TSE:RY

Royal Bank (RY.TO)

270.60
-0.34 (0.13%)
as of Jun 5, 2026, 8:00:00 pm Market Open.
1475 watching
0
Investor Insights
star iconJun 6, 2026, 12:00 am

This summary was created by AI, based on 52 opinions in the last 12 months.

Royal Bank (RY) has been reviewed positively by multiple financial experts, highlighting its stable performance and strong management. It has shown substantial growth, with a commendable increase in both profit margin and market position, benefiting from a robust capital markets business and the successful acquisition of HSBC Canada. However, some experts express caution, pointing out that RY is trading at high valuation metrics, with premium multiples that may lead to a restrictive growth outlook. A consensus emerges that while RY maintains its status as a leading Canadian bank with solid fundamentals, the valuation may limit near-term upside. Many analysts recommend holding the stock due to potential for steady dividends and modest growth in the longer term, suggesting RY is a core holding yet requiring vigilance concerning market fluctuations.

consensus icon
Consensus
Buy
valuation icon
Valuation
Overvalued
review icon
Similar
TD,TD
DON'T BUY
Still having to deal with its US operations. Have done well in wealth management. Valuations are very high relative to the rest. Loan and deposit growth is starting to mature and slow down. Will probably not raise dividends for a little while.
TOP PICK
It was in the penalty box but last quarter looked pretty good. Others have increased dividends so he thinks RY will before the end of the year. The under performing bank soon becomes the top performer.
BUY
Two periods of strong seasonality (end of Feb until end of May and (end of Oct until end of Dec) Last year didn’t show very well. Right now it is on an upward trend, out performing the market. We are testing the resistance level now. You want to see it break that during this seasonality. Probably they will raise their dividend in their next report. During the summer you are going to see the stock break to an all time high. Buy at current prices.
BUY
Canada is going to be broadening its appeal to international investors. The first place they will look is the commodity area and next will be banks because they have been so well behaved. Getting into a period of accelerating earnings. Likes it long term.
BUY
The banks trade together. RY has been a laggard. Last quarter was a surprise. Credit metrics have gotten better. He is concerned about commercial real estate exposure in the US. They are getting their act back together. If they make acquisitions, he would see them catching up.
BUY ON WEAKNESS
Cdn banks are in a sweet spot on a global basis. May have a 2-3 year window where they are so financially strong compared to their global peers that they will be able to do mergers and take market share without a lot of risk. Well positioned and well managed.
TOP PICK
Has lagged the other banks for the last couple of years because of problems in their US operations. They’re the major player in capital markets in Canada and when trading revenues do well, they do well.
WATCH
Has been the under performer of all the Cdn banks. Reporting very soon, so you’ll have to wait. If they disappoint viz. a viz. the other banks, it’s going to be ugly.
DON'T BUY
This is not one of the Canadian banks that he favours. Doesn’t like the US exposure which is becoming a big part of the bank and which they virtually earn no money but actually lose money. Would prefer National (NA-T) or Bank of Nova Scotia (BNS-T). If you want one with US exposure, Toronto Dominion (TD-T) would be a better one to own.
COMMENT
Reporting on March 3. Concerned about their US holdings so this bank is not at the top of his list. Think they will be OK. Not sure they will increase their dividends.
COMMENT
Annual meeting web cast on March 3rd. There are 3 things they have to deliver on. 1) Looks like they are exiting their US strategy where they have never made money. 2) Credit provisions. How much more is going to come back on to their favour. 3) What is their international strategy?
BUY
IT had been a bit of a dog. Very well valued. Descent dividend yield. His favourite is TD.
DON'T BUY
Doesn’t see much upside. The model price is $57.87, a 2% positive differential. Might get up to $58 by year-end but can’t see much else.
BUY
2 major things to fix. 1) The most exposed to capital markets so they will rebound there. 2) Fix their US retail banking. Thinks they will partly fix the latter this year, which will make earnings higher and will restore their multiples.
COMMENT
Good as a long term hold. His favourite Canadian Bank is Canadian Western Bank (CWB-T).
Showing 751 to 765 of 1,606 entries