TSE:RY

Royal Bank (RY.TO)

270.60
-0.34 (0.13%)
as of Jun 5, 2026, 8:00:00 pm Market Open.
1475 watching
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Investor Insights
star iconJun 6, 2026, 12:00 am

This summary was created by AI, based on 52 opinions in the last 12 months.

The Royal Bank (RY) of Canada is widely regarded as one of the leading financial institutions in Canada and consistently receives high praise for its diversified business model and strong capital markets presence. Experts highlight its recent performance, rising earnings, and prudent management, although there is acknowledgment of a premium valuation compared to its peers. There are differing views on whether the bank is fully valued or still has upside potential due to its robust cash flow and strategic acquisitions, such as HSBC Canada. Nevertheless, some analysts caution about the overall banking sector dynamics, suggesting potential headwinds from interest rate pressures and economic uncertainties. Overall, RY is frequently labeled as a solid long-term hold for investors seeking stability and dividends.

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Consensus
Buy
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Valuation
Overvalued
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Similar
TD
BUY
Seasonality for the Canadian banks is different from American. American Banks are strong after their year end December 31st. Canadian banks perform mid-October until April 12th. It’s a good bank because its been in the dog house.
DON'T BUY
Not crazy about banks from an earnings standpoint. Housing market is slowing down, which is a big part of their loan books. Doesn't expect unusual performance out of any of them.
TOP PICK
Under performed the other banks in the last 6 months or so. Challenged in the last 2 quarters because of their capital market side. Acquisition in the UK should work out well for them.
TOP PICK
Likes it because they stumbled and were put in the penalty box for a while. Believes management is taking steps to address that. Their margins in the wealth management business are not up to some of the their competitors. They acquired a company in great Britain that has grown incredibly over the last number of years. That will help contribute to margins in wealth management. 3.5% yield.
BUY
Likes Canadian banks. Have seen earnings growth come back into them in the last few quarters. Last quarter was shaky because volumes were sluggish. This one has been in the penalty box so you could combine it with the best one, Toronto Dominion (TD-T).
BUY
Banks have been lagging recently. This one disappointed a few people. All the banks can be bought at these levels. This one will be good for a long-term investment.
BUY
Sees total returns from 12-15%. In 2011/12, banks will be a good investment. They have this US exposure but are tightening up in several areas.
BUY
(Market Call Minute) very attractive here.
PAST TOP PICK
(A Top Pick Dec 3/09. Down 7%.) Had thought capital market business would have been a lot stronger. Sold his holdings.
HOLD
Biggest bank in Canada and has a good presence in the US. Has been hurt by the drop in trading revenues. Not overly cheap. Have a premium franchise in Canada. Should be 5%-8% higher in 1 year.
BUY
Canadian banks are fully valued and may be incorporating dividend increases everyone is anticipating late this year or early 2011. Useful right now for protecting capital and giving yield (compared to government bonds).
TOP PICK
Market penalized because of earnings. Traditionally traded at a premium to the group but is now trading more in line. Strong franchise in both consumer/wholesale markets. 3rd quarter trading revenues very depressed at $200 million, compared to prior quarters of $1-$1.5 billion. Management guided that $3-$4 billion is more reasonable.
BUY
Has suffered relative to a couple of other banks. Canadian banks are in fantastic shape. Expect to see dividend increases in early 2011.
TOP PICK
Dominant player in retail banking and wealth management. Multiples are reasonable compared to its peers. Will address the problems with their US operations. 3.7% yield.
BUY
Markets are going to be interesting over the next 3 years. When investors are looking at total returns, income is going to play a far more common part in those returns. With the potential of dividend increases, this will be a good support for banks’ prices and there will be some decent gains.
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