NYSE:C

Citigroup Inc. (C)

135.15
+5.22 (4.02%)
as of Jun 4, 2026, 8:00:00 pm Market Open.
141 watching
0
Investor Insights
star iconJun 4, 2026, 12:00 am

This summary was created by AI, based on 38 opinions in the last 12 months.

Citigroup Inc. is experiencing a notable turnaround under its new CEO, who has implemented significant restructuring and refocused the company towards its strongest business segments. With impressive earnings growth of 56% reported in the latest quarter, the bank is showing renewed potential, particularly in wealth management and investment banking. Analysts have observed that Citigroup trades below its book value, presenting a compelling opportunity for investors if the positive momentum continues. While higher interest rates pose challenges for the bank, many experts believe that Citigroup's inherent strengths and improving margins will drive further growth, making it an appealing investment choice amidst the larger banking landscape dominated by well-performing institutions like JPMorgan and Bank of America. The stock's performance over the last year has resulted in a significant increase, contributing to a favorable outlook as the market adjusts to the evolving narrative surrounding this banking giant.

consensus icon
Consensus
Buy
valuation icon
Valuation
Undervalued
review icon
Similar
BAC
TOP PICK
Even at these reduced earnings estimates, he has a model price of $40.85. There are several pieces of research on the street that suggests the company would be worth $60 if it were to break up.
DON'T BUY
Wouldn't go near this stock right now. It has the potential of having the most cockroaches of the major US banks.
WATCH
One of the largest banking franchises in the world and will not go bankrupt. If they cut the 7% dividend, that will be a good opportunity to buy.
TOP PICK
His model price is $46.49, a 54% positive differential. He put it through a stress test. They announced they were going to write off $7 billion to $11 billion and he used the figure of $15 billion. He took one analysts estimate of $290 for 08 and he used $284. Doing all this, his model price still came out to $37.00. They have ample capital to get them through this.
BUY
Has gone down too much. Big losses in their mortgage portfolio, but fundamentally it is a short-term issue. Next year they will still have very strong global retail banking, global credit card businesses and global commercial banking businesses. Their investment banking and equities business is in good shape. Trading at about 8X next year's earnings.
DON'T BUY
One of the world’s largest banks. A great franchise. Thinks it could make $4 a share on operating earnings on an ongoing basis and it's trading at $30. When the skies clear he thinks there will be good opportunities. Don't make any assumption that dividends will not be cut. New CEO will be the catalyst on this.
DON'T BUY
There is still mystery in the books and he would not buy into this. Has some management issues.
DON'T BUY
This company is going to have ongoing problems. They have problems with structured investment products and potential liability on products they have sold in the marketplace.
DON'T BUY
Too early to be buying any major bank stock. US banks will continue to have more write-offs. Has had a very volatile past.
BUY
(Market Call Minute.) Will be able to ultimately withstand this pressure. Buy US financials.
DON'T BUY
Wouldn't hold this one if it was one of the 2 last stocks on the planet. Doesn't like the banks. US banks are in the throes of a hurricane debt problem.
COMMENT
Q: Where is the bottom for the stock? A: You should not try to pick a bottom. In the history of investing, people have been devastated trying to pick bottoms. What you should look for is for the stock to stop going down for a couple of months and wait for it to start going up.
DON'T BUY
Wouldn't touch any US bank at all right now. Feels we are just seeing the tip of the iceberg.
WEAK BUY
He is contemplating buying more. New CEO is expected which is positive. Also could be a break up of the company into several different parts, which would be positive. Could go lower.
BUY
Mr. Reuben is back in the driver’s seat for and he will do well in turning this ship around. Had massive write-offs and doesn’t know if there will be more, but feels there will. Would buy 1/3 of your position and then sit and watch what happens over the next several weeks or months.
Showing 586 to 600 of 743 entries