global banking entity by going into the US, which could have some execution risks but a brand name that is respected globally. Will probably go up 5%-10% over the next 12 months. You could Buy for the long-term.
TOP PICK
Has under performed the group. Stock came off because of a poor quarter in wholesale revenues. As Canada's largest bank it has a premier franchise in retail and wholesale banking. Well positioned to participate in the long economic growth that should follow. 3.8% yield.
HOLD
Banks in general didn’t do that well today, but this one was flat. Didn’t have that great a result recently. Is recommending a different bank today. If you want to hold it for the long term you will do fine.
PAST TOP PICK
(A Top Pick May 12/09. Up 28.46%.)
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