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TSE:RY

Royal Bank (RY.TO)

293.98
-2.28 (0.77%)
as of Aug 19, 2026, 1:53:51 pm Market Open.
1478 watching
0
Investor Insights
star iconAug 19, 2026, 12:00 am

This summary was created by AI, based on 57 opinions in the last 12 months.

Royal Bank of Canada (RY) stands out as a premier financial institution and is often regarded as the top choice among Canadian banks. Analysts praise its robust capital markets and wealth management divisions, which continue to thrive amidst a generally positive outlook for the Canadian economy. The bank's recent performance showcases substantial earnings growth, driven by favorable regulatory conditions and reduced loan loss provisions. However, a consensus emerges regarding the stock's high valuation relative to historical averages, prompting some experts to recommend caution in new investments. Despite these valuation concerns, many experts affirm RY's stability and strong dividend growth potential, indicating it remains a solid long-term hold for investors.

consensus icon
Consensus
Buy
valuation icon
Valuation
Overvalued
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Similar
BMO
HOLD
Been a disappointment. Hasn’t done a lot. Tarnished more than other banks because in second quarter markets were slow. They are a big underwriter and important that stock markets are working. Their US subsidiary is in one of the poorer areas of the US and that is tarnishing them. They didn’t increase loan loss provisions, which is a positive thing. You will have a n opportunity to sell in the high 50’s if you hold out.
HOLD
Recently bought this and likes it going forward. Bank of Montreal (BMO-T) would be his top pick followed by TD (TD-T) and this one.
DON'T BUY
Has been a play on the US and on capital markets and revenues have been disappointing.
COMMENT
Has been the worst performing bank in the last 2 quarters. Historically, this could be a sign of the bank to Buy. Have had some issues recently.
WAIT
10 quarters in a row of bad quarters for their US operations. For 2 – 3 months you don’t want to buy this stock, but 2 – 3 years it is a buy. They are the best retail bank in Canada.
WEAK BUY
Doesn’t think you will make much money on banks. They are fairly priced. Can’t get excited about any of them. You should own some as dividends are attractive but he can do better elsewhere.
PAST TOP PICK
(A Top Pick Dec 3/09. Down 5.6%.) Sold his holdings.
BUY
Earnings due tomorrow. On a relative basis he suspects they won’t be as robust as National Bank’s (NA-T). Few problem areas in the US but very effective management team should take care of this. Extremely strong capital base. Buy for the long term.
DON'T BUY
Every bank has been charging into the wealth management business because they can charge ongoing fees. Acquisition of Phillips, Hager & North and move into the US has got them moving in the right direction. He values Cdn banks at around 10X earnings making them fairly valued.
DON'T BUY
Acting totally opposed to the other banks and in the first half there was a sell-off that was more than it should have been. 200 day moving average has flattened out and is just flirting with the stock price. There is also a down trend line, which does not show on any other bank. Go for Scotia (BNS-T), TD (TD-T) or Commerce (CM-T) instead, which are in a better technical position.
BUY
One of his favourites. Expecting very handsome dividend increases over the next 12 months.
DON'T BUY
Banks have all virtually moved sideways over the last 4-5 months, this one in particular. Expects it will continue so don’t rush out to Buy. Prefers Bank of Nova Scotia (BNS-T).
BUY
Banks are pretty fully valued. It is a “quasi US bank”.
WEAK BUY
Favorite bank in terms of price because it under performed so. But he is not going aggressive in bank stocks right now.
BUY
Are trying to beef up their weak asset management business. It is the right strategy. They trade a rich premium to global banks but there is a reason for that. They have a stable environment, with stable assets and growth opportunities. Should hike dividends. 8-10% of return including dividends. Assets are fully priced in.
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