NYSE:C

Citigroup Inc. (C)

144.98
+1.39 (0.97%)
as of Jun 25, 2026, 8:00:00 pm Market Open.
144 watching
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Investor Insights
star iconJun 25, 2026, 12:00 am

This summary was created by AI, based on 38 opinions in the last 12 months.

Citigroup Inc. (C) is experiencing a notable turnaround under its new CEO, who has implemented effective cost-cutting measures and strategic rationalization of the bank. Analysts highlight that the bank recently reported impressive earnings growth, with a 56% increase in its latest quarter, marking some of its best performance in decades. Despite this resurgence, experts express concerns that Citigroup's valuation remains slightly rich in relation to its growth potential. The company's performance is compared favorably to its peers, although it is often noted as undervalued compared to competitors like JPMorgan Chase (JPM). With a solid progression towards profitability, a strong dividend yield, and a positive outlook driven by ongoing strategic improvements, many analysts remain bullish on Citigroup while acknowledging macroeconomic uncertainties affecting the broader banking sector.

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Consensus
Positive
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Valuation
Undervalued
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Similar
JPM, JPM
DON'T BUY
There are probably further write-downs to come. It is not clear what direction the bank is going to take. Could divide itself and sell off some of its operations. The supermarket approach has not seemed to work very well. Prefers J P Morgan (JPM-N).
DON'T BUY
We’ve been through a 5-year bull market and nobody has made any money on this stock. The stocks that didn't make headway in an up market, and to get hurt a lot more on the down side. There will be a lot more changes in this company such as job losses and a lot of restructuring.
TOP PICK
Even at these reduced earnings estimates, he has a model price of $40.85. There are several pieces of research on the street that suggests the company would be worth $60 if it were to break up.
DON'T BUY
Wouldn't go near this stock right now. It has the potential of having the most cockroaches of the major US banks.
WATCH
One of the largest banking franchises in the world and will not go bankrupt. If they cut the 7% dividend, that will be a good opportunity to buy.
TOP PICK
His model price is $46.49, a 54% positive differential. He put it through a stress test. They announced they were going to write off $7 billion to $11 billion and he used the figure of $15 billion. He took one analysts estimate of $290 for 08 and he used $284. Doing all this, his model price still came out to $37.00. They have ample capital to get them through this.
BUY
Has gone down too much. Big losses in their mortgage portfolio, but fundamentally it is a short-term issue. Next year they will still have very strong global retail banking, global credit card businesses and global commercial banking businesses. Their investment banking and equities business is in good shape. Trading at about 8X next year's earnings.
DON'T BUY
One of the world’s largest banks. A great franchise. Thinks it could make $4 a share on operating earnings on an ongoing basis and it's trading at $30. When the skies clear he thinks there will be good opportunities. Don't make any assumption that dividends will not be cut. New CEO will be the catalyst on this.
DON'T BUY
There is still mystery in the books and he would not buy into this. Has some management issues.
DON'T BUY
This company is going to have ongoing problems. They have problems with structured investment products and potential liability on products they have sold in the marketplace.
DON'T BUY
Too early to be buying any major bank stock. US banks will continue to have more write-offs. Has had a very volatile past.
BUY
(Market Call Minute.) Will be able to ultimately withstand this pressure. Buy US financials.
DON'T BUY
Wouldn't hold this one if it was one of the 2 last stocks on the planet. Doesn't like the banks. US banks are in the throes of a hurricane debt problem.
COMMENT
Q: Where is the bottom for the stock? A: You should not try to pick a bottom. In the history of investing, people have been devastated trying to pick bottoms. What you should look for is for the stock to stop going down for a couple of months and wait for it to start going up.
DON'T BUY
Wouldn't touch any US bank at all right now. Feels we are just seeing the tip of the iceberg.
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