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Investor Insights

This summary was created by AI, based on 50 opinions in the last 12 months.

Visa Inc. continues to be recognized as a dominant player in the payments sector, consistently performing well against the S&P financial sector. With transaction growth reported at around 8% in Q1, experts note that while there is potential risk due to cautious consumer spending, e-commerce and travel spending could bolster growth in the years ahead. The company's strong brand and high return on invested capital (ROIC) diminish concerns about competition and regulatory challenges, although the high valuation multiple tends to attract scrutiny. Many analysts suggest holding the stock, looking for dips to maximize investment opportunities, particularly as the digital payment landscape evolves. Overall, Visa is seen as a compelling long-term hold within the fintech space, demonstrating resilience even amid economic fluctuations.

Consensus
Hold
Valuation
Overvalued
BUY

Visa and Mastercard both have no credit risk and are doing incredibly well.

HOLD

Undisputed champ, leaving fintech and MA in the dust. Gives you exposure to the financial sector. Outperforming the S&P financial sector by ~10%. Q1 saw 8% transaction growth. Cautious consumer spending could be a potential risk, though US consumer remains strong. E-commerce and travel spending could push volumes higher in 2025-26.

It's a hold for her, not in a rush to add more.

WATCH

Very good performer, but always attracts a very high premium multiple. Seen as part of an oligopoly in the payments space. If there's a downtick in the economy, price and/or volume of goods would come down; there would be less "traffic" on the Visa toll road. In a recession, rather than people putting all purchases on plastic, they tend to be more cautious and spend less overall. So, potentially lower earnings.

Brand is fantastic, with very high ROIC. If it ever got cheap enough, he'd consider it. 

PAST TOP PICK
(A Top Pick Dec 28/23, Up 35%)

There is lots of growth internationally. The banks take on the risks in using the cards. It has become too big but that can change. The loyalty programs really help in the credit card business but there is a possibility that they may not be used as much in the future.

WAIT

Great business. Benefits from online shopping and move to cashless. Trades at a premium valuation, so good news already built in. Best time to buy a blue-chip like this is on a market correction. Always regulatory risk, but Canada putting a cap on interest rates would not materially affect this name.

BUY

It keeps hitting new highs, being in the right place over the last 10 years. It's taking a greater market share because more purchasing is going on cards. They have the best technology and will maintain dominance.

WEAK BUY

Having a decent day today in the face of tariff threat. One reason is that, if you look at its business, it's somewhat tariff-proof. Another reason is that money has to go somewhere. So if investors are net sellers on an impulse call, such as tariffs, where does that $$ go -- financials and healthcare are possible havens.

SELL
Reports Thursday, January 30 after the bell.

Gotta love the digitization of the world with electronic payments. Lots of up-and-comers will provide competition. Yet it's managed quite a strong hold in the space. Overvalued, time to sell. Market leader. He'd be all over it around $250-275.

BUY ON WEAKNESS

Deregulation should help. The only downside is that regulatory deregulation can often lead to big hiccups in markets, as in 2007. 

Makes money every time people travel. Since Covid, retirees have been breaking out. Perfect cash cow. Picking away at it for new clients.

BUY ON WEAKNESS

They're all good, but this name is the most profitable because it has the largest payment network. Shareholder friendly, increasing dividend and buying back shares. Don't have to spend a lot to improve infrastructure. Valuation at high 20s or low 30s PE is rich.

BUY ON WEAKNESS

Outlook is still favourable. Taking advantage of spending in the electronic world. Fundamentals will still do well. Forming partnerships with other companies furthers integration in the digital space. Decent runway, though you may want to wait for a pullback to enter.

See his Top Picks.

BUY

Still buying, though not as cheap as a year ago, but it's a unique business that offers double-digit growth. It's a fintech company that collects money with each transaction (i.e. with Apple Pay). They enjoy a duopoly. Slightly prefers this over Mastercard for Visa's innovation, though likes both.

HOLD

Trades at 30x earnings, but it's warranted. Part of a duopoly, and has branched out into analytic services from its core business. Benefits from switching from cash to digital. Huge moat. There will always be regulatory risk. Happy to hold.

HOLD

Predictable business model. In a Republican administration, anti-trust stuff should be less difficult. We'll see how consumer spending goes. Travel has been pretty strong. Less economically sensitive. Great holding.

STRONG BUY

They beat top and bottom. They have a moat and never miss. European volumes are 141% of 2019, and emerging markets are up 21%. AI reduced fraud by 15%. Are up only 13% this year, so there's more catch up to come.

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Visa Inc.(V-N) Rating

Ranking : 5 out of 5

Bullish - Buy Signals / Votes : 32

Neutral - Hold Signals / Votes : 4

Bearish - Sell Signals / Votes : 32

Total Signals / Votes : 68

Stockchase rating for Visa Inc. is calculated according to the stock experts' signals. A high score means experts mostly recommend to buy the stock while a low score means experts mostly recommend to sell the stock.

Visa Inc.(V-N) Frequently Asked Questions

What is Visa Inc. stock symbol?

Visa Inc. is a American stock, trading under the symbol V-N on the New York Stock Exchange (V). It is usually referred to as NYSE:V or V-N

Is Visa Inc. a buy or a sell?

In the last year, 68 stock analysts published opinions about V-N. 32 analysts recommended to BUY the stock. 32 analysts recommended to SELL the stock. The latest stock analyst recommendation is . Read the latest stock experts' ratings for Visa Inc..

Is Visa Inc. a good investment or a top pick?

Visa Inc. was recommended as a Top Pick by on . Read the latest stock experts ratings for Visa Inc..

Why is Visa Inc. stock dropping?

Earnings reports or recent company news can cause the stock price to drop. Read stock experts’ recommendations for help on deciding if you should buy, sell or hold the stock.

Is Visa Inc. worth watching?

68 stock analysts on Stockchase covered Visa Inc. In the last year. It is a trending stock that is worth watching.

What is Visa Inc. stock price?

On 2025-04-01, Visa Inc. (V-N) stock closed at a price of $346.35.