NYSE:C
Citigroup Inc. (C)
122.69
+1.65 (1.36%)
as of Oct 27, 2026, 8:00:00 pm Market Closed.
143 watching
Financials 
Technical Analysis 0
COMMENT
Cut the dividend, so it should be safe. Has gone through a transition where they had a very important leader and somebody took over. A lot of people left. Thinks that breaking it up into component parts is wrong. Have written off a lot of their subprime debt and they may have to write off some more. Trading at 8X earnings and has a 5% yield. If you have a long-term view, it's not a bad time to be buying US banks.
banks
RISKY
A stock that could double from here, but big, big problems in the portfolio. Still own about $43 billion in leverage loans that they can't sell and will mean additional write offs. M & A business has slowed down. Also seeing an uptick in problems in consumer loans. Good dividend, but it could be cut. This information is public so the company is trading at one of the lowest multiples to book in the last 20 years. Not for the faint of heart.
Charles BobrinskoyOwned
banks
BUY
Basically believes that the banking system will muddle through this problem. A basket of these financials with the yields they’re offering can be a very effective way to invest. Buy in measured proportions.
Mike Lyons CA, CFAOwned
banks
TOP PICK
Even at these reduced earnings estimates, he has a model price of $40.85. There are several pieces of research on the street that suggests the company would be worth $60 if it were to break up.
Brian Acker, CAOwned
banks
WATCH
One of the largest banking franchises in the world and will not go bankrupt. If they cut the 7% dividend, that will be a good opportunity to buy.
Gavin GrahamOwned
banks
TOP PICK
His model price is $46.49, a 54% positive differential. He put it through a stress test. They announced they were going to write off $7 billion to $11 billion and he used the figure of $15 billion. He took one analysts estimate of $290 for 08 and he used $284. Doing all this, his model price still came out to $37.00. They have ample capital to get them through this.
Brian Acker, CAOwned
banks
BUY
Has gone down too much. Big losses in their mortgage portfolio, but fundamentally it is a short-term issue. Next year they will still have very strong global retail banking, global credit card businesses and global commercial banking businesses. Their investment banking and equities business is in good shape. Trading at about 8X next year's earnings.
Charles BobrinskoyOwned
banks
'%20fill='%23ffffff'%3e%3cg%20id='Pager'%20transform='translate(423.000000,%201755.000000)'%3e%3cpath%20d='M243.295367,17.286474%20C243.68919,16.9045087%20244.327703,16.9045087%20244.721525,17.286474%20L249,21.4361302%20L253.278475,17.286474%20C253.672297,16.9045087%20254.31081,16.9045087%20254.704633,17.286474%20C255.098456,17.6684393%20255.098456,18.2877274%20254.704633,18.6696927%20L249.35654,23.856763%20C249.159628,24.0477457%20248.840372,24.0477457%20248.64346,23.856763%20L243.295367,18.6696927%20C242.901544,18.2877274%20242.901544,17.6684393%20243.295367,17.286474%20Z'%20id='Path'%20transform='translate(249.000000,%2020.500000)%20scale(-1,%201)%20rotate(-90.000000)%20translate(-249.000000,%20-20.500000)%20'%3e%3c/path%3e%3c/g%3e%3c/g%3e%3c/g%3e%3c/svg%3e)
'%20fill='%23ffffff'%3e%3cg%20id='Pager'%20transform='translate(423.000000,%201755.000000)'%3e%3cpath%20d='M243.295367,17.286474%20C243.68919,16.9045087%20244.327703,16.9045087%20244.721525,17.286474%20L249,21.4361302%20L253.278475,17.286474%20C253.672297,16.9045087%20254.31081,16.9045087%20254.704633,17.286474%20C255.098456,17.6684393%20255.098456,18.2877274%20254.704633,18.6696927%20L249.35654,23.856763%20C249.159628,24.0477457%20248.840372,24.0477457%20248.64346,23.856763%20L243.295367,18.6696927%20C242.901544,18.2877274%20242.901544,17.6684393%20243.295367,17.286474%20Z'%20id='Path'%20transform='translate(249.000000,%2020.500000)%20rotate(-90.000000)%20translate(-249.000000,%20-20.500000)%20'%3e%3c/path%3e%3c/g%3e%3c/g%3e%3c/g%3e%3c/svg%3e)
